[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/bezurocna-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/bezurocna-pujcka\/","headline":"Bez\u00faro\u010dn\u00e1 p\u016fj\u010dka","name":"Bez\u00faro\u010dn\u00e1 p\u016fj\u010dka","description":"Co v\u00e1s napadne jako prvn\u00ed, kdy\u017e se \u0159ekne bez\u00faro\u010dn\u00e1 p\u016fj\u010dka? Mnoh\u00e9 z n\u00e1s by napadlo, p\u016fj\u010dit si od rodiny nebo bl\u00edzk\u00fdch zn\u00e1m\u00fdch, proto\u017ee ti po n\u00e1s v\u011bt\u0161inou \u017e\u00e1dn\u00e9 \u00faroky necht\u011bj\u00ed a pen\u00edze n\u00e1m vlo\u017e\u00ed do rukou s t\u00edm, \u017ee a\u017e je budeme m\u00edt, tak jim je splat\u00edme a vr\u00e1t\u00edme, a to v t\u00e9 hodnot\u011b, kterou jsme si od …

Bez\u00faro\u010dn\u00e1 p\u016fj\u010dka<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2020-08-09","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/bezurocna-pujcka\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":618,"articleBody":"Co v\u00e1s napadne jako prvn\u00ed, kdy\u017e se \u0159ekne bez\u00faro\u010dn\u00e1 p\u016fj\u010dka? Mnoh\u00e9 z n\u00e1s by napadlo, p\u016fj\u010dit si od rodiny nebo bl\u00edzk\u00fdch zn\u00e1m\u00fdch, proto\u017ee ti po n\u00e1s v\u011bt\u0161inou \u017e\u00e1dn\u00e9 \u00faroky necht\u011bj\u00ed a pen\u00edze n\u00e1m vlo\u017e\u00ed do rukou s t\u00edm, \u017ee a\u017e je budeme m\u00edt, tak jim je splat\u00edme a vr\u00e1t\u00edme, a to v t\u00e9 hodnot\u011b, kterou jsme si od nich vyp\u016fj\u010dili, p\u0159\u00edpadn\u011b se s nimi m\u016f\u017eeme dohodnout na n\u011bjak\u00e9m spl\u00e1tkov\u00e9m kalend\u00e1\u0159i.Jak je tomu ale v p\u0159\u00edpad\u011b bankovn\u00edch a soukrom\u00fdch instituc\u00ed, kter\u00e9 p\u016fj\u010duj\u00ed b\u011b\u017en\u00e9 p\u016fj\u010dky za poplatky?Narazili jste na n\u00e1zev bez\u00faro\u010dn\u00e1 p\u016fj\u010dka? Cht\u011bli byste se dozv\u011bd\u011bt v\u00edce o tomto t\u00e9matu? Nev\u00edte, jak p\u0159esn\u011b by takov\u00fd produkt mohl fungovat? \u010cetli jste, \u017ee je to p\u016fj\u010dka naprosto bez \u00farok\u016f a bez RPSN? Ano, je to mo\u017en\u00e9. V dne\u0161n\u00ed dob\u011b opravdu takov\u00e9to bez\u00faro\u010dn\u00e9 p\u016fj\u010dky existuj\u00ed. Nejedn\u00e1 se tedy o \u017e\u00e1dn\u00fd v\u00fdmysl nebo o n\u011bco, co by zav\u00e1n\u011blo nespolehliv\u00fdm p\u0159\u00edstupem. U tohoto typu p\u016fj\u010dek jde p\u0159edev\u0161\u00edm o jejich n\u00edzkou hodnotu. Bez poplatk\u016f a \u00farok\u016f v\u00e1m samoz\u0159ejm\u011b nikdo neposkytne n\u011bkolik stovek tis\u00edc nebo