[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/alternativni-sporeni\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/alternativni-sporeni\/","headline":"Alternativn\u00ed spo\u0159en\u00ed","name":"Alternativn\u00ed spo\u0159en\u00ed","description":"Vkladn\u00ed kn\u00ed\u017eky u\u017e dneska nejsou v\u00fdhodn\u00e9 po \u00farokov\u00e9 str\u00e1nce, na stavebn\u00ed spo\u0159en\u00ed mus\u00edte p\u0159isp\u00edvat \u010d\u00e1stkou 20 tis\u00edc, aby v\u00e1m spo\u0159itelna p\u0159ipsala st\u00e1tn\u00ed podporu, spo\u0159ic\u00ed \u00fa\u010dty pro d\u011bti maj\u00ed v\u011bt\u0161inou tak n\u00edzk\u00fd \u00farok, a\u017e se to nevyplat\u00ed a spo\u0159ic\u00ed \u00fa\u010dty maj\u00ed spoustu poplatk\u016f za veden\u00ed \u00fa\u010dtu, vklady i v\u00fdb\u011bry. Jsou i jin\u00e9 mo\u017enost ne\u017e jenom spo\u0159ic\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/alternativni-sporeni\/\"> <span class=\"screen-reader-text\">Alternativn\u00ed spo\u0159en\u00ed<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2016-10-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a277514_w1991_t1601800860.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a277514_w1991_t1601800860.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/alternativni-sporeni\/","about":["Investice"],"wordCount":442,"articleBody":"Vkladn\u00ed kn\u00ed\u017eky u\u017e dneska nejsou v\u00fdhodn\u00e9 po \u00farokov\u00e9 str\u00e1nce, na stavebn\u00ed spo\u0159en\u00ed mus\u00edte p\u0159isp\u00edvat \u010d\u00e1stkou 20 tis\u00edc, aby v\u00e1m spo\u0159itelna p\u0159ipsala st\u00e1tn\u00ed podporu, spo\u0159ic\u00ed \u00fa\u010dty pro d\u011bti maj\u00ed v\u011bt\u0161inou tak n\u00edzk\u00fd \u00farok, a\u017e se to nevyplat\u00ed a spo\u0159ic\u00ed \u00fa\u010dty maj\u00ed spoustu poplatk\u016f za veden\u00ed \u00fa\u010dtu, vklady i v\u00fdb\u011bry. Jsou i jin\u00e9 mo\u017enost ne\u017e jenom spo\u0159ic\u00ed \u00fa\u010dty nebo stavebn\u00ed spo\u0159en\u00ed, a jsou tyto mo\u017enosti vhodn\u011bj\u0161\u00ed, bezpe\u010dn\u011bj\u0161\u00ed a v\u00fdhodn\u011bj\u0161\u00ed? Dostaneme p\u0159i v\u00fdb\u011bru pen\u00edze stejn\u011b rychle, jako ze spo\u0159ic\u00edho \u00fa\u010dtu?Odpov\u011b\u010f zn\u00ed ano, samoz\u0159ejm\u011b \u017ee jsou. Nejedn\u00e1 se ov\u0161em o tak bezpe\u010dn\u00e9 alternativy a rozhodn\u011b ne obvykl\u00e9. Nev\u011b\u0159\u00edte-li bance, m\u016f\u017eete samoz\u0159ejm\u011b sv\u00e9 pen\u00edze sv\u011b\u0159it jin\u00fdm instituc\u00edm. Jak\u00fdm? Poj\u010fme se na n\u011b pod\u00edvat.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pod\u00edlov\u00fd fondJedn\u00e1 se o formu investice. M\u011bs\u00ed\u010dn\u011b do t\u00e9to investice vlo\u017e\u00edte kapit\u00e1l, za tu \u010d\u00e1stku prob\u011bhne n\u011bjak\u00fd n\u00e1kup, a cena investice se zvy\u0161uje. P\u0159i dlouhodob\u00e9 investici nen\u00ed propad a ztr\u00e1ta tak velk\u00fdm rizikem. Kup\u0159\u00edkladu m\u016f\u017eete vyu\u017e\u00edt fondu &bdquo;\u017eivotn\u00ed cyklus&ldquo;; ten se v\u00e1\u017ee k&nbsp;plnoletosti d\u00edt\u011bte. V\u00fdhodou t\u011bchto pod\u00edlov\u00fdch fond\u016f je, \u017ee se jejich \u00farok dok\u00e1\u017ee vy\u0161plhat i nad \u0161est procent. &middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Numismatika Dal\u0161\u00ed mo\u017enost\u00ed je nakoupit \u010ceskou N\u00e1rodn\u00ed Bankou vdan\u00e9 pam\u011btn\u00ed mince. Zaj\u00edmav\u00e9 je, \u017ee se doporu\u010duj\u00ed kupovat sp\u00ed\u0161 st\u0159\u00edbrn\u00e9 mince ne\u017e zlat\u00e9. Pro\u010d? N\u011bkte\u0159\u00ed numismatikov\u00e9 tvrd\u00ed, \u017ee je to proto, \u017ee st\u0159\u00edbrn\u00e9 mince jsou vedle zlat\u00fdch podhodnocovan\u00e9, av\u0161ak ve prosp\u011bch zlat\u00fdch minc\u00ed mluv\u00ed n\u00e1r\u016fst ceny &ndash; co\u017e ale znamen\u00e1, \u017ee cena zlata se tak st\u00e1v\u00e1 nejistou.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Um\u011bn\u00ed Jednou z nej\u010dast\u011bj\u0161\u00edch forem investic b\u00fdv\u00e1 tak\u00e9 um\u011bn\u00ed, jeliko\u017e investujete-li spr\u00e1vn\u011b, cena se v\u00e1m mnohon\u00e1sobn\u011b vr\u00e1t\u00ed.&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Sb\u011bratelsk\u00e9 p\u0159edm\u011btyJe to podobn\u00e9 jako s&nbsp;um\u011bn\u00edm; sb\u011bratelsk\u00e9 p\u0159edm\u011bty v&nbsp;r\u016fzn\u00fdch odv\u011btv\u00edch maj\u00ed sv\u00e9 obdivovatele a dal\u0161\u00ed sb\u011bratele, kte\u0159\u00ed eventu\u00e1ln\u011b mohou d\u00e1t majlant, aby od v\u00e1s p\u0159edm\u011bt koupili. V\u00e1\u0161 potomek tak m\u016f\u017ee b\u00fdt zaji\u0161t\u011bn i na cel\u00fd \u017eivot.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Alternativn\u00ed spo\u0159en\u00ed","item":"https:\/\/www.zerba.cz\/alternativni-sporeni\/#breadcrumbitem"}]}]