[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/co-je-to-konsolidace\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/co-je-to-konsolidace\/","headline":"Co je to konsolidace","name":"Co je to konsolidace","description":"N\u00e1zev konsolidace poch\u00e1z\u00ed s&nbsp;latinsk\u00fdch slov, dohromady a pevn\u00fd. Proto konsolidace znamen\u00e1 upevn\u011bn\u00ed. \u010casto se pou\u017e\u00edv\u00e1 pr\u00e1v\u011b ve spojitosti s&nbsp;\u00fav\u011bry. Konsolidace \u00fav\u011br\u016f v&nbsp;praxi znamen\u00e1, p\u0159eveden\u00ed v\u00edce p\u016fj\u010dek do jedn\u00e9. Jak je to mo\u017en\u00e9 a jak to v&nbsp;praxi bude fungovat? Na to se nyn\u00ed pod\u00edv\u00e1me. Konsolidac\u00ed, tedy slou\u010den\u00edm p\u016fj\u010dek, p\u0159eb\u00edr\u00e1 nov\u00fd poskytovatel \u00fav\u011bru, v\u0161echny va\u0161e p\u0159ede\u0161l\u00e9 v\u00fddaje, &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/co-je-to-konsolidace\/\"> <span class=\"screen-reader-text\">Co je to konsolidace<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/co-je-to-konsolidace\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":457,"articleBody":"N\u00e1zev konsolidace poch\u00e1z\u00ed s&nbsp;latinsk\u00fdch slov, dohromady a pevn\u00fd. Proto konsolidace znamen\u00e1 upevn\u011bn\u00ed. \u010casto se pou\u017e\u00edv\u00e1 pr\u00e1v\u011b ve spojitosti s&nbsp;\u00fav\u011bry. Konsolidace \u00fav\u011br\u016f v&nbsp;praxi znamen\u00e1, p\u0159eveden\u00ed v\u00edce p\u016fj\u010dek do jedn\u00e9. Jak je to mo\u017en\u00e9 a jak to v&nbsp;praxi bude fungovat? Na to se nyn\u00ed pod\u00edv\u00e1me. Konsolidac\u00ed, tedy slou\u010den\u00edm p\u016fj\u010dek, p\u0159eb\u00edr\u00e1 nov\u00fd poskytovatel \u00fav\u011bru, v\u0161echny va\u0161e p\u0159ede\u0161l\u00e9 v\u00fddaje, kter\u00e9 zaplat\u00ed a p\u0159enese je formou nov\u00e9ho \u00fav\u011br, kter\u00fd v\u00e1m zprost\u0159edkuje. Z&nbsp;nepochopiteln\u00e9ho se st\u00e1v\u00e1 jednodu\u0161\u0161\u00ed syst\u00e9m.\tZ&nbsp;historie do budoucnosti konsolidov\u00e1n\u00edV&nbsp;minulosti neb\u00fdvalo b\u011b\u017en\u00e9 slou\u010dit si p\u016fj\u010dky do jedn\u00e9. Lid\u00e9 m\u011bli n\u011bkolik p\u016fj\u010dek a platili ka\u017edou zvl\u00e1\u0161\u0165. Nikomu to nep\u0159ipadalo zvl\u00e1\u0161tn\u00ed. Ov\u0161em v&nbsp;posledn\u00edch letech, jak se rozr\u016fst\u00e1 marketingov\u00fd trh v&nbsp;oblasti hypot\u00e9k, p\u016fj\u010dek a \u00fav\u011br\u016f, p\u0159ich\u00e1z\u00ed na \u0159adu i tato mo\u017enost neboli konsolidace \u00fav\u011br\u016f. Znamen\u00e1 to, \u017ee v\u00edce p\u016fj\u010dek sjednot\u00edme do jedn\u00e9. S&nbsp;t\u00edm jsou samoz\u0159ejm\u011b spojen\u00e9 i dal\u0161\u00ed znaky vypov\u00eddaj\u00edc\u00ed o t\u011bchto slu\u017eb\u00e1ch. V\u011bt\u0161inou se toti\u017e st\u00e1v\u00e1, \u017ee plat\u00edte men\u0161\u00ed \u010d\u00e1stku, ne\u017e kdybyste rozpo\u010d\u00edtali ka\u017edou p\u016fj\u010dku zvl\u00e1\u0161\u0165. Po slou\u010den\u00ed se tedy spole\u010dnosti, kter\u00e9 v\u00e1m tyto slu\u017eby zprost\u0159edkuj\u00ed, sna\u017e\u00ed \u010d\u00e1stku sn\u00ed\u017eit a mnohdy to m\u016f\u017ee b\u00fdt i o vysok\u00e1 procenta. V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech dokonce klient\u016fm sn\u00ed\u017eili spl\u00e1tku a\u017e o 50 % oproti p\u0159ede\u0161l\u00e9mu spl\u00e1cen\u00ed v\u00edce p\u016fj\u010dek. Mus\u00edte si v\u0161ak v\u017edy ov\u011b\u0159it pr\u00e1v\u011b va\u0161e konkr\u00e9tn\u00ed \u00fadaje, zdali byste takovouto slu\u017ebu vyu\u017eili a jak by to mohlo vypadat s&nbsp;ohledem na va\u0161e konkr\u00e9tn\u00ed pot\u0159eby. U ka\u017ed\u00e9ho klienta to m\u016f\u017ee vych\u00e1zet jinak.Tak\u00e9 je zde mo\u017enost nav\u00fd\u0161en\u00ed \u00fav\u011bru, co\u017e n\u011bkte\u0159\u00ed klienti mohou ocenit. Nemus\u00edte si br\u00e1t dal\u0161\u00ed &bdquo;jinou p\u016fj\u010dku&ldquo;, ale po konsolidaci si v\u00fd\u0161i \u00fav\u011bru nav\u00fd\u0161\u00edte. D\u00edky konsolidaci tak\u00e9 p\u0159ich\u00e1z\u00ed na \u0159adu jednodu\u0161\u0161\u00ed syst\u00e9m. Nemus\u00edte m\u00edt nastaven\u00fdch tolik plateb, neplat\u00edte tolik poplatk\u016f za ka\u017edou poskytnutou p\u016fj\u010dku zvl\u00e1\u0161\u0165. Plat\u00edte pouze jednu p\u016fj\u010dku. V\u0161e je p\u0159ehledn\u011bj\u0161\u00ed a nebude u\u017e ani tolik transakc\u00ed. Poskytovatelem t\u011bchto slu\u017eeb b\u00fdvaj\u00ed banky nebo i nebankovn\u00ed spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co je to konsolidace","item":"https:\/\/www.zerba.cz\/co-je-to-konsolidace\/#breadcrumbitem"}]}]