[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/banky-se-snazi-priblizovat-klientum-a-usnadnit-jim-ovladani-uctu\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/banky-se-snazi-priblizovat-klientum-a-usnadnit-jim-ovladani-uctu\/","headline":"Banky se sna\u017e\u00ed p\u0159ibli\u017eovat klient\u016fm a usnadnit jim ovl\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f!","name":"Banky se sna\u017e\u00ed p\u0159ibli\u017eovat klient\u016fm a usnadnit jim ovl\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f!","description":"Funkce internetov\u00e9 a mobiln\u00edho bankovnictv\u00ed se m\u011bn\u00ed v z\u00e1vislosti na v\u00fdvoji a trendu pr\u00e1v\u011b v tomto sm\u011bru. Je\u0161t\u011b p\u0159ed deseti lety bylo obt\u00ed\u017en\u00e9 m\u00edt p\u0159\u00edstup ke sv\u00e9mu \u00fa\u010dtu p\u0159es internet. Nyn\u00ed je naprosto b\u011b\u017en\u00e9 a hlavn\u011b jednoduch\u00e9, \u017ee si r\u00e1no sednete ke sv\u00e9mu po\u010d\u00edta\u010di a najdete si, jak\u00e1 je situace na va\u0161em \u00fa\u010dtu. V podstat\u011b &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/banky-se-snazi-priblizovat-klientum-a-usnadnit-jim-ovladani-uctu\/\"> <span class=\"screen-reader-text\">Banky se sna\u017e\u00ed p\u0159ibli\u017eovat klient\u016fm a usnadnit jim ovl\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f!<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-20","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a315797_w1729_t1526716791.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a315797_w1729_t1526716791.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/banky-se-snazi-priblizovat-klientum-a-usnadnit-jim-ovladani-uctu\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":561,"articleBody":"\tFunkce internetov\u00e9 a mobiln\u00edho bankovnictv\u00ed se m\u011bn\u00ed v z\u00e1vislosti na v\u00fdvoji a trendu pr\u00e1v\u011b v tomto sm\u011bru. Je\u0161t\u011b p\u0159ed deseti lety bylo obt\u00ed\u017en\u00e9 m\u00edt p\u0159\u00edstup ke sv\u00e9mu \u00fa\u010dtu p\u0159es internet. Nyn\u00ed je naprosto b\u011b\u017en\u00e9 a hlavn\u011b jednoduch\u00e9, \u017ee si r\u00e1no sednete ke sv\u00e9mu po\u010d\u00edta\u010di a najdete si, jak\u00e1 je situace na va\u0161em \u00fa\u010dtu. V podstat\u011b nemus\u00edme sednout ani k po\u010d\u00edta\u010di, jen vezmeme do ruky mobil a zapneme spr\u00e1vnou aplikaci. Pokud jste p\u0159ed deseti lety cht\u011bli poslat pen\u00edze p\u0159\u00edkazem z \u00fa\u010dtu, ut\u00edkali jste do banky, kde jste vypsali na pap\u00edr k tomu ur\u010den\u00fd, odkud a kam pen\u00edze chcete poslat. Nyn\u00ed v\u00e1m sta\u010d\u00ed jednodu\u0161e na\u010d\u00edst tak zvan\u00fd QR k\u00f3d do mobilu a v\u0161e se vypln\u00ed za v\u00e1s.\t\tPrvn\u00ed mobiln\u00ed aplikaci v roce 2011 u n\u00e1s spustila Fio banka. Ale ji\u017e daleko p\u0159ed t\u00edm, tedy v roce 1998 existoval prvn\u00ed internet banking, kter\u00fd byl ov\u0161em dostupn\u00fd tak\u00e9 u t\u00e9to banky. Tato banka v\u0161ak nebyla tolik vyu\u017e\u00edv\u00e1na jako nyn\u00ed. V letech 1998 a\u017e 2008 st\u00e1le byly v kurzu klasick\u00e9 bankovn\u00ed domy jako \u010cesk\u00e1 spo\u0159itelna a Komer\u010dn\u00ed banka. Banky pak za\u010daly v r\u00e1mci trendu nab\u00edzet internetov\u00e9 bankovnictv\u00ed. Ov\u0161em takov\u00e9 z\u0159\u00edzen\u00ed nap\u0159\u00edklad u Komer\u010dn\u00ed banky obn\u00e1\u0161elo n\u00e1v\u0161t\u011bvu v bance, podpis mnoha pap\u00edru, z\u00edsk\u00e1n\u00ed bezpe\u010dnostn\u00edho kl\u00ed\u010de, bez kter\u00e9ho nebylo mo\u017en\u00e9 se do bankovn\u00edho \u00fa\u010dtu p\u0159ihl\u00e1sit. V p\u0159\u00edpad\u011b ztr\u00e1ty kl\u00ed\u010de bylo op\u011bt nutn\u00e9 do banky zav\u00edtat a podepsat dal\u0161\u00ed pap\u00edry. I kdy\u017e banky byly aktivn\u00ed v tomto duchu, spousta klient\u016f i p\u0159es mo\u017enost vyu\u017e\u00edvat tyto slu\u017eby, slu\u017ebu internetov\u00e9ho nato\u017e mobiln\u00edho bankovnictv\u00ed z bezpe\u010dnostn\u00edch d\u016fvod\u016f nevyu\u017e\u00edvalo.\tNyn\u00ed se trend ub\u00edr\u00e1 takov\u00fdm sm\u011brem, \u017ee n\u011bkter\u00e9 banky ji\u017e ani nemaj\u00ed internetov\u00e9 bankovnictv\u00ed, ale funguj\u00ed u n\u011bkter\u00fdch produkt\u016f \u010dist\u011b na b\u00e1zi bankovnictv\u00ed mobiln\u00edho.\t\tCo v\u0161echno d\u00edky aplikaci v mobilu m\u016f\u017eete vyu\u017e\u00edt a naj\u00edt?\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; P\u0159ihl\u00e1\u0161en\u00ed do aplikace pomoci otisku prstu (pokud to v\u00e1\u0161 mobil umo\u017e\u0148uje)\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vyhled\u00e1n\u00ed nejbli\u017e\u0161\u00edho automatu\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vyhled\u00e1n\u00ed nejbli\u017e\u0161\u00ed pobo\u010dky va\u0161\u00ed banky v\u010detn\u011b otev\u00edrac\u00ed doby\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ukl\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f pro budouc\u00ed platby &ndash; tvorba \u0161ablony\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; P\u0159ipomenut\u00ed zad\u00e1n\u00ed platby\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Vyhled\u00e1v\u00e1n\u00ed a filtrov\u00e1n\u00ed plateb v historii\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Zad\u00e1n\u00ed platby pomoc\u00ed QR k\u00f3du\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upozorn\u011bn\u00ed na zm\u011bny na \u00fa\u010dtu\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Virtu\u00e1ln\u00ed platebn\u00ed karta\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Spr\u00e1va platebn\u00edch karet\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Z\u0159\u00edzen\u00ed dal\u0161\u00edch bankovn\u00edch produkt\u016f                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky se sna\u017e\u00ed p\u0159ibli\u017eovat klient\u016fm a usnadnit jim ovl\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f!","item":"https:\/\/www.zerba.cz\/banky-se-snazi-priblizovat-klientum-a-usnadnit-jim-ovladani-uctu\/#breadcrumbitem"}]}]