p\u016fl milionu, ale p\u00e1r tis\u00edcovek mo\u017en\u00e1 ano, proto existuj\u00ed tyto produkty. P\u016fj\u010dit si a nic nav\u00edc nezaplatit, to je sen mnoh\u00fdch z n\u00e1s. Zn\u00ed to opravdu l\u00e1kav\u011b, ale ur\u010dit\u011b je pot\u0159eba si d\u00e1vat na n\u011bco pozor.Kde si je m\u016f\u017eete z\u0159\u00eddit? Z\u0159\u00eddit si je m\u016f\u017eete u bankovn\u00edch nebo nebankovn\u00edch spole\u010dnost\u00ed. V\u011bt\u0161inou je tato p\u016fj\u010dka podm\u00edn\u011bna t\u00edm, \u017ee se u v\u00e1s a v jejich p\u0159\u00edpad\u011b jedn\u00e1 o prvn\u00ed p\u016fj\u010dku. Pokud si u dan\u00e9 spole\u010dnosti z\u0159izujete p\u016fj\u010dku poprv\u00e9, m\u016f\u017eete vyu\u017e\u00edt tento v\u00fdhodn\u00fd syst\u00e9m a vz\u00edt si ji takzvan\u011b „zdarma“, tedy bez \u00farok\u016f nebo RPSN, tak\u017ee nep\u0159eplat\u00edte \u017e\u00e1dn\u00e9 pen\u00edze nav\u00edc, kdy\u017e budete spl\u00e1cet. Uhrad\u00edte pouze pen\u00edze, kter\u00e9 jste si p\u016fj\u010dili. V\u011bt\u0161inou se z\u0159izuje na kr\u00e1tkou dobu. \u010cili ji splat\u00edte b\u011bhem p\u00e1r m\u011bs\u00edc\u016f. Spl\u00e1c\u00ed se nap\u0159\u00edklad 2 m\u011bs\u00edce.\tN\u011bkter\u00e9 banky nebo nebankovn\u00ed spole\u010dnosti mohou p\u0159ekvapitBez\u00faro\u010dn\u00e9 p\u016fj\u010dky za\u0161ly tak daleko ve sv\u00e9m poskytov\u00e1n\u00ed, \u017ee m\u016f\u017eete narazit u n\u011bkter\u00fdch bankovn\u00edch nebo nebankovn\u00edch spole\u010dnost\u00ed na p\u016fj\u010dku a\u017e t\u0159eba do v\u00fd\u0161e 80 000K\u010d. To u\u017e je pom\u011brn\u011b vysok\u00e1 \u010d\u00e1stka ne\u017e p\u00e1r tis\u00edcovek. S takov\u00fdmi pen\u011bzi u\u017e hrav\u011b \u010dlov\u011bk zvl\u00e1dne zaplatit i v\u011bt\u0161\u00ed v\u00fddaje. Pro\u010d tedy banky poskytuj\u00ed tak v\u00fdhodn\u00e9 p\u016fj\u010dky, kdy\u017e z toho v podstat\u011b nic nemaj\u00ed? Jde jim o nal\u00e1k\u00e1n\u00ed nov\u00fdch klient\u016f, aby se bl\u00ed\u017ee sezn\u00e1mili s jejich spole\u010dnost\u00ed. Vid\u00ed v tom nov\u00e9 potencion\u00e1ln\u00ed klienty pro dal\u0161\u00ed budouc\u00ed p\u016fj\u010dky a \u00fav\u011bry. Spole\u010dnosti v\u0161ak jednaj\u00ed seri\u00f3zn\u011b, tak\u017ee se v\u011bt\u0161inou nen\u00ed \u010deho ob\u00e1vat, ani v t\u011bchto p\u0159\u00edpadech, bez\u00faro\u010dn\u00e9 p\u016fj\u010dky, kde \u017e\u00e1dn\u00e9 poplatky nav\u00edc nep\u0159eplat\u00edte. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez\u00faro\u010dn\u00e1 p\u016fj\u010dka","item":"https:\/\/www.zerba.cz\/bezurocna-pujcka\/#breadcrumbitem"}]}]