[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/co-budete-potrebovat-k-vyrizeni-hypoteky\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/co-budete-potrebovat-k-vyrizeni-hypoteky\/","headline":"Co budete pot\u0159ebovat k vy\u0159\u00edzen\u00ed hypot\u00e9ky?","name":"Co budete pot\u0159ebovat k vy\u0159\u00edzen\u00ed hypot\u00e9ky?","description":"V prvn\u00ed \u0159ad\u011b budete pot\u0159ebovat samoz\u0159ejm\u011b vybrat nemovitost, po kter\u00e9 tou\u017e\u00edte. N\u00e1sledn\u011b budete rozhodn\u011b pot\u0159ebovat v\u0161echny dokumenty, kter\u00e9 po v\u00e1s banka bude cht\u00edt. Pokud byste si mysleli, \u017ee je toho m\u00e1lo, pletete se. Pokud si mysl\u00edte, \u017ee kdy\u017e n\u011bco nem\u00e1te \u010di v\u00e1m n\u011bjak\u00fd dokument prost\u011b chyb\u00ed, p\u016fjde to bez n\u011bj, pletete se! V prvn\u00ed \u0159ad\u011b …

Co budete pot\u0159ebovat k vy\u0159\u00edzen\u00ed hypot\u00e9ky?<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a313482_w1998_t1524297012.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a313482_w1998_t1524297012.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/co-budete-potrebovat-k-vyrizeni-hypoteky\/","about":["Hypot\u00e9ky"],"wordCount":477,"articleBody":"V prvn\u00ed \u0159ad\u011b budete pot\u0159ebovat samoz\u0159ejm\u011b vybrat nemovitost, po kter\u00e9 tou\u017e\u00edte. N\u00e1sledn\u011b budete rozhodn\u011b pot\u0159ebovat v\u0161echny dokumenty, kter\u00e9 po v\u00e1s banka bude cht\u00edt. Pokud byste si mysleli, \u017ee je toho m\u00e1lo, pletete se. Pokud si mysl\u00edte, \u017ee kdy\u017e n\u011bco nem\u00e1te \u010di v\u00e1m n\u011bjak\u00fd dokument prost\u011b chyb\u00ed, p\u016fjde to bez n\u011bj, pletete se! V prvn\u00ed \u0159ad\u011b si p\u0159ipravte ob\u010dansk\u00fd pr\u016fkaz a dal\u0161\u00ed pr\u016fkaz toto\u017enosti.·    NemovitostV prvn\u00ed \u0159ad\u011b budete dokl\u00e1dat vztah z nemovitosti, tedy:·    v\u00fdpis z katastru nemovitost\u00ed (tzv. list vlastnictv\u00ed)·    sn\u00edmek z katastr\u00e1ln\u00ed mapy·    nab\u00fdvac\u00ed tituly·    kupn\u00ed smlouva (pop\u0159\u00edpad\u011b budouc\u00ed smlouva o koupi)·    stavebn\u00ed povolen\u00ed \u010di ohl\u00e1\u0161en\u00ed stavebn\u00edch prac\u00ed·    odhad nemovitosti·    P\u0159\u00edjmyPokud m\u00e1te v\u0161echny dokumenty k dan\u00e9 nemovitosti, samoz\u0159ejm\u011b v z\u00e1vislosti na tom, zda se chyst\u00e1te si nemovitost postavit nebo si hodl\u00e1te nemovitost rovnou zakoupit, bude po v\u00e1s banka vy\u017eadovat samoz\u0159ejm\u011b dokumenty, kter\u00e9 dokl\u00e1daj\u00ed a prokazuj\u00ed va\u0161e p\u0159\u00edjmy.·    potvrzen\u00ed o p\u0159\u00edjmech·    potvrzen\u00ed o pr\u016fm\u011brn\u00e9m v\u00fdd\u011blku v zam\u011bstn\u00e1n\u00ed·    pokud jste OSV\u010c:·    da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed·    potvrzen\u00ed o bez-dlu\u017enosti z Finan\u010dn\u00edho \u00fa\u0159adu·    potvrzen\u00ed o bez-dlu\u017enosti ze zdravotn\u00ed poji\u0161\u0165ovny·    potvrzen\u00ed o bez-dlu\u017enosti z \u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed·    dal\u0161\u00ed prokazateln\u00e9 p\u0159\u00edjmy (soci\u00e1ln\u00ed d\u00e1vky, p\u0159\u00edjmy z pron\u00e1jm\u016f a jin\u00e9)·    v\u00fdpisy z \u00fa\u010dtu k dolo\u017een\u00ed p\u0159\u00edchoz\u00edch plateb, respektive p\u0159\u00edchoz\u00edch v\u00fdplat\/p\u0159\u00edjm\u016f·    souhlas s pov\u011b\u0159en\u00edm va\u0161\u00ed osoby v \u00fav\u011brov\u00fdch registrechA nyn\u00ed se m\u016f\u017eete p\u0159ipravit na koloto\u010d dokl\u00e1d\u00e1n\u00ed, za\u0159izov\u00e1n\u00ed, telefonov\u00e1n\u00ed, schvalov\u00e1n\u00ed a podepisov\u00e1n\u00ed, kter\u00fd sice m\u016f\u017ee trvat t\u0159eba jen \u010dtrn\u00e1ct dn\u00ed, ale z praktick\u00fdch zku\u0161enost\u00ed v\u00edme, \u017ee koup\u011b nemovitosti a vy\u0159\u00edzen\u00ed hypot\u00e9ky m\u016f\u017ee trvat i n\u011bkolik m\u011bs\u00edc\u016f.Vydr\u017ete tento proces, proto\u017ee nic nezah\u0159eje na srdci tak, jako ka\u017ed\u00fd m\u011bs\u00edc u\u0161et\u0159en\u00e9 pen\u00edze z n\u00e1jm\u016f a hlavn\u011b pocit toho, \u017ee pokud jste neu\u0161et\u0159ili na m\u011bs\u00ed\u010dn\u00edch platb\u00e1ch, tak tyto pen\u00edze investujete do vlastn\u00edho bydlen\u00ed, kter\u00e9 jednou budou m\u00edt t\u0159eba pr\u00e1v\u011b va\u0161e d\u011bti. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co budete pot\u0159ebovat k vy\u0159\u00edzen\u00ed hypot\u00e9ky?","item":"https:\/\/www.zerba.cz\/co-budete-potrebovat-k-vyrizeni-hypoteky\/#breadcrumbitem"}]}]