[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/do-potizi-se-dostaneme-lehce\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/do-potizi-se-dostaneme-lehce\/","headline":"Do pot\u00ed\u017e\u00ed se dostaneme lehce","name":"Do pot\u00ed\u017e\u00ed se dostaneme lehce","description":"Finan\u010dn\u00ed situace mnoha na\u0161inc\u016f nen\u00ed u\u017e po dlouhou \u0159adu let zrovna valn\u00e1. Pravda, m\u00e1me mezi sebou milion\u00e1\u0159e, ba i miliard\u00e1\u0159i se tu najdou, ale daleko v\u00edc je t\u011bch, kte\u0159\u00ed se sv\u00fdmi p\u0159\u00edjmy vych\u00e1zej\u00ed naopak jen velice obt\u00ed\u017en\u011b. A n\u011bkdy s\u00a0nimi samoz\u0159ejm\u011b tak\u00e9 nevych\u00e1zej\u00ed, co\u017e leckoho n\u011bkdy v\u00a0\u017eivot\u011b donut\u00ed vz\u00edt si p\u016fj\u010dku. Pokud se pak bav\u00edme &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/do-potizi-se-dostaneme-lehce\/\"> <span class=\"screen-reader-text\">Do pot\u00ed\u017e\u00ed se dostaneme lehce<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2022-03-27","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art421217_1x1_20260913_174327_wneqLQ.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art421217_1x1_20260913_174327_wneqLQ.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/do-potizi-se-dostaneme-lehce\/","about":["Finance"],"wordCount":430,"articleBody":"Finan\u010dn\u00ed situace mnoha na\u0161inc\u016f nen\u00ed u\u017e po dlouhou \u0159adu let zrovna valn\u00e1. Pravda, m\u00e1me mezi sebou milion\u00e1\u0159e, ba i miliard\u00e1\u0159i se tu najdou, ale daleko v\u00edc je t\u011bch, kte\u0159\u00ed se sv\u00fdmi p\u0159\u00edjmy vych\u00e1zej\u00ed naopak jen velice obt\u00ed\u017en\u011b. A n\u011bkdy s\u00a0nimi samoz\u0159ejm\u011b tak\u00e9 nevych\u00e1zej\u00ed, co\u017e leckoho n\u011bkdy v\u00a0\u017eivot\u011b donut\u00ed vz\u00edt si p\u016fj\u010dku.Pokud se pak bav\u00edme o p\u016fj\u010dk\u00e1ch, nelze je ur\u010dit\u011b h\u00e1zet v\u0161echny do jednoho pytle, proto\u017ee jsou tu jak nab\u00eddky d\u016fv\u011bryhodn\u00e9, kvalitn\u00ed a v\u00fdhodn\u00e9, tak i jejich prav\u00e9 opaky, tedy nab\u00eddky nedostupn\u00e9 \u010di p\u0159\u00edmo likvida\u010dn\u00ed. A r\u016fzn\u00ed jsou i lid\u00e9, kte\u0159\u00ed o n\u011b \u017e\u00e1daj\u00ed.A co to znamen\u00e1 v\u00a0praxi?V\u00a0prvn\u00ed \u0159ad\u011b je z\u00e1hodno posuzovat p\u016fj\u010dky podle jejich rozumnosti. Je pochopiteln\u00e9, \u017ee zat\u00edmco zadlu\u017eit se zvladateln\u011b kv\u016fli po\u0159\u00edzen\u00ed si vlastn\u00edho bydlen\u00ed, rozjezdu v\u00fdnosn\u00e9ho podnik\u00e1n\u00ed a podobn\u011b se obvykle vyplat\u00ed, jsou u mnoha spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f na m\u00edst\u011b pochybnosti. A utr\u00e1cet na dluh kv\u016fli postradateln\u00e9mu luxusu je pak vysloven\u011b ne\u017e\u00e1douc\u00ed jedn\u00e1n\u00ed.D\u00e1le je t\u0159eba zam\u00fd\u0161let se ur\u010dit\u011b i nad cenou takov\u00fdch p\u016fj\u010dek a jejich dostupnost\u00ed. Proto\u017ee se v\u00a0p\u0159\u00edpad\u011b kdejak\u00e9ho \u017eadatele nepoda\u0159\u00ed n\u011bjakou p\u016fj\u010dku z\u00edskat kv\u016fli absenci bonity, a n\u011bkdy jde o skryt\u011b nebo t\u0159eba i neskr\u00fdvan\u011b natolik p\u0159edra\u017een\u00e9 nab\u00eddky, \u017ee nen\u00ed z\u00e1hodno o nich ani uva\u017eovat, nato\u017e aby si je n\u011bkdo bral.A ne\u017e si n\u011bkdo vezme p\u016fj\u010dku, ur\u010dit\u011b by m\u011bl uva\u017eovat o tom, zvl\u00e1dne-li ji spl\u00e1cet i tehdy, kdy\u017e se n\u011bco v\u00a0pr\u016fb\u011bhu jeho \u017eivota pokaz\u00ed, kdy\u017e nebude v\u0161e vych\u00e1zet tak, jak se p\u0159edpokl\u00e1d\u00e1. Co\u017e je v\u00a0tr\u017en\u00ed spole\u010dnosti docela b\u011b\u017en\u00fdm \u00fakazem. Proto\u017ee spol\u00e9hat se na to, \u017ee si v\u017edy vyd\u011bl\u00e1me tolik jako ve sv\u00fdch nejlep\u0161\u00edch \u010dasech, nelze, pokazit se m\u016f\u017ee klidn\u011b i v\u00a0okam\u017eiku cokoliv.Kdy\u017e si tedy n\u011bkdo p\u016fj\u010dku vezme, m\u011bl by si b\u00fdt jist t\u00edm, \u017ee se mu tato vyplat\u00ed a \u017ee ji zvl\u00e1dne splatit. A pokud ne, pak je lep\u0161\u00ed j\u00edt od toho. Proto\u017ee nejlep\u0161\u00ed p\u016fj\u010dka je v\u017edy p\u0159ece jenom \u017e\u00e1dn\u00e1 p\u016fj\u010dka.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Do pot\u00ed\u017e\u00ed se dostaneme lehce","item":"https:\/\/www.zerba.cz\/do-potizi-se-dostaneme-lehce\/#breadcrumbitem"}]}]