[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/financne-poradenske-spolecnosti\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/financne-poradenske-spolecnosti\/","headline":"Finan\u010dn\u011b poradensk\u00e9 spole\u010dnosti","name":"Finan\u010dn\u011b poradensk\u00e9 spole\u010dnosti","description":"Ka\u017ed\u00fd z n\u00e1s by si r\u00e1d vybral v\u017edy spr\u00e1vnou slu\u017ebu \u010di jin\u00fdmi slovy produkt, kter\u00fd je nab\u00edzen na finan\u010dn\u00edm trhu, a kter\u00fd zrovna v danou chv\u00edli pot\u0159ebujeme. Jak v\u0161ak vybrat toho spr\u00e1vn\u00e9ho poradce a tu spr\u00e1vnou poradenskou spole\u010dnost? P\u0159ipravila jsem pro v\u00e1s men\u0161\u00ed p\u0159ehled pr\u00e1v\u011b finan\u010dn\u011b poradensk\u00fdch spole\u010dnost\u00ed a jejich vz\u00e1jemn\u00e9 srovn\u00e1n\u00ed z pohledu poskytovan\u00fdch …

Finan\u010dn\u011b poradensk\u00e9 spole\u010dnosti<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-24","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a289966_w1998_t1501521230.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a289966_w1998_t1501521230.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/financne-poradenske-spolecnosti\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":627,"articleBody":"\tKa\u017ed\u00fd z n\u00e1s by si r\u00e1d vybral v\u017edy spr\u00e1vnou slu\u017ebu \u010di jin\u00fdmi slovy produkt, kter\u00fd je nab\u00edzen na finan\u010dn\u00edm trhu, a kter\u00fd zrovna v danou chv\u00edli pot\u0159ebujeme. Jak v\u0161ak vybrat toho spr\u00e1vn\u00e9ho poradce a tu spr\u00e1vnou poradenskou spole\u010dnost? P\u0159ipravila jsem pro v\u00e1s men\u0161\u00ed p\u0159ehled pr\u00e1v\u011b finan\u010dn\u011b poradensk\u00fdch spole\u010dnost\u00ed a jejich vz\u00e1jemn\u00e9 srovn\u00e1n\u00ed z pohledu poskytovan\u00fdch produkt\u016f a slu\u017eeb.\t\tTyto poradensk\u00e9 spole\u010dnosti a jejich poradci v\u00e1m mohou zprost\u0159edkovat velkou \u0161k\u00e1lu nejen bankovn\u00edch produkt\u016f. Nap\u0159\u00edklad z\u0159\u00edzen\u00ed b\u011b\u017en\u00fdch \u00fa\u010dt\u016f, spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f, \u00fav\u011br\u016f, hypot\u00e9k, stavebn\u00edch spo\u0159en\u00ed, spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f a samoz\u0159ejm\u011b tak\u00e9 \u0161irokou \u0161k\u00e1lu poji\u0161t\u011bn\u00ed.\tAsi se te\u010f pt\u00e1te, pro\u010d byste se m\u011bli radit s n\u011bjak\u00fdm finan\u010dn\u00edm poradcem \u010di poji\u0161\u0165ov\u00e1kem. Je to jednoduch\u00e9. Tito poradci v\u011bt\u0161inou pracuj\u00ed pro spole\u010dnosti, kter\u00e9 maj\u00ed srovn\u00e1n\u00ed produkt\u016f t\u00e9m\u011b\u0159 v\u0161ech bank a poji\u0161\u0165ovac\u00edch \u00fastav\u016f a proto m\u00e1te potom v\u00fdb\u011br nejen z \u0161ir\u0161\u00ed nab\u00eddky, ale hlavn\u011b si m\u016f\u017eete opravdu vybrat ten produkt, kter\u00fd je pro v\u00e1s ten nejvhodn\u011bj\u0161\u00ed. A\u0165 u\u017e jedn\u00e1 o cenu, z\u0159\u00edzen\u00ed, spr\u00e1vu, platbu, v\u00fdplatu \u010di vypov\u011bzen\u00ed smlouvy.\t\t \tMo\u017en\u00e1 nam\u00edtnete, \u017ee m\u00e1te rad\u0161i, kdy\u017e si sami jednotliv\u00e9 \u00fastavy obejdete sami a informace si srovn\u00e1te tak\u00e9 sami. Na to bych v\u00e1m je\u0161t\u011b \u0159ekla jednu d\u016fle\u017eitou informaci a to, \u017ee pr\u00e1v\u011b zprost\u0159edkovatel\u00e9 maj\u00ed mo\u017enost vyjednat v jednotliv\u00fdch \u00fastavech lep\u0161\u00ed podm\u00ednky, ne\u017e kdy\u017e p\u0159ijdete sami za sebe.\t \tA te\u010f se poj\u010fme pod\u00edvat jednodu\u0161e jenom na to, jak\u00e9 slu\u017eby nab\u00edz\u00ed nejv\u011bt\u0161\u00ed hr\u00e1\u010di na trhu a kter\u00e9 slu\u017eby si m\u00e1te vybrat vy:\t \tNejlep\u0161\u00ed volba bal\u00ed\u010dku slu\u017eeb:\t•     B\u011b\u017en\u00fd \u00fa\u010det\t•     Hypot\u00e9ka\t•     Spot\u0159ebitelsk\u00fd \u00fav\u011br\t•     Stavebn\u00ed spo\u0159en\u00ed\t•     Investice\t•     \u017divotn\u00ed poji\u0161t\u011bn\u00ed\t•     Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed\t•     Spo\u0159en\u00ed na penzi\t \tDobr\u00e1 volba:\t•     B\u011b\u017en\u00fd \u00fa\u010det\t•     Hypot\u00e9ka\t•     Stavebn\u00ed spo\u0159en\u00ed\t•     Investice\t•     \u017divotn\u00ed poji\u0161t\u011bn\u00ed\t•     Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed\t•     Spo\u0159en\u00ed na penzi\t\t \tB\u011b\u017en\u00e1 nab\u00eddka:\t•     Hypot\u00e9ka\t•     Stavebn\u00ed spo\u0159en\u00ed\t•     Investice\t•     \u017divotn\u00ed poji\u0161t\u011bn\u00ed\t•     Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed\t•     Spo\u0159en\u00ed na penzi\t \tZ dostupn\u00fdch statistik a p\u0159ehled\u016f je patrn\u00e9, \u017ee mezi klienty je nejv\u00edce sjedn\u00e1van\u00fdm produktem hypot\u00e9ka.  V roce 2015 byly hypot\u00e9ky sjedn\u00e1ny v celkov\u00e9m objemu ve v\u00fd\u0161i 193 miliard korun a v roce 2016 to bylo v celkov\u00e9m objemu dokonce p\u0159es 225 miliard korun.\t \t \tZ v\u00fd\u0161e uveden\u00fdch informac\u00ed m\u016f\u017eeme vyvozovat, \u017ee zprost\u0159edkovatelsk\u00e9 firmy a jejich poradci jsou opravdu siln\u00fdmi hr\u00e1\u010di na trhu a pokud si od nich nech\u00e1te poradit, m\u016f\u017eete dos\u00e1hnout velmi zaj\u00edmav\u00fdch \u00faspor, sazeb a v\u00fdhod, kter\u00fdch byste p\u0159\u00edmo v bance nedos\u00e1hli. 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