[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/bezbankovni-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/bezbankovni-pujcky\/","headline":"Bezbankovn\u00ed p\u016fj\u010dky","name":"Bezbankovn\u00ed p\u016fj\u010dky","description":"N\u011bkde jste vid\u011bli nebo \u010detli n\u00e1zev bezbankovn\u00ed p\u016fj\u010dka? Nev\u00edte, co si pod t\u00edm m\u00e1te p\u0159edstavit? Bezbankovn\u00ed p\u016fj\u010dky ve skute\u010dnosti znamenaj\u00ed nebankovn\u00ed p\u016fj\u010dky. \u010cast\u011bj\u0161\u00ed a pou\u017e\u00edvan\u011bj\u0161\u00ed n\u00e1zev je tedy nebankovn\u00ed. Pod t\u00edm u\u017e si ledacos m\u016f\u017eeme p\u0159edstavit. V\u011bt\u0161ina obyvatel si p\u0159edstav\u00ed n\u011bjakou nebankovn\u00ed spole\u010dnost. \u010cili \u017ee si pro pen\u00edze nep\u016fjde do klasick\u00e9 banky, ale do n\u011bjak\u00e9 &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/bezbankovni-pujcky\/\"> <span class=\"screen-reader-text\">Bezbankovn\u00ed p\u016fj\u010dky<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-13","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/bezbankovni-pujcky\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":424,"articleBody":"N\u011bkde jste vid\u011bli nebo \u010detli n\u00e1zev bezbankovn\u00ed p\u016fj\u010dka? Nev\u00edte, co si pod t\u00edm m\u00e1te p\u0159edstavit? Bezbankovn\u00ed p\u016fj\u010dky ve skute\u010dnosti znamenaj\u00ed nebankovn\u00ed p\u016fj\u010dky. \u010cast\u011bj\u0161\u00ed a pou\u017e\u00edvan\u011bj\u0161\u00ed n\u00e1zev je tedy nebankovn\u00ed. Pod t\u00edm u\u017e si ledacos m\u016f\u017eeme p\u0159edstavit. V\u011bt\u0161ina obyvatel si p\u0159edstav\u00ed n\u011bjakou nebankovn\u00ed spole\u010dnost. \u010cili \u017ee si pro pen\u00edze nep\u016fjde do klasick\u00e9 banky, ale do n\u011bjak\u00e9 jin\u00e9 spole\u010dnosti. Tato forma uva\u017eov\u00e1n\u00ed je spr\u00e1vn\u00e1.&nbsp; P\u016fj\u010dky a \u00fav\u011bry toti\u017e neposkytuj\u00ed pouze bankovn\u00ed domy, ale i soukrom\u00e9 spole\u010dnosti a mnoho dal\u0161\u00edch instituc\u00ed.U t\u011bchto typ\u016f p\u016fj\u010dek a \u00fav\u011br\u016f se m\u016f\u017eeme setkat s&nbsp;m\u00edrn\u011bj\u0161\u00edmi podm\u00ednkami. Spole\u010dnosti jsou sice v\u00e1z\u00e1ny dodr\u017eov\u00e1n\u00edm z\u00e1kladn\u00edch norem a na\u0159\u00edzen\u00ed, kter\u00e9 vyd\u00e1v\u00e1 samotn\u00e1 \u010cNB, ale mohou ostatn\u00ed podm\u00ednky poupravit, kde\u017eto banky maj\u00ed jasn\u011b dan\u00e1 pravidla, kter\u00fdmi se \u0159\u00edd\u00ed a kter\u00e1 dodr\u017euj\u00ed. Neplat\u00ed v&nbsp;p\u0159\u00edpad\u011b bank \u017e\u00e1dn\u00e9 v\u00fdjimky a pravidla se mus\u00ed dodr\u017eovat. U soukrom\u00fdch spole\u010dnost\u00ed to funguje t\u00edm zp\u016fsobem, \u017ee si mohou dovolit n\u011bjak\u00fd ten \u00fastupek, proto\u017ee v\u00e1m pen\u00edze poskytuje spole\u010dnost za\u0161t\u00edt\u011bn\u00e1 soukrom\u00fdm investorem \u010dili se d\u00e1 \u0159\u00edct soukromou osobou, proto nap\u0159\u00edklad nebankovn\u00ed spole\u010dnosti mohou ud\u00e1vat, \u017ee toleruj\u00ed z\u00e1znamy v&nbsp;registrech dlu\u017en\u00edk\u016f nebo jinou formou p\u0159\u00edjm\u016f. \u010casto se dokonce m\u016f\u017eete setkat s&nbsp;n\u00e1zorem, \u017ee poskytnou klientovi \u00fav\u011br i za podm\u00ednek, \u017ee m\u00e1 dluhy nebo exekuce, co\u017e v&nbsp;bance je nep\u0159edstaviteln\u00e9 a nemo\u017en\u00e9.\tPodm\u00ednky t\u011bchto \u00fav\u011br\u016fAbychom si osv\u011btlili v\u0161echny podm\u00ednky z\u00edsk\u00e1n\u00ed takov\u00e9ho \u00fav\u011bru je pot\u0159eba si \u0159\u00edct, \u017ee \u00fav\u011br na jednu stranu z\u00edsk\u00e1te snadno a s&nbsp;podm\u00ednkami, kter\u00e9 ka\u017ed\u00fd spln\u00ed, proto\u017ee nemus\u00edte dokl\u00e1dat \u010dist\u00fd registr a v&nbsp;p\u0159\u00edpad\u011b podnikatel\u016f mnohdy ani p\u0159\u00edjmy, ale na druhou stranu bychom m\u011bli v&nbsp;takov\u00e9m p\u0159\u00edpad\u011b po\u010d\u00edtat s&nbsp;nav\u00fd\u0161en\u00edm v&nbsp;podob\u011b jin\u00fdch poplatk\u016f. V&nbsp;dne\u0161n\u00ed dob\u011b v\u0161ak i tyto spole\u010dnosti mezi sebou konkuruj\u00ed, tak\u017ee se \u010d\u00edm d\u00e1l \u010dast\u011bji setk\u00e1v\u00e1me s&nbsp;t\u00edm, \u017ee poskytuj\u00ed podm\u00ednky podobn\u00e9 t\u011bm bankovn\u00edm.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bezbankovn\u00ed p\u016fj\u010dky","item":"https:\/\/www.zerba.cz\/bezbankovni-pujcky\/#breadcrumbitem"}]}]