[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/hypoteky-pro-mlade-rodiny\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/hypoteky-pro-mlade-rodiny\/","headline":"Hypot\u00e9ky pro mlad\u00e9 rodiny","name":"Hypot\u00e9ky pro mlad\u00e9 rodiny","description":"·         Na po\u0159\u00edzen\u00ed nov\u00e9ho bydlen\u00ed poskytuje \u00fav\u011br mlad\u00fdm rodin\u00e1m v \u010cesku St\u00e1tn\u00ed fond rozvoje bydlen\u00ed (SFRB). I na Slovensku se podobn\u011b poskytuj\u00ed finance rodin\u00e1m na bydlen\u00ed, ale s trochu jin\u00fdmi podm\u00ednkami. ·         Oba st\u00e1ty se zam\u011b\u0159uj\u00ed na mlad\u00e9 rodiny do 35 let v\u011bku. Pravidla v posuzov\u00e1n\u00ed na poskytnut\u00ed hypot\u00e9ky jsou v obou p\u0159\u00edpadech m\u00edrn\u011bj\u0161\u00ed ne\u017e u hypote\u010dn\u00edch bank, ale …

Hypot\u00e9ky pro mlad\u00e9 rodiny<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2017-07-22","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294211_w1990_t1506092368.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294211_w1990_t1506092368.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/hypoteky-pro-mlade-rodiny\/","about":["Hypot\u00e9ky"],"wordCount":485,"articleBody":"\t·         Na po\u0159\u00edzen\u00ed nov\u00e9ho bydlen\u00ed poskytuje \u00fav\u011br mlad\u00fdm rodin\u00e1m v \u010cesku St\u00e1tn\u00ed fond rozvoje bydlen\u00ed (SFRB). I na Slovensku se podobn\u011b poskytuj\u00ed finance rodin\u00e1m na bydlen\u00ed, ale s trochu jin\u00fdmi podm\u00ednkami.\t\t·         Oba st\u00e1ty se zam\u011b\u0159uj\u00ed na mlad\u00e9 rodiny do 35 let v\u011bku. Pravidla v posuzov\u00e1n\u00ed na poskytnut\u00ed hypot\u00e9ky jsou v obou p\u0159\u00edpadech m\u00edrn\u011bj\u0161\u00ed ne\u017e u hypote\u010dn\u00edch bank, ale spl\u00e1tky jsou vy\u0161\u0161\u00ed s krat\u0161\u00ed dobou spl\u00e1cen\u00ed. Na Slovensku maj\u00ed limit v poskytnut\u00ed hypot\u00e9ky a to pokud dos\u00e1hne \u017eadatel na \u010dty\u0159n\u00e1sobek v\u00fd\u0161e platu ne\u017e je \u017eivotn\u00ed minimum. A tak si mohou sami jednodu\u0161e spo\u010d\u00edtat, jestli na to dosahuj\u00ed nebo ne.\t·         V \u010cesku se podporuj\u00ed hypot\u00e9ky na nov\u00e9 nemovitosti a je jedno jak je star\u00e1 nebo jakou m\u00e1 podlahovou plochu. Jej\u00ed v\u00fdstavbu podporuj\u00ed tak\u00e9.\t·         Na Slovensku podporuj\u00ed nov\u00e9 a men\u0161\u00ed byty, kter\u00e9 vy\u017eaduj\u00ed ni\u017e\u0161\u00ed n\u00e1klady a maj\u00ed n\u00edzkou spot\u0159ebu.\t·         Nev\u00fdhoda je v dob\u011b \u010dek\u00e1n\u00ed na schv\u00e1len\u00ed hypot\u00e9ky, kter\u00e1 trv\u00e1 n\u011bkolik t\u00fddn\u016f. Co\u017e je v dne\u0161n\u00ed dob\u011b \u017e\u00e1d\u00e1n\u00ed po vlastn\u00edm bydlen\u00ed a nab\u00eddek r\u016fzn\u00fdch jin\u00fdch bank dost probl\u00e9m. \u00dav\u011br, kter\u00fd st\u00e1t nab\u00edz\u00ed je lep\u0161\u00ed sp\u00ed\u0161e pro rodiny, kter\u00e9 kupuj\u00ed nemovitost od rodiny nebo zn\u00e1m\u00fdch. Nebo na \u00fahradu n\u00e1klad\u016f na dostavbu rodinn\u00e9ho domu.\t\t·         Slov\u00e1ci odpust\u00ed \u010d\u00e1st dluhu, pokud se narod\u00ed d\u00edt\u011b nebo si ho osvoj\u00ed a to ve v\u00fd\u0161i 2000 eur co\u017e je v p\u0159epo\u010dtu 53 tis\u00edc korun. V \u010cesku je to tak, \u017ee se p\u0159eru\u0161\u00ed doba spl\u00e1cen\u00ed jistiny po narozen\u00ed d\u00edt\u011bte a\u017e na dobu dvou let.\t·         Podle St\u00e1tn\u00edho fondu rozvoje bydlen\u00ed (SFRB) by si od st\u00e1tu mlad\u00e9 rodiny p\u016fj\u010dovaly v\u00edce, kdyby jim bylo p\u016fj\u010deno za stejn\u00fdch podm\u00ednek jako na Slovensku, a to vy\u0161\u0161\u00ed \u010d\u00e1stku s del\u0161\u00ed splatnost\u00ed a bonusem za d\u00edt\u011b.\t·         U Slov\u00e1k\u016f je z\u00e1jem dle pr\u016fzkumu jin\u00fd. Banky jim b\u011b\u017en\u011b p\u016fj\u010d\u00ed za ro\u010dn\u00ed sazby i pod 1,5 procent. Za ur\u010dit\u00fdch podm\u00ednek maj\u00ed od st\u00e1tu mlad\u00ed mo\u017enost dotace na prvn\u00edch p\u011bt let na \u00farok. Od n\u011bkter\u00fdch bank d\u00edky tomu z\u00edskaj\u00ed \u00farokovou sazbu bl\u00ed\u017e\u00edc\u00ed se nule. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ky pro mlad\u00e9 rodiny","item":"https:\/\/www.zerba.cz\/hypoteky-pro-mlade-rodiny\/#breadcrumbitem"}]}]