[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/investice-s-jistotou\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/investice-s-jistotou\/","headline":"Investice s jistotou","name":"Investice s jistotou","description":"V\u0161ichni m\u00e1me tak n\u011bjak v\u00a0hlav\u011b zaryt\u00e9, \u017ee investor je takov\u00fd mu\u017e v\u00a0obleku, co na v\u0161echny k\u0159i\u010d\u00ed ve stresu na n\u011bjak\u00e9 burze, s\u00a0p\u011bnou u pusy anebo naopak bohat\u00fd majitel dvou jachet, kter\u00fd se pr\u00e1v\u011b vr\u00e1til z\u00a0Kan\u00e1rsk\u00fdch ostrov\u016f a za chv\u00edli odl\u00e9t\u00e1 do Thajska na setk\u00e1n\u00ed. Samoz\u0159ejm\u011b, \u017ee i tyto p\u0159edstavy mohou b\u00fdt re\u00e1ln\u00e9 u n\u011bkter\u00fdch v\u00fdjime\u010dn\u011b &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/investice-s-jistotou\/\"> <span class=\"screen-reader-text\">Investice s jistotou<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-12-26","dateModified":"2017-12-26","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/img_a308615_w2264_t1519681186.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/img_a308615_w2264_t1519681186.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/investice-s-jistotou\/","about":["Investice"],"wordCount":512,"articleBody":"\tV\u0161ichni m\u00e1me tak n\u011bjak v\u00a0hlav\u011b zaryt\u00e9, \u017ee investor je takov\u00fd mu\u017e v\u00a0obleku, co na v\u0161echny k\u0159i\u010d\u00ed ve stresu na n\u011bjak\u00e9 burze, s\u00a0p\u011bnou u pusy anebo naopak bohat\u00fd majitel dvou jachet, kter\u00fd se pr\u00e1v\u011b vr\u00e1til z\u00a0Kan\u00e1rsk\u00fdch ostrov\u016f a za chv\u00edli odl\u00e9t\u00e1 do Thajska na setk\u00e1n\u00ed. Samoz\u0159ejm\u011b, \u017ee i tyto p\u0159edstavy mohou b\u00fdt re\u00e1ln\u00e9 u n\u011bkter\u00fdch v\u00fdjime\u010dn\u011b dobr\u00fdch \u010di v\u00fdjime\u010dn\u011b prod\u011bl\u00e1vaj\u00edc\u00edch lid\u00ed, my se v\u0161ak zam\u011b\u0159\u00edme na v\u00e1s a na va\u0161e mo\u017enosti. \u010cesko pat\u0159\u00ed mezi ty zem\u011b, jejich\u017e obyvatel\u00e9 se moc do investov\u00e1n\u00ed nehrnou a lid\u00e9 rad\u011bji schov\u00e1vaj\u00ed pen\u00edze do banky.\t\u00a0\tBanka v\u00e1s a va\u0161e pen\u00edze v\u0161ak neuchr\u00e1n\u00ed\u00a0p\u0159ed n\u011b\u010d\u00edm, \u010demu se \u0159\u00edk\u00e1 inflace \u2013 tak\u00e9 se jednoho kr\u00e1sn\u00e9ho dne m\u016f\u017ee st\u00e1t, \u017ee banka padne. Nebo je\u0161t\u011b l\u00e9pe, pen\u00edze v\u00e1m tam le\u017e\u00ed a nic ned\u011blaj\u00ed. Nezv\u011bt\u0161uj\u00ed sv\u016fj objem ani se nez\u00faro\u010duj\u00ed.\t\u00a0\tKde tedy investovat?Dejme tomu, \u017ee hled\u00e1te co nejmen\u0161\u00ed riziko s\u00a0t\u00edm nejlep\u0161\u00edm mo\u017en\u00fdm \u00farokem a na co nejlep\u0161\u00ed mo\u017enou dobu. Kv\u016fli n\u00edzko rizikovosti n\u00e1m odpadne mo\u017en\u00e1 90 % v\u0161ech investi\u010dn\u00edch mo\u017enost\u00ed. St\u00e1le n\u00e1m tu zb\u00fdvaj\u00ed ale ty mo\u017enosti, kter\u00fdch se v\u016fbec b\u00e1t nemus\u00edme.\u00a0\ta)\u00a0Penzijn\u00ed spo\u0159en\u00edMal\u00fdm rizikem je p\u0159esn\u011b tento druh investice. Pokud se zkr\u00e1tka chcete m\u00edt dob\u0159e v\u00a0d\u016fchod\u011b a nepot\u0159ebujete pen\u00edze ihned, m\u016f\u017eete si spo\u0159it a odkl\u00e1dat \u010d\u00e1stky pr\u00e1v\u011b zde. Krom\u011b zaj\u00edmav\u00e9 \u00farokov\u00e9 sazby v\u00e1m m\u016f\u017ee nab\u00eddnout s\u00e1m st\u00e1t tolik l\u00e1kav\u00fd st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek za va\u0161e dobr\u00e9 spo\u0159en\u00ed.\u00a0\tb)\u00a0Stavebn\u00ed spo\u0159en\u00edVelmi obl\u00edben\u00e9, ale stejn\u011b m\u00e1lo zn\u00e1m\u00e9, to je stavebn\u00ed spo\u0159en\u00ed. Na rozd\u00edl od toho penzijn\u00edho, \u201estavebko\u201c nab\u00edz\u00ed tak\u00e9 l\u00e1kav\u00fd \u00farok, minim\u00e1ln\u00ed riziko a tak\u00e9 nab\u00eddne a\u017e 10 % st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek do celkov\u00e9 v\u00fd\u0161e 2000 korun za rok, co\u017e v\u00e1m nenab\u00eddne \u017e\u00e1dn\u00e1 jin\u00e1 takov\u00e1 investice. Na toto spo\u0159en\u00ed si tak\u00e9 m\u016f\u017eete vz\u00edt i p\u016fj\u010dku s\u00a0v\u00fdhodn\u00fdm \u00farokem a pokud jste osv\u011bd\u010den\u00ed plati\u010di, dokonce ve 2x v\u00fd\u0161e va\u0161eho naspo\u0159en\u00e9ho kapit\u00e1lu. Vy sami si ur\u010dujete, kdy tam budete pen\u00edze pos\u00edlat a po jak\u00e9 dob\u011b si je vyberete \u2013 nebo prodlou\u017e\u00edte.\u00a0A ur\u010dit\u011b existuj\u00ed i jin\u00e9 v\u00fdhodn\u00e9 a jist\u00e9 druhy investic, tyto jsou v\u0161ak z\u00e1kladem, kter\u00e9 by ka\u017ed\u00fd \u010dlov\u011bk m\u011bl vyzkou\u0161et. Nikdy nev\u00edte, kdy bude t\u0159eba velk\u00e9 sumy pen\u011bz na rekonstrukci \u010di opravy nebo na dovolenou a v\u00a0penzi pot\u00e9 ur\u010dit\u011b ocen\u00edte hned o n\u011bkolik tis\u00edc vy\u0161\u0161\u00ed d\u016fchod.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investice s jistotou","item":"https:\/\/www.zerba.cz\/investice-s-jistotou\/#breadcrumbitem"}]}]