[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/jak-se-splaci-kontokorent\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/jak-se-splaci-kontokorent\/","headline":"Jak se spl\u00e1c\u00ed kontokorent","name":"Jak se spl\u00e1c\u00ed kontokorent","description":"V p\u0159\u00edpad\u011b kontokorentu mluv\u00edme o jak\u00e9msi druhu „p\u016fj\u010dky“, jeho podstatou v\u0161ak z\u016fst\u00e1v\u00e1, \u017ee se v\u00e1\u017ee k b\u011b\u017en\u00e9mu \u00fa\u010dtu, tak\u017ee na n\u011bm v podstat\u011b m\u016f\u017eete j\u00edt ur\u010ditou \u010d\u00e1stku do m\u00ednusu. Sjednat si jej m\u016f\u017eete p\u0159i za\u0159izov\u00e1n\u00ed b\u011b\u017en\u00e9ho \u00fa\u010dtu nebo jako „dopl\u0148kovou“, slu\u017ebu a\u017e pozd\u011bji. Kontokorentem lze p\u0159e\u010derpat finance z b\u011b\u017en\u00e9ho \u00fa\u010dtu do m\u00ednusu. V\u011bt\u0161in\u011b lid\u00ed chod\u00ed na \u00fa\u010det v\u00fdplata, plat\u00ed …

Jak se spl\u00e1c\u00ed kontokorent<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2020-08-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/jak-se-splaci-kontokorent\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":549,"articleBody":"V p\u0159\u00edpad\u011b kontokorentu mluv\u00edme o jak\u00e9msi druhu „p\u016fj\u010dky“, jeho podstatou v\u0161ak z\u016fst\u00e1v\u00e1, \u017ee se v\u00e1\u017ee k b\u011b\u017en\u00e9mu \u00fa\u010dtu, tak\u017ee na n\u011bm v podstat\u011b m\u016f\u017eete j\u00edt ur\u010ditou \u010d\u00e1stku do m\u00ednusu. Sjednat si jej m\u016f\u017eete p\u0159i za\u0159izov\u00e1n\u00ed b\u011b\u017en\u00e9ho \u00fa\u010dtu nebo jako „dopl\u0148kovou“, slu\u017ebu a\u017e pozd\u011bji. Kontokorentem lze p\u0159e\u010derpat finance z b\u011b\u017en\u00e9ho \u00fa\u010dtu do m\u00ednusu. V\u011bt\u0161in\u011b lid\u00ed chod\u00ed na \u00fa\u010det v\u00fdplata, plat\u00ed se z n\u011bj r\u016fzn\u00e9 poplatky, n\u00e1jmy, inkasa, pau\u0161\u00e1ly a spoustu dal\u0161\u00edho. Jakmile pot\u0159ebujete jeden m\u011bs\u00edc vybrat v\u00edce pen\u011bz, a u\u017e v\u00e1m na \u00fa\u010dtu \u017e\u00e1dn\u00e9 nezbyly, m\u016f\u017eete vyu\u017e\u00edt pr\u00e1v\u011b slu\u017eby kontokorentu a j\u00edt takzvan\u011b do m\u00ednusu. Povolenou \u010d\u00e1stku v\u00e1m sd\u011bl\u00ed banka hned p\u0159i za\u0159izov\u00e1n\u00ed tohoto produktu. Limit je stanoven v\u011bt\u0161inou na dvoj a\u017e troj n\u00e1sobek va\u0161eho pr\u016fm\u011brn\u00e9ho m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu. V p\u0159\u00edpad\u011b p\u0159ekro\u010den\u00ed povolen\u00e9ho limitu se v\u0161ak \u00fa\u010dtuj\u00ed vysok\u00e9 poplatky.Se spl\u00e1tkou kontokorentu to nen\u00ed nijak slo\u017eit\u00e9. Nemus\u00edte chodit do banky ka\u017ed\u00fd m\u011bs\u00edc, abyste zaplatili spl\u00e1tku, ani nemus\u00edte slo\u017eit\u011b pen\u00edze p\u0159ev\u00e1d\u011bt z jin\u00e9ho \u00fa\u010dtu. Pokud v\u00e1m na tento \u00fa\u010det chod\u00ed pravideln\u011b m\u011bs\u00ed\u010dn\u00ed v\u00fdplata a dostanete se alespo\u0148 jednou ro\u010dn\u011b na nulu nebo do plusu, pak je „p\u016fj\u010dka“, vynulov\u00e1na a m\u016f\u017eete si op\u011bt t\u00edmto zp\u016fsobem p\u016fj\u010dovat, t\u0159eba hned p\u0159\u00ed\u0161t\u011b.\tJednou ro\u010dn\u011b v plusuN\u011bkter\u00e9 spole\u010dnosti maj\u00ed nastaven\u00e9ho p\u016fl roku, jin\u00e9 v\u011bt\u0161inou rok. Pokud jednou za rok budete na \u00fa\u010dtu v plusu, m\u00e1te kontokorent splacen i s jeho poplatky. V\u011bt\u0161inou se kontokorent br\u00e1v\u00e1 na ne\u010dekan\u00e9 v\u00fddaje a spl\u00e1c\u00ed se nap\u0159\u00edklad d\u00edky dal\u0161\u00ed v\u00fdplat\u011b, kdy se dostanete do plusu. Pokud byste se v\u0161ak nedostali do plusu na \u00fa\u010dtu, pak \u010dek\u00e1te p\u00e1r m\u011bs\u00edc\u016f, ne\u017e se to poda\u0159\u00ed. V p\u0159\u00edpad\u011b, \u017ee by v\u00e1m na tento \u00fa\u010det nechodila v dal\u0161\u00edch m\u011bs\u00edc\u00edch v\u00fdplata, pak ano, museli byste pen\u00edze n\u011bjak\u00fdm zp\u016fsobem alespo\u0148 jednou za rok na \u00fa\u010det vlo\u017eit, abyste splnili z\u00e1kladn\u00ed podm\u00ednky a neplatili vysok\u00e9 pokuty za nedodr\u017een\u00ed smluvn\u00edch podm\u00ednek. Nasko\u010dily by v\u00e1m z\u0159ejm\u011b vysok\u00e9 pen\u00e1le.Je\u0161t\u011b si pro zaj\u00edmavost \u0159ekneme, \u017ee sta\u010d\u00ed b\u00fdt jeden den v plusu, a druh\u00fd den m\u016f\u017eete j\u00edt op\u011bt do m\u00ednusu a od t\u00e9to chv\u00edle se op\u011bt po\u010d\u00edt\u00e1 nov\u00fd rok, po kter\u00fd mus\u00edte pen\u00edze op\u011bt vlo\u017eit nebo b\u00fdt na \u00fa\u010dtu v plusu. \u00daroky toti\u017e mohou naskakovat za ka\u017ed\u00fd den, kdy m\u00e1te t\u00edmto zp\u016fsobem „vyp\u016fj\u010den\u00e9 pen\u00edze“. Pokud kontokorent nevyu\u017e\u00edv\u00e1te, pak se pen\u00e1le neplat\u00ed. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se spl\u00e1c\u00ed kontokorent","item":"https:\/\/www.zerba.cz\/jak-se-splaci-kontokorent\/#breadcrumbitem"}]}]