[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/jak-spolehlive-klesnout-na-dno\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/jak-spolehlive-klesnout-na-dno\/","headline":"Jak spolehliv\u011b klesnout na dno?","name":"Jak spolehliv\u011b klesnout na dno?","description":"O lichv\u00e1\u0159\u00edch, tyj\u00edc\u00edch z&nbsp;b\u00eddy lid\u00ed, se u n\u00e1s mluv\u00edvalo u\u017e za minul\u00e9ho re\u017eimu, kdy tito byli zavr\u017een\u00edhodn\u00fdm symbolem takzvan\u00e9ho zahn\u00edvaj\u00edc\u00edho kapitalismu. Pak se tito objevili i u n\u00e1s a skute\u010dn\u011b si po\u010d\u00ednali tak, jak by si slu\u0161n\u00ed lid\u00e9 po\u010d\u00ednat nem\u011bli, a to a\u017e do doby, kdy bylo jejich po\u010d\u00edn\u00e1n\u00ed zapov\u011bzeno z\u00e1kony. Ov\u0161em p\u0159esto tito zcela &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/jak-spolehlive-klesnout-na-dno\/\"> <span class=\"screen-reader-text\">Jak spolehliv\u011b klesnout na dno?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a383910_w2000_t1601881920.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a383910_w2000_t1601881920.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/jak-spolehlive-klesnout-na-dno\/","about":["Finance"],"wordCount":452,"articleBody":"O lichv\u00e1\u0159\u00edch, tyj\u00edc\u00edch z&nbsp;b\u00eddy lid\u00ed, se u n\u00e1s mluv\u00edvalo u\u017e za minul\u00e9ho re\u017eimu, kdy tito byli zavr\u017een\u00edhodn\u00fdm symbolem takzvan\u00e9ho zahn\u00edvaj\u00edc\u00edho kapitalismu. Pak se tito objevili i u n\u00e1s a skute\u010dn\u011b si po\u010d\u00ednali tak, jak by si slu\u0161n\u00ed lid\u00e9 po\u010d\u00ednat nem\u011bli, a to a\u017e do doby, kdy bylo jejich po\u010d\u00edn\u00e1n\u00ed zapov\u011bzeno z\u00e1kony. Ov\u0161em p\u0159esto tito zcela nevymizeli a dodnes se ob\u010das vyskytuj\u00ed. Zejm\u00e9na v&nbsp;takzvan\u00fdch vylou\u010den\u00fdch lokalit\u00e1ch nebo mezi lidmi, kte\u0159\u00ed se ocitli na dn\u011b a jsou tak ochotni (nebo sp\u00ed\u0161e nuceni) jejich nab\u00eddky akceptovat, nev\u011bda, k&nbsp;\u010demu to zpravidla nakonec vede.Takov\u00ed lichv\u00e1\u0159i jsou ochotni p\u016fj\u010dit t\u011bm, jim\u017e by nikdo jin\u00fd nep\u016fj\u010dil. Jejich poskytov\u00e1n\u00ed p\u016fj\u010dek je tak extr\u00e9mn\u011b rizikov\u00e9. Ov\u0161em pochopiteln\u011b ani ne tak pro n\u011b samotn\u00e9, jako sp\u00ed\u0161e pro ty, kdo si od nich n\u011bjak\u00e9 ty pen\u00edze vezmou. Z&nbsp;nev\u011bdomosti nebo z&nbsp;krajn\u00edho zoufalstv\u00ed.Takov\u00e1 lichva obn\u00e1\u0161\u00ed jak zn\u00e1mo drakonick\u00e9 \u00faroky a poplatky, je\u017e jsou s&nbsp;takov\u00fdmi p\u016fj\u010dkami neodmysliteln\u011b spojen\u00e9. \u010clov\u011bk si vezme klidn\u011b i jenom p\u00e1r korun a n\u00e1sledn\u011b aby vys\u00e1zel na d\u0159evo v\u0161e, co m\u00e1. A kdy\u017e ani to nesta\u010d\u00ed? Pak si mus\u00ed znovu p\u016fj\u010dovat, \u010d\u00edm\u017e se dost\u00e1v\u00e1 do za\u010darovan\u00e9ho kruhu, kter\u00fd kon\u010d\u00ed t\u00edm, \u017ee nen\u00ed kde br\u00e1t.Co\u017e ale lichv\u00e1\u0159i pochopiteln\u011b neakceptuj\u00ed. A trvaj\u00ed logicky na sv\u00e9m. A nev\u00e1haj\u00ed pou\u017e\u00edt t\u0159eba i ty nejbrut\u00e1ln\u011bj\u0161\u00ed metody s&nbsp;\u00famyslem dostat sv\u00e9.A dlu\u017en\u00edci? Jsou ztraceni. Zejm\u00e9na pokud je opanuje opr\u00e1vn\u011bn\u00fd strach nebo pokud tito nev\u011bd\u00ed, \u017ee existuje \u0159e\u0161en\u00ed.T\u00edm \u0159e\u0161en\u00edm je z\u00e1kon, pova\u017euj\u00edc\u00ed lichv\u00e1\u0159sk\u00e9 p\u016fj\u010dky za neleg\u00e1ln\u00ed a smlouvy o t\u011bchto za od samotn\u00e9ho po\u010d\u00e1tku neplatn\u00e9. Tak\u017ee lze z\u00e1konnou cestou dos\u00e1hnout toho, \u017ee se p\u0159emr\u0161t\u011bn\u00e9 po\u017eadavky hradit nemus\u00ed.Nemus\u00ed, ale&hellip;P\u0159esto je lichv\u00e1\u0159\u016fm jen t\u011b\u017ek\u00e9 uniknout. Proto\u017ee co je pro tyto z\u00e1kon? Nic. A dlu\u017en\u00edci jsou vesm\u011bs i nad\u00e1le nuceni \u017e\u00edt t\u011bmto na dosah. A je jen t\u011b\u017eko p\u0159edstaviteln\u00e9, \u017ee by se lichv\u00e1\u0159 sm\u00ed\u0159il se svou ztr\u00e1tou.A proto je jen jedin\u00e1 mo\u017enost, jak uniknout ohro\u017een\u00ed. A to \u0159\u00edkat lichv\u00e1\u0159\u016fm &sbquo;ne&lsquo;. I v&nbsp;nejt\u011b\u017e\u0161\u00edch chv\u00edl\u00edch.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak spolehliv\u011b klesnout na dno?","item":"https:\/\/www.zerba.cz\/jak-spolehlive-klesnout-na-dno\/#breadcrumbitem"}]}]