[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/investice-do-podilovych-fondu\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/investice-do-podilovych-fondu\/","headline":"Investice do pod\u00edlov\u00fdch fond\u016f","name":"Investice do pod\u00edlov\u00fdch fond\u016f","description":"Jak za\u010d\u00edt a co by m\u011bl investor v\u011bd\u011bt? Asi to nejz\u00e1kladn\u011bj\u0161\u00ed, co by m\u011bl (nejen) za\u010d\u00ednaj\u00edc\u00ed investor v\u011bd\u011bt, je to, do \u010deho chce investovat a pro\u010d do toho chce investovat. Proto je samoz\u0159ejm\u011b vhodn\u00e9 se pro za\u010d\u00e1tek poradit s&nbsp;odborn\u00edkem. Mnoho lid\u00ed toti\u017e ani netu\u0161\u00ed, do \u010deho investovat a ani je moc nezaj\u00edmaj\u00ed akcie apod. Cht\u011bj\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/investice-do-podilovych-fondu\/\"> <span class=\"screen-reader-text\">Investice do pod\u00edlov\u00fdch fond\u016f<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-12-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308844_w2264_t1519849910.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308844_w2264_t1519849910.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/investice-do-podilovych-fondu\/","about":["P\u016fj\u010dky"],"wordCount":464,"articleBody":"\tJak za\u010d\u00edt a co by m\u011bl investor v\u011bd\u011bt?Asi to nejz\u00e1kladn\u011bj\u0161\u00ed, co by m\u011bl (nejen) za\u010d\u00ednaj\u00edc\u00ed investor v\u011bd\u011bt, je to, do \u010deho chce investovat a pro\u010d do toho chce investovat. Proto je samoz\u0159ejm\u011b vhodn\u00e9 se pro za\u010d\u00e1tek poradit s&nbsp;odborn\u00edkem. Mnoho lid\u00ed toti\u017e ani netu\u0161\u00ed, do \u010deho investovat a ani je moc nezaj\u00edmaj\u00ed akcie apod. Cht\u011bj\u00ed jen v\u011bd\u011bt, kam pen\u00edze vlo\u017eit nebo jak spo\u0159it na d\u016fchod. Co\u017e je rozumn\u00e9. Pro takov\u00e9 jsou vhodn\u00e9 produkty, kter\u00e9 naz\u00fdv\u00e1me pod\u00edlov\u00e9 fondy. Co\u017e je takov\u00e9 &bdquo;lep\u0161\u00ed&ldquo; spo\u0159en\u00ed. Spo\u010d\u00edv\u00e1 to v&nbsp;tom, \u017ee tam pravideln\u011b pos\u00edl\u00e1te pen\u00edze a spole\u010dnost, u kter\u00e9 m\u00e1te smlouvu a ta de facto investuje za v\u00e1s. Obvykle jsou na v\u00fdb\u011br t\u0159i varianty (profily):1.&nbsp;konzervativn\u00ed2.&nbsp;vyv\u00e1\u017een\u00fd3.&nbsp;dynamick\u00fdPrvn\u00ed zm\u00edn\u011bn\u00fd investuje zejm\u00e9na do dluhopis\u016f a dluhopisov\u00fdch fond\u016f. Je sice m\u00e1lo v\u00fdkonn\u00fd, ale za to stabiln\u00ed a jist\u00fd. Dynamick\u00fd fond naopak investuje do akci\u00ed a akciov\u00fdch fond\u016f. Dlouhodob\u011b vykazuje v\u00fdrazn\u00e9 v\u00fdkyvy, ale je velmi v\u00fdkonn\u00fd. Vyv\u00e1\u017een\u00fd, n\u011bkdy t\u00e9\u017e balancovan\u00fd, b\u00fdv\u00e1 obvykle slo\u017een z jedn\u00e9&nbsp;poloviny akciov\u00fdmi a z&nbsp;druh\u00e9 poloviny dluhopisov\u00fdmi fondy. V\u00fdkyvy jsou z&nbsp;dlouhodob\u00e9ho hlediska st\u0159edn\u011b vysok\u00e9. Tot\u00e9\u017e plat\u00ed o v\u00fdkonech, kter\u00e9 jsou v\u00fdkonov\u011b mezi konzervativn\u00edmi a dynamick\u00fdmi profily.\tSmysl a v\u00fdhody pod\u00edlov\u00fdch fond\u016fSmyslem a nejpodstatn\u011bj\u0161\u00ed v\u00fdhodou pod\u00edlov\u00fdch fond\u016f, je pohodl\u00ed investora. Investo\u0159i do pod\u00edlov\u00fdch fond\u016f, se toti\u017e nemus\u00ed o nic starat a rozum\u011bt tomu, do \u010deho vlastn\u011b investuj\u00ed. Od toho je tam spr\u00e1vce fondu (investi\u010dn\u00ed spole\u010dnost \u010di bankovn\u00ed instituce), kter\u00fd se o investice star\u00e1. Nav\u00edc ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f se jedn\u00e1 fondy fond\u016f, tedy o to, \u017ee spr\u00e1vce nen\u00ed pouze jeden jedin\u00fd. Mohou jich b\u00fdt des\u00edtky. V\u00fdhodou je, \u017ee se t\u00edm v\u00fdrazn\u011b sni\u017euje riziko a nav\u00edc, nepot\u0159ebujete velk\u00fd kapit\u00e1l. Minim\u00e1ln\u00ed investice je obvykle jen 500,-. &nbsp;\tNev\u00fdhody pod\u00edlov\u00fdch fond\u016fPod\u00edlov\u00e9 fondy maj\u00ed v\u0161ak i sv\u00e9 nev\u00fdhody. Zejm\u00e9na se jedn\u00e1 o nep\u0159\u00edli\u0161 vysok\u00fd v\u00fdnos, co\u017e je da\u0148 za n\u00edzkou rizikovost. V&nbsp;p\u0159\u00edpad\u011b, \u017ee bych si vybral konkr\u00e9tn\u00ed akciov\u00e9 nebo dluhopisov\u00e9 fondy, b\u00fdv\u00e1 zde v\u00fdnos vy\u0161\u0161\u00ed. K&nbsp;tomu v\u0161ak mus\u00edte m\u00edt n\u011bjak\u00e9 pov\u011bdom\u00ed a pot\u0159ebujete v\u011bt\u0161\u00ed kapit\u00e1l. Pro v\u011bt\u0161inu lid\u00ed tak pod\u00edlov\u00e9 fondy z\u016fst\u00e1vaj\u00ed asi tou nejlep\u0161\u00ed variantou.&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investice do pod\u00edlov\u00fdch fond\u016f","item":"https:\/\/www.zerba.cz\/investice-do-podilovych-fondu\/#breadcrumbitem"}]}]