[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/i-platba-mobilu-je-pro-banku-dulezita\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/i-platba-mobilu-je-pro-banku-dulezita\/","headline":"I platba mobilu je pro banku d\u016fle\u017eit\u00e1!","name":"I platba mobilu je pro banku d\u016fle\u017eit\u00e1!","description":"Pokud jste si mysleli, \u017ee mobiln\u00ed oper\u00e1to\u0159i v\u011bd\u00ed jen to, kolik m\u011bs\u00ed\u010dn\u011b plat\u00edte, mo\u017en\u00e1 v\u00e1s p\u0159ekvap\u00ed, co dal\u0161\u00edho je\u0161t\u011b o v\u00e1s v\u011bd\u00ed. ·         Jak drah\u00fd telefon m\u00e1te? D\u00edky p\u0159ihl\u00e1\u0161en\u00ed do s\u00edt\u011b a rozpozn\u00e1n\u00ed \u00fadaj\u016f, oper\u00e1tor v\u00ed, jak drah\u00fd telefon m\u00e1te. Tak\u00e9 v\u00ed, jak \u010dasto si nov\u00fd telefon kupujete. ·         Kde se pohybujete? Stejn\u011b tak, podle …

I platba mobilu je pro banku d\u016fle\u017eit\u00e1!<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316109_w1998_t1527067145.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316109_w1998_t1527067145.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/i-platba-mobilu-je-pro-banku-dulezita\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":480,"articleBody":"\tPokud jste si mysleli, \u017ee mobiln\u00ed oper\u00e1to\u0159i v\u011bd\u00ed jen to, kolik m\u011bs\u00ed\u010dn\u011b plat\u00edte, mo\u017en\u00e1 v\u00e1s p\u0159ekvap\u00ed, co dal\u0161\u00edho je\u0161t\u011b o v\u00e1s v\u011bd\u00ed.\t·         Jak drah\u00fd telefon m\u00e1te?\tD\u00edky p\u0159ihl\u00e1\u0161en\u00ed do s\u00edt\u011b a rozpozn\u00e1n\u00ed \u00fadaj\u016f, oper\u00e1tor v\u00ed, jak drah\u00fd telefon m\u00e1te. Tak\u00e9 v\u00ed, jak \u010dasto si nov\u00fd telefon kupujete.\t\t·         Kde se pohybujete?\tStejn\u011b tak, podle p\u0159ihl\u00e1\u0161en\u00ed do s\u00edt\u011b, oper\u00e1tor v\u00ed, kde se pohybujete, jak \u010dasto v dan\u00e9m m\u00edst\u011b jste. D\u00e1le samoz\u0159ejm\u011b v\u00ed, k jak\u00fdm vys\u00edla\u010d\u016fm se tedy p\u0159ihla\u0161ujete. Stejn\u011b tak o v\u00e1s spoustu v\u011bc\u00ed prozrad\u00ed p\u0159ihl\u00e1\u0161en\u00ed do zahrani\u010dn\u00edch s\u00edt\u00ed.\t·         Kolik plat\u00edte za mobiln\u00ed slu\u017eby?\tSamoz\u0159ejm\u011b, abychom se dostali j\u00e1dru v\u011bci, v\u00ed tak\u00e9 v\u00e1\u0161 oper\u00e1tor, kolik za mobiln\u00ed slu\u017eby m\u011bs\u00ed\u010dn\u011b vyd\u00e1v\u00e1te, zda plat\u00edte faktury v\u010das nebo, jak, kde a za kolik si dob\u00edj\u00edte kredit.\tTato data pak souvisej\u00ed pr\u00e1v\u011b s t\u00edm, jakou m\u00e1te bonitu i pro banky. Finan\u010dn\u00ed instituce pr\u00e1v\u011b tyto \u00fadaje vyu\u017e\u00edvaj\u00ed p\u0159i hodnocen\u00ed bonity budouc\u00edho nebo i st\u00e1vaj\u00edc\u00edho klienta, kter\u00fd t\u0159eba \u017e\u00e1d\u00e1 o \u00fav\u011br. Podle plateb za mobiln\u00ed slu\u017eby pak lze p\u0159ibli\u017en\u011b odhadnout, jak\u00e9 chov\u00e1n\u00ed, co se financ\u00ed t\u00fd\u010de, mohou od z\u00e1kazn\u00edka \u010dekat. I kdy\u017e tato data jsou dostupn\u00e1 v\u017edy pouze za posledn\u00ed t\u0159i m\u011bs\u00edce zp\u011btn\u011b.\t\tV\u00e1\u0161 souhlas je samoz\u0159ejm\u011b nutn\u00fd!\tNen\u00ed to tak, \u017ee by bez va\u0161eho v\u011bdom\u00ed jak\u00e1koli instituce mohla tyto \u00fadaje dostat. V\u017edy dan\u00fd klient mus\u00ed tyto \u00fadaje poskytnout v\u011bdom\u011b, respektive p\u0159\u00edstup k nim umo\u017enit. Pokud souhlas ned\u00e1te, nem\u011bla by banka jen tak zam\u00edtnout va\u0161i \u017e\u00e1dost o \u00fav\u011br. Banky tak vn\u00edmaj\u00ed tento krok jako vst\u0159\u00edcn\u00fd krok klienta. Klient t\u00edm zvy\u0161uje mo\u017enost z\u00edskat n\u011bjak\u00fd ten \u00fav\u011br. A to i v p\u0159\u00edpad\u011b, \u017ee je klient mlad\u00fd a nem\u00e1 \u017e\u00e1dnou finan\u010dn\u00ed historii.\tV\u00e1\u0161 souhlas a dobr\u00fd v\u00fdsledek m\u016f\u017ee znamenat t\u0159eba i v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky pro v\u00e1s!\t\tBanka se nedozv\u00ed konkr\u00e9tn\u00ed \u00fadaje!\tNemus\u00edte se b\u00e1t, \u017ee by mobiln\u00ed oper\u00e1tor v\u011bnoval bance va\u0161e osobn\u00ed citliv\u00e9 \u00fadaje. Naopak s\u00e1m oper\u00e1tor dle dan\u00e9 metodiky vyhodnot\u00ed va\u0161e chov\u00e1n\u00ed na stupnici od jedn\u00e9 do tis\u00edce a n\u00e1sledn\u011b p\u0159ed\u00e1 bance pouze v\u00fdsledek hodnocen\u00ed. Jedni\u010dka je nejrizikov\u011bj\u0161\u00ed klient, tis\u00edc pak prakticky nerizikov\u00fd z\u00e1kazn\u00edk. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I platba mobilu je pro banku d\u016fle\u017eit\u00e1!","item":"https:\/\/www.zerba.cz\/i-platba-mobilu-je-pro-banku-dulezita\/#breadcrumbitem"}]}]