[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/financni-urad-ma-narok-na-vymahani-dluhu\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/financni-urad-ma-narok-na-vymahani-dluhu\/","headline":"Finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 n\u00e1rok na vym\u00e1h\u00e1n\u00ed dluhu","name":"Finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 n\u00e1rok na vym\u00e1h\u00e1n\u00ed dluhu","description":"Finan\u010dn\u00ed \u00fa\u0159ad je spr\u00e1vcem dan\u011b, a proto v\u00e1m neuhrazen\u00edm dan\u011b u t\u00e9to finan\u010dn\u00ed instituce vznikne dluh. Ka\u017ed\u00fd dluh se mus\u00ed vym\u00e1hat, tak\u017ee i finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 pr\u00e1vo od v\u00e1s neuhrazenou \u010d\u00e1stku cht\u00edt navr\u00e1tit zp\u011bt. Za co v\u0161echno v\u00e1m vznikne dluh a m\u016f\u017ee ho vym\u00e1hat pouze finan\u010dn\u00ed \u00fa\u0159ad? Z \u010deho vznikne dluh, kdy\u017e to neuhrad\u00edte v\u010das? &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/financni-urad-ma-narok-na-vymahani-dluhu\/\"> <span class=\"screen-reader-text\">Finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 n\u00e1rok na vym\u00e1h\u00e1n\u00ed dluhu<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-12-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308757_w1990_t1519826721.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308757_w1990_t1519826721.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/financni-urad-ma-narok-na-vymahani-dluhu\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":510,"articleBody":"\tFinan\u010dn\u00ed \u00fa\u0159ad je spr\u00e1vcem dan\u011b, a proto v\u00e1m neuhrazen\u00edm dan\u011b u t\u00e9to finan\u010dn\u00ed instituce vznikne dluh. Ka\u017ed\u00fd dluh se mus\u00ed vym\u00e1hat, tak\u017ee i finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 pr\u00e1vo od v\u00e1s neuhrazenou \u010d\u00e1stku cht\u00edt navr\u00e1tit zp\u011bt. Za co v\u0161echno v\u00e1m vznikne dluh a m\u016f\u017ee ho vym\u00e1hat pouze finan\u010dn\u00ed \u00fa\u0159ad?\t\tZ \u010deho vznikne dluh, kdy\u017e to neuhrad\u00edte v\u010das?\tDluh vznikne ve chv\u00edli, kdy nezaplat\u00edte v ur\u010den\u00e9m term\u00ednu splatnosti toto:\t1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; da\u0148 (\u010d\u00e1sti i celou \u010d\u00e1stku),\t2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; pen\u011b\u017eit\u00e9 pln\u011bn\u00ed v r\u00e1mci d\u011blen\u00e9 spr\u00e1vy,\t3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; da\u0148ov\u00fd odpo\u010det,\t4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; da\u0148ov\u00e1 ztr\u00e1ta,\t5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; jin\u00fd zp\u016fsob zdan\u011bn\u00ed,\t6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; p\u0159\u00edslu\u0161enstv\u00ed dan\u011b (\u00faroky, pen\u00e1le, pokuty, n\u00e1klady \u0159\u00edzen\u00ed).\tInstituce vym\u00e1haj\u00edc\u00ed da\u0148ov\u00e9 exekuce\tSamoz\u0159ejm\u011b, \u017ee jako prvn\u00ed se bude da\u0148ovou exekuc\u00ed finan\u010dn\u00ed \u00fa\u0159ad, konkr\u00e9tn\u011b vym\u00e1hac\u00ed odd\u011blen\u00ed finan\u010dn\u00edho \u00fa\u0159adu. \u00da\u0159edn\u00edk v\u00e1s pravd\u011bpodobn\u011b nejd\u0159\u00edv vyrozum\u00ed o tom, \u017ee m\u00e1te dluh, z \u010deho a v jak\u00e9 v\u00fd\u0161i. Toto je pouze mo\u017enost, nikoli povinnost finan\u010dn\u00edho \u00fa\u0159adu, proto\u017ee je va\u0161e povinnost si uhrazen\u00e9 da\u0148ov\u00e9 povinnosti pohl\u00eddat. \u00da\u0159edn\u00edci finan\u010dn\u00edho \u00fa\u0159adu jsou ov\u0161em v\u011bt\u0161inou velice vst\u0159\u00edcn\u00ed a sna\u017e\u00ed se, abyste se o dluhu dozv\u011bd\u011bli co nejd\u0159\u00edve a mohli ho uhradit. Nej\u010dast\u011bj\u0161\u00edm zp\u016fsobem tohoto upozorn\u011bn\u00ed je prost\u0159ednictv\u00edm sms, e-mailu a podobn\u011b.\t\tVe chv\u00edli, kdy nebudete reagovat a sami dluh neuhrad\u00edte, zah\u00e1j\u00ed s v\u00e1mi \u0159\u00edzen\u00ed ve v\u011bci da\u0148ov\u00e9 exekuce. Pokud v\u0161e bude prob\u00edhat pouze v r\u00e1mci finan\u010dn\u00edho \u00fa\u0159adu, budete m\u00edt \u0161t\u011bst\u00ed. \u00da\u0159edn\u00edci nemaj\u00ed z va\u0161\u00ed exekuce \u017e\u00e1dn\u00fd finan\u010dn\u00ed pod\u00edl, proto jsou v\u011bt\u0161inou vst\u0159\u00edcn\u011bj\u0161\u00ed. Nen\u00ed to ale jedin\u00e1 cesta, jak od v\u00e1s finan\u010dn\u00ed \u00fa\u0159ad dluh jak\u00e9koli v\u00fd\u0161e vym\u016f\u017ee.\tExekutor na v\u00e1s tak hodn\u00fd nebude\tFinan\u010dn\u00ed \u00fa\u0159ad m\u016f\u017ee po\u017e\u00e1dat o spr\u00e1vu da\u0148ov\u00e9 exekuce soukrom\u00e9ho exekutora, soud, p\u0159ihl\u00e1sit ji do ve\u0159ejn\u00e9 dra\u017eby \u010di uplatnit sv\u00e1 pr\u00e1va v insolven\u010dn\u00edm \u0159\u00edzen\u00ed. V p\u0159\u00edpad\u011b sv\u011b\u0159en\u00ed do rukou exekutora dojde p\u0159edev\u0161\u00edm k jedn\u00e9 zm\u011bn\u011b. Exekutor m\u00e1 na celkov\u00e9m vy\u010d\u00edslen\u00ed \u00fasp\u011b\u0161n\u011b zabaven\u00e9ho majetku finan\u010dn\u00ed pod\u00edl, a to v\u016fbec ne mal\u00fd. To u \u00fa\u0159edn\u00edk\u016f finan\u010dn\u00edho \u00fa\u0159adu neplat\u00ed. Ti toti\u017e z exekuce va\u0161ich finan\u010dn\u00edch prost\u0159edk\u016f \u010di majetku \u017e\u00e1dn\u00e9 pod\u00edly. Ve chv\u00edli, kdy se &bdquo;dostanete do rukou&ldquo; exekutorovi, zaplat\u00edte mnohem v\u00edce, proto\u017ee slu\u017eby exekutora je nutn\u00e9 zaplatit, co\u017e se d\u011bje prost\u0159ednictv\u00edm vysok\u00fdch \u00farok\u016f na exekuci.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed \u00fa\u0159ad m\u00e1 n\u00e1rok na vym\u00e1h\u00e1n\u00ed dluhu","item":"https:\/\/www.zerba.cz\/financni-urad-ma-narok-na-vymahani-dluhu\/#breadcrumbitem"}]}]