[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/hypoteka-na-chatu-i-to-je-mozne\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/hypoteka-na-chatu-i-to-je-mozne\/","headline":"Hypot\u00e9ka na chatu? I to je mo\u017en\u00e9!","name":"Hypot\u00e9ka na chatu? I to je mo\u017en\u00e9!","description":"Mo\u017en\u00e1 i v\u00e1s inspirujeme k tomu, abyste si n\u011bjakou tu chatu \u010di chalupu po\u0159\u00eddili a nam\u00edsto tr\u00e1ven\u00ed jara a l\u00e9ta v panel\u00e1ku, vyr\u00e1\u017eeli do kr\u00e1sn\u00fdch klidn\u00fdch m\u00edst. Je pravdou, \u017ee n\u011bkdo st\u00e1le na chata\u0159en\u00ed kouk\u00e1 jako na z\u00e1libu komunistick\u00e9ho druhu, ale v posledn\u00edch letech opravdu za\u017e\u00edv\u00e1 chalupa\u0159en\u00ed velkou oblibu a nen\u00ed se \u010demu divit. Kr\u00e1sn\u00e9 …

Hypot\u00e9ka na chatu? I to je mo\u017en\u00e9!<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2018-03-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316391_w2264_t1527365190.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316391_w2264_t1527365190.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/hypoteka-na-chatu-i-to-je-mozne\/","about":["Hypot\u00e9ky"],"wordCount":555,"articleBody":"\tMo\u017en\u00e1 i v\u00e1s inspirujeme k tomu, abyste si n\u011bjakou tu chatu \u010di chalupu po\u0159\u00eddili a nam\u00edsto tr\u00e1ven\u00ed jara a l\u00e9ta v panel\u00e1ku, vyr\u00e1\u017eeli do kr\u00e1sn\u00fdch klidn\u00fdch m\u00edst. Je pravdou, \u017ee n\u011bkdo st\u00e1le na chata\u0159en\u00ed kouk\u00e1 jako na z\u00e1libu komunistick\u00e9ho druhu, ale v posledn\u00edch letech opravdu za\u017e\u00edv\u00e1 chalupa\u0159en\u00ed velkou oblibu a nen\u00ed se \u010demu divit. Kr\u00e1sn\u00e9 r\u00e1no s v\u00fdhledem na p\u0159ehradu s \u010derstv\u00fdm vzduchem je opravdu k nezaplacen\u00ed!\t \tJe tedy i pro banky v\u00fdzvou p\u0159ipravit se na to, \u017ee m\u016f\u017ee p\u0159ij\u00edt klient s \u017e\u00e1dost\u00ed o hypot\u00e9ku pr\u00e1v\u011b na n\u011bjakou p\u011bknou malou chatku.\t\tKolik pen\u011bz je na chaty p\u016fj\u010dov\u00e1no?\tObecn\u011b je t\u011b\u017ek\u00e9 toto specifikovat, proto\u017ee chaty jsou nyn\u00ed r\u016fzn\u00e9. N\u011bkter\u00e9 jsou star\u00e9 stavby vytvo\u0159en\u00e9 amat\u00e9rsky sv\u00e9pomoc\u00ed, n\u011bkter\u00e9 jsou naopak mnohdy v\u011bt\u0161\u00ed, kr\u00e1sn\u011bj\u0161\u00ed, modern\u011bj\u0161\u00ed a vybaven\u011bj\u0161\u00ed v\u00edce ne\u017e klasick\u00e9 rodinn\u00e9 domy. Jejich hodnoty se tedy v\u00fdznamn\u011b li\u0161\u00ed. Ale vzhledem k tomu, \u017ee nej\u010dast\u011bji jsou je\u0161t\u011b st\u00e1le k dispozici star\u00e9 chatky z p\u00e1r prk\u00fdnek d\u0159ev, jsou banky p\u0159ipraveny i na tuto situaci a existuj\u00ed tak doln\u00ed hranice hypot\u00e9k.\t \tJak\u00e9 jsou tedy tyto doln\u00ed hranice u n\u011bkter\u00fdch bank?\tMoneta, Air Bank a Fio bank                                                            300.000,- K\u010d\tUniCredit a KB                                                                                 200.000,- K\u010d\tProbl\u00e9m pak asi i ve va\u0161\u00ed mysli najednou existuje. Kdy\u017e se toti\u017e pod\u00edv\u00e1te na nab\u00eddku chat a uveden\u00fdch cen, \u010dasto se vyskytuj\u00ed i kr\u00e1sn\u00e9 chaty pr\u00e1v\u011b za ceny pod t\u0159i sta tis\u00edc korun a nen\u00ed v\u00fdjimkou, \u017ee pr\u00e1v\u011b jsou chatky i za ni\u017e\u0161\u00ed ceny, tedy pod hranic\u00ed dv\u011b st\u011b tis\u00edc korun.\t \tA co d\u011blat v takov\u00e9m p\u0159\u00edpad\u011b?\tV takov\u00e9m p\u0159\u00edpad\u011b samoz\u0159ejm\u011b m\u016f\u017eete vyu\u017e\u00edt i jin\u00e9 produkty banky, jako jsou nap\u0159\u00edklad spot\u0159ebitelsk\u00e9 \u00fav\u011bry. Je zde sice vy\u0161\u0161\u00ed \u00farok, ale zase jej\u00ed splacen\u00ed je pom\u011brn\u011b rychl\u00e9. Z\u00e1le\u017e\u00ed tedy potom samoz\u0159ejm\u011b na tom, zda si u sv\u00e9 banky vezmete, co v\u00e1m nab\u00edz\u00ed \u010di se poohl\u00e9dnete t\u0159eba po v\u00fdhodn\u011bj\u0161\u00edch spot\u0159ebitelsk\u00fdch \u00fav\u011brech nebo i americk\u00fdch hypot\u00e9k\u00e1ch u jin\u00fdch bankovn\u00edch nebo i nebankovn\u00edch spole\u010dnostech.\t  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka na chatu? I to je mo\u017en\u00e9!","item":"https:\/\/www.zerba.cz\/hypoteka-na-chatu-i-to-je-mozne\/#breadcrumbitem"}]}]