[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/cestovni-pojisteni-k-platebni-karte\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/cestovni-pojisteni-k-platebni-karte\/","headline":"Cestovn\u00ed poji\u0161t\u011bn\u00ed k platebn\u00ed kart\u011b","name":"Cestovn\u00ed poji\u0161t\u011bn\u00ed k platebn\u00ed kart\u011b","description":"I kdy\u017e se v\u00ed, \u017ee poskytovatel\u00e9 debetn\u00edch a kreditn\u00edch karet jsou pouh\u00fdmi zprost\u0159edkovateli cestovn\u00edho poji\u0161t\u011bn\u00ed, v\u00ed se tak\u00e9, \u017ee ale parametry poji\u0161t\u011bn\u00ed u karet b\u00fdvaj\u00ed jin\u00e9 ne\u017e ty, kter\u00e9 v\u00e1m nab\u00edz\u00ed poji\u0161\u0165ovna. Je pot\u0159eba si uv\u011bdomit, \u017ee takov\u00e9 poji\u0161t\u011bn\u00ed u karty je sp\u00ed\u0161e dlouhodob\u00e9 poji\u0161t\u011bn\u00ed ne\u017e kr\u00e1tkodob\u00e1 cestovn\u00ed pojistka. Ke kart\u011b nebudete poji\u0161\u0165ovat jednotliv\u00e9 v\u00fdjezdy &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/cestovni-pojisteni-k-platebni-karte\/\"> <span class=\"screen-reader-text\">Cestovn\u00ed poji\u0161t\u011bn\u00ed k platebn\u00ed kart\u011b<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-04","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316649_w1990_t1527623230.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316649_w1990_t1527623230.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/cestovni-pojisteni-k-platebni-karte\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":446,"articleBody":"\tI kdy\u017e se v\u00ed, \u017ee poskytovatel\u00e9 debetn\u00edch a kreditn\u00edch karet jsou pouh\u00fdmi zprost\u0159edkovateli cestovn\u00edho poji\u0161t\u011bn\u00ed, v\u00ed se tak\u00e9, \u017ee ale parametry poji\u0161t\u011bn\u00ed u karet b\u00fdvaj\u00ed jin\u00e9 ne\u017e ty, kter\u00e9 v\u00e1m nab\u00edz\u00ed poji\u0161\u0165ovna.\tJe pot\u0159eba si uv\u011bdomit, \u017ee takov\u00e9 poji\u0161t\u011bn\u00ed u karty je sp\u00ed\u0161e dlouhodob\u00e9 poji\u0161t\u011bn\u00ed ne\u017e kr\u00e1tkodob\u00e1 cestovn\u00ed pojistka. Ke kart\u011b nebudete poji\u0161\u0165ovat jednotliv\u00e9 v\u00fdjezdy do zahrani\u010d\u00ed, ale takov\u00e1 pojistka zpravidla plat\u00ed po cel\u00fd rok a pojistka se plat\u00ed z karty m\u011bs\u00ed\u010dn\u011b.\t\tAv\u0161ak rozsah poji\u0161t\u011bn\u00ed se dle pr\u016fzkum\u016f jin\u00fdch web\u016f p\u0159\u00edli\u0161 neli\u0161\u00ed od nab\u00eddky poji\u0161\u0165ovny. Pojistky k platebn\u00edm kart\u00e1m jsou v\u0161ak poskl\u00e1dan\u00e9 jako p\u0159ipraven\u00e9 bal\u00ed\u010dky a nem\u00e1te mo\u017enost si poji\u0161t\u011bn\u00ed s r\u016fzn\u00fdmi faktory a v\u00fd\u0161\u00ed pojistn\u00e9ho kryt\u00ed vybrat a zvolit dle vlastn\u00edch po\u017eadavk\u016f.\tSamoz\u0159ejmost\u00ed jsou zde\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; l\u00e9\u010debn\u00e9 v\u00fdlohy s p\u0159ipoji\u0161t\u011bn\u00edm \u00farazu\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu zp\u016fsobenou t\u0159et\u00ed osob\u011b\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; poji\u0161t\u011bn\u00ed zavazadel\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; pr\u00e1vn\u00ed ochrana\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; poji\u0161t\u011bn\u00ed storna\t\tV\u00fdhody\tCo se v\u00fdhod t\u00fd\u010de, ke kart\u00e1m b\u00fdvaj\u00ed srozumiteln\u011bj\u0161\u00ed a jasn\u011bj\u0161\u00ed podm\u00ednky. Pokud t\u0159eba nev\u00edte, kde v\u0161ude budete cestovat, m\u00e1te mo\u017enost prost\u011b vybrat pojistku, kter\u00e1 je platn\u00e1 ve v\u0161ech zem\u00edch sv\u011bta a nemus\u00edte \u0159e\u0161it, zda se jedn\u00e1 o pojistku v r\u00e1mci Evropy, Afriky \u010di zem\u00ed Ameriky.\tI pro sportovce jsou podm\u00ednky t\u011bchto pojistek snaz\u0161\u00ed na orientaci. Tyto bal\u00ed\u010dky toti\u017e zpravidla zahrnuj\u00ed v\u0161echny varianty rekrea\u010dn\u00edch sport\u016f a nen\u00ed v\u00fdjimkou, kdy\u017e kryj\u00ed i sporty rizikov\u00e9.\tM\u016f\u017eete si tak\u00e9 vybrat pr\u00e9miov\u00e9 bal\u00ed\u010dky, kter\u00e9 automaticky kryj\u00ed na cest\u00e1ch i va\u0161e rodinn\u00e9 p\u0159\u00edslu\u0161n\u00edky a p\u0159\u00edpadn\u011b m\u016f\u017eete dokoupit tak\u00e9 rodinn\u00fd bal\u00ed\u010dek kde m\u00e1te stejn\u00e9 poji\u0161t\u011bn\u00ed pro man\u017eela\/man\u017eelku, registrovan\u00e9ho partnera nebo druha a samoz\u0159ejmost\u00ed jsou d\u011bti mlad\u0161\u00edch osmn\u00e1cti let.\tNev\u00fdhody\tI kdy\u017e zn\u00ed skoro jen pozitivn\u011b mo\u017enosti poji\u0161t\u011bn\u00ed, samoz\u0159ejm\u011b jsou zde i nev\u00fdhody, mezi n\u011b hlavn\u011b pat\u0159\u00ed pojistn\u00e9 limity. Ty jsou podstatn\u011b ni\u017e\u0161\u00ed ne\u017e u klasick\u00fdch druh\u016f poji\u0161t\u011bn\u00ed p\u0159es poji\u0161\u0165ovnu.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Cestovn\u00ed poji\u0161t\u011bn\u00ed k platebn\u00ed kart\u011b","item":"https:\/\/www.zerba.cz\/cestovni-pojisteni-k-platebni-karte\/#breadcrumbitem"}]}]