[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/jak-se-pojistit-proti-prirodnim-zivlum\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/jak-se-pojistit-proti-prirodnim-zivlum\/","headline":"Jak se pojistit proti p\u0159\u00edrodn\u00edm \u017eivl\u016fm","name":"Jak se pojistit proti p\u0159\u00edrodn\u00edm \u017eivl\u016fm","description":"&#13; Jak se vyhnout chyb\u00e1m p\u0159i poji\u0161\u0165ov\u00e1n\u00ed se proti \u017eivl\u016fm? Na \u017eiveln\u00e9 pohromy se letos soust\u0159ed\u00ed i \u010cesk\u00e1 asociace poji\u0161\u0165oven se svou informativn\u00ed kampan\u00ed na rok 2016. Jak\u00e9 jsou rady pro r\u016fzn\u00e9 poji\u0161t\u011bn\u00ed proti \u017eivl\u016fm? P\u0159ipravili jsme pro v\u00e1s men\u0161\u00ed p\u0159ehled.&#13; &#13; Jak vypad\u00e1 \u017eeb\u0159\u00ed\u010dek nej\u010dast\u011bj\u0161\u00edch a nejv\u011bt\u0161\u00edch \u0161kod na majetku podle p\u0159\u00edrodn\u00edch katastrof? &#13; &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/jak-se-pojistit-proti-prirodnim-zivlum\/\"> <span class=\"screen-reader-text\">Jak se pojistit proti p\u0159\u00edrodn\u00edm \u017eivl\u016fm<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2016-11-26","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a279264_w1991_t1602747195.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a279264_w1991_t1602747195.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/jak-se-pojistit-proti-prirodnim-zivlum\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":376,"articleBody":"&#13; Jak se vyhnout chyb\u00e1m p\u0159i poji\u0161\u0165ov\u00e1n\u00ed se proti \u017eivl\u016fm? Na \u017eiveln\u00e9 pohromy se letos soust\u0159ed\u00ed i \u010cesk\u00e1 asociace poji\u0161\u0165oven se svou informativn\u00ed kampan\u00ed na rok 2016. Jak\u00e9 jsou rady pro r\u016fzn\u00e9 poji\u0161t\u011bn\u00ed proti \u017eivl\u016fm? P\u0159ipravili jsme pro v\u00e1s men\u0161\u00ed p\u0159ehled.&#13; &#13; Jak vypad\u00e1 \u017eeb\u0159\u00ed\u010dek nej\u010dast\u011bj\u0161\u00edch a nejv\u011bt\u0161\u00edch \u0161kod na majetku podle p\u0159\u00edrodn\u00edch katastrof? &#13; 1. Povode\u0148 (t\u0159icet osm procent)&#13; 2. Vich\u0159ice (dvacet \u0161est procent)&#13; 3. Krupobit\u00ed (dvan\u00e1ct procent)&#13; 4. Sn\u00edh a n\u00e1mraza (jeden\u00e1ct procent)&#13; 5. \u00dader blesku (dev\u011bt procent)&#13; 6. Po\u017e\u00e1r (p\u011bt procent)&#13; &#13; Vich\u0159ice, objevuj\u00edc\u00ed se v zimn\u00edch m\u011bs\u00edc\u00edch n\u00e1hodn\u011b po cel\u00e9m \u00fazem\u00ed, jsou nejni\u010div\u011bj\u0161\u00ed \u2013 nejv\u00edce jich loni bylo na Morav\u011b. Pr\u016fm\u011brn\u00e1 \u0161koda na \u0161kod\u00e1ch zp\u016fsoben\u00fdch vich\u0159ic\u00ed je asi t\u0159icet tis\u00edc korun. Ork\u00e1n Kyrill, kter\u00fd loni zas\u00e1hl Moravu, a sebou nechal pr\u016fm\u011brn\u011b asi dvacet p\u011bt tis\u00edc korun \u0161kody, av\u0161ak celkem se se\u0161lo na sedmdes\u00e1t p\u011bt tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed. Letn\u00ed vich\u0159ice b\u00fdvaj\u00ed zpravidla spojen\u00e9 s bou\u0159emi, blesky, eventu\u00e1ln\u011b s krupobit\u00edm nebo se z\u00e1plavami. \u0160kody zp\u016fsoben\u00e9 \u017eivlem krupobit\u00ed jsou v pr\u016fm\u011bru pades\u00e1t tis\u00edc korun.&#13; &#13; \u00b7 Nej\u010dast\u011bj\u0161\u00ed \u0161kody &#13; Nejohro\u017een\u011bj\u0161\u00ed jsou st\u0159echy, kter\u00e9 jsou n\u00e1chyln\u00e9 jak na kroupy, tak na p\u00e1d stromu, nebo nap\u0159\u00edklad na potrhan\u00e9 elektrick\u00e9 veden\u00ed, zasa\u017een\u00ed bleskem a podobn\u011b. Stejn\u011b ohro\u017een\u00e9 jsou sklepy, kter\u00e9 b\u00fdvaj\u00ed zatopen\u00e9. D\u00e1le jsou to rozbit\u00e9 sklen\u00edky, pol\u00e1man\u00e9 alt\u00e1ny a pergoly, ale tak\u00e9 zni\u010den\u00e1 zast\u0159e\u0161en\u00ed baz\u00e9n\u016f nebo rozbit\u00e1 skla.&#13; &#13; \u00b7 Riziko pouze z\u00e1kladn\u00edho poji\u0161t\u011bn\u00ed &#13; Z\u00e1kladn\u00ed varianta poji\u0161t\u011bn\u00ed bydlen\u00ed zahrnuje krupobit\u00ed, vich\u0159ice, \u00fader blesku a po\u017e\u00e1ry. Av\u0161ak pokud vlastn\u00edte drahou elektroniku, nen\u00ed na \u0161kodu se p\u0159ipojistit proti p\u0159ep\u011bt\u00ed. \u00dader blesku by mohl po\u0161kodit ve\u0161kerou elektroniku zapojenou do s\u00edt\u011b, od ledni\u010dek a\u017e po mobiln\u00ed telefony, jejich\u017e nap\u00e1jec\u00ed zdroje jsou \u00faderem blesku, respektive p\u0159ep\u011bt\u00edm v s\u00edti bleskem zp\u016fsoben\u00e9, zni\u010deny.&#13;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se pojistit proti p\u0159\u00edrodn\u00edm \u017eivl\u016fm","item":"https:\/\/www.zerba.cz\/jak-se-pojistit-proti-prirodnim-zivlum\/#breadcrumbitem"}]}]