[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/hypoteky-v-roce-2018\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/hypoteky-v-roce-2018\/","headline":"Hypot\u00e9ky v roce 2018","name":"Hypot\u00e9ky v roce 2018","description":"            Bankovn\u00ed rada \u010cesk\u00e9 n\u00e1rodn\u00ed banky oproti p\u0159edpoklad\u016fm v\u0161ak v m\u011bs\u00edci b\u0159eznu, dubnu a kv\u011btnu ji\u017e nechala \u00farokov\u00e9 sazby beze zm\u011bny a z\u016fstala tedy na hodnot\u011b 0,75 %. Proto\u017ee nedo\u0161lo ke zdra\u017een\u00ed te\u010f, m\u016f\u017eeme o\u010dek\u00e1vat, \u017ee zdra\u017een\u00ed z\u00e1kladn\u00ed \u00farokov\u00e9 sazby prob\u011bhne na konci roku 2018 a d\u00e1 se p\u0159edpokl\u00e1dat, \u017ee to bude o 0,25 %, …

Hypot\u00e9ky v roce 2018<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2018-03-07","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a314683_w1990_t1525677565.png","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a314683_w1990_t1525677565.png","height":"","width":""},"url":"https:\/\/www.zerba.cz\/hypoteky-v-roce-2018\/","about":["Hypot\u00e9ky"],"wordCount":474,"articleBody":"\t            Bankovn\u00ed rada \u010cesk\u00e9 n\u00e1rodn\u00ed banky oproti p\u0159edpoklad\u016fm v\u0161ak v m\u011bs\u00edci b\u0159eznu, dubnu a kv\u011btnu ji\u017e nechala \u00farokov\u00e9 sazby beze zm\u011bny a z\u016fstala tedy na hodnot\u011b 0,75 %. Proto\u017ee nedo\u0161lo ke zdra\u017een\u00ed te\u010f, m\u016f\u017eeme o\u010dek\u00e1vat, \u017ee zdra\u017een\u00ed z\u00e1kladn\u00ed \u00farokov\u00e9 sazby prob\u011bhne na konci roku 2018 a d\u00e1 se p\u0159edpokl\u00e1dat, \u017ee to bude o 0,25 %, jak bylo navrhov\u00e1no nyn\u00ed v kv\u011btnu 2018. Progn\u00f3za na rok 2018 toti\u017e sm\u011b\u0159uje k tomu, \u017ee by toto prob\u011bhlo v posledn\u00edm \u010dtvrtlet\u00ed. Nicm\u00e9n\u011b je\u0161t\u011b nen\u00ed nic d\u00e1no a je to pouze a pouze progn\u00f3za a tak si mus\u00edme je\u0161t\u011b p\u016fl roku po\u010dkat na definitivn\u00ed rozhodnut\u00ed \u010cNB, kter\u00e1 se bude pravd\u011bpodobn\u011b rozhodovat na z\u00e1klad\u011b situace na trhu ve v\u011bci kurzu. Samoz\u0159ejm\u011b, p\u0159i ne\u010dekan\u00fdch pohybech kurzu, se d\u00e1 o\u010dek\u00e1vat, \u017ee zv\u00fd\u0161en\u00ed \u00farokov\u00fdch sazeb prob\u011bhne i d\u0159\u00edv.\t\t            V n\u00e1sleduj\u00edc\u00edm roce pak bude z\u00e1le\u017eet na v\u00fdvoji Evropsk\u00e9 centr\u00e1ln\u00ed banky, respektive na tom, jak\u00fd vytvo\u0159\u00ed prostor pr\u00e1v\u011b pro dal\u0161\u00ed kroky \u010cesk\u00e9 n\u00e1rodn\u00ed bance. Nyn\u00ed se tedy p\u0159edpokl\u00e1d\u00e1, \u017ee zv\u00fd\u0161en\u00ed o 0,25% prob\u011bhne je\u0161t\u011b ke konci roku 2018, ale dal\u0161\u00ed navy\u0161ov\u00e1n\u00ed sazeb se pak o\u010dek\u00e1v\u00e1 pr\u00e1v\u011b v roce 2019.\t            Jedn\u00edm z d\u016fvod\u016f pro\u010d \u010cesk\u00e1 n\u00e1rodn\u00ed banka vy\u010dk\u00e1v\u00e1 se zvy\u0161ov\u00e1n\u00edm sazby, je, aby zjistila, jak se prozat\u00edm v ekonomice projevilo dosavadn\u00ed zvy\u0161ov\u00e1n\u00ed sazeb, a aby se mohla zorientovat v ekonomick\u00e9m v\u00fdvoji v cel\u00e9 euroz\u00f3n\u011b.\t            Pokud v\u0161ak ekonomika v \u010cesk\u00e9 republice bude st\u00e1le v p\u0159\u00edzniv\u00e9m duchu r\u016fst, bude siln\u00e1 spot\u0159eba dom\u00e1cnost\u00ed v kombinaci s n\u00e1r\u016fstem mezd a pomalu posiluj\u00edc\u00ed korunou, d\u00e1 se o\u010dek\u00e1vat, \u017ee by se dokonce v druh\u00e9 polovin\u011b roku nav\u00fd\u0161ila sazba je\u0161t\u011b dvakr\u00e1t.\t\t            Tato sazba centr\u00e1ln\u00ed banky ovliv\u0148uje \u00faroky bankovn\u00edch vklad\u016f a \u00fav\u011br\u016f. Podnik\u016fm samoz\u0159ejm\u011b p\u0159in\u00e1\u0161\u00ed vy\u0161\u0161\u00ed \u00faroky dra\u017e\u0161\u00ed \u00fav\u011bry a investice a samoz\u0159ejm\u011b tak\u00e9 vy\u0161\u0161\u00ed provozn\u00ed n\u00e1klady. Rodin\u00e1m, respektive dom\u00e1cnostem, pak samoz\u0159ejm\u011b vy\u0161\u0161\u00ed \u00faroky zp\u016fsobuj\u00ed mnohem dra\u017e\u0161\u00ed hypot\u00e9ky a dal\u0161\u00ed \u00fav\u011bry na bydlen\u00ed, \u010d\u00edm\u017e se nejen sni\u017euje mo\u017enost na hypot\u00e9ku dos\u00e1hnout, ale tak\u00e9 zp\u016fsobuje obt\u00ed\u017en\u011bj\u0161\u00ed situaci ve v\u011bci spl\u00e1cen\u00ed. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ky v roce 2018","item":"https:\/\/www.zerba.cz\/hypoteky-v-roce-2018\/#breadcrumbitem"}]}]