[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/japonska-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/japonska-pujcka\/","headline":"Japonsk\u00e1 p\u016fj\u010dka","name":"Japonsk\u00e1 p\u016fj\u010dka","description":"O japonsk\u00e9 p\u016fj\u010dce se ji\u017e mnohokr\u00e1t psalo. V\u00a0posledn\u00edch dob\u011b se jedn\u00e1 o jakousi novinku na trhu v\u00a0oblasti p\u016fj\u010dek, ale i tato je ji\u017e p\u00e1r let zaveden\u00e1. O japonsk\u00e9 p\u016fj\u010dce se \u010dasto p\u00ed\u0161e mnoh\u00e9, av\u0161ak v\u011bt\u0161inou v\u00a0pozitivn\u00edm slova smyslu. Jedn\u00e1 se toti\u017e o takzvanou mikrop\u016fj\u010dku, jak ji \u010dasto spole\u010dnosti nebo banky ozna\u010duj\u00ed. Jak\u00e9 jsou jej\u00ed podm\u00ednky? &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/japonska-pujcka\/\"> <span class=\"screen-reader-text\">Japonsk\u00e1 p\u016fj\u010dka<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384552_3x2_20260824_074223_qaAuf3.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384552_3x2_20260824_074223_qaAuf3.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/japonska-pujcka\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":555,"articleBody":"O japonsk\u00e9 p\u016fj\u010dce se ji\u017e mnohokr\u00e1t psalo. V\u00a0posledn\u00edch dob\u011b se jedn\u00e1 o jakousi novinku na trhu v\u00a0oblasti p\u016fj\u010dek, ale i tato je ji\u017e p\u00e1r let zaveden\u00e1. O japonsk\u00e9 p\u016fj\u010dce se \u010dasto p\u00ed\u0161e mnoh\u00e9, av\u0161ak v\u011bt\u0161inou v\u00a0pozitivn\u00edm slova smyslu. Jedn\u00e1 se toti\u017e o takzvanou mikrop\u016fj\u010dku, jak ji \u010dasto spole\u010dnosti nebo banky ozna\u010duj\u00ed.Jak\u00e9 jsou jej\u00ed podm\u00ednky? Ot\u00e1zkou z\u016fst\u00e1v\u00e1, kolik si vlastn\u011b m\u016f\u017eeme takto p\u016fj\u010dit, kdy\u017e jsme zm\u00ednili n\u00e1zev mikrop\u016fj\u010dka a ka\u017ed\u00fd samoz\u0159ejm\u011b v\u00ed, \u017ee slovo mikro znamen\u00e1 n\u011bco opravdu mal\u00e9ho. Ofici\u00e1ln\u011b samoz\u0159ejm\u011b nem\u016f\u017eeme sd\u011blit, na jak vysokou \u010d\u00e1stku se m\u016f\u017eete dostat, proto\u017ee to je u ka\u017ed\u00e9 spole\u010dnosti jin\u00e9. B\u011b\u017en\u011b se v\u0161ak m\u016f\u017eete setkat s\u00a0p\u016fj\u010dkou do 15\u00a0000 korun, a to u mnoh\u00fdch spole\u010dnost\u00ed, ale nejsou v\u00fdjimkou ani pades\u00e1ti tis\u00edcov\u00e9 \u010d\u00e1stky. Z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00ed spole\u010dnosti, od kter\u00e9 byste si cht\u011bli p\u016fj\u010dit. Rozumn\u00e9 je v\u00a0tomto ohledu porovn\u00e1vat nab\u00eddky, m\u016f\u017eete se toti\u017e setkat s\u00a0r\u016fzn\u00fdmi skute\u010dnostmi. Li\u0161it se mohou tak\u00e9 v\u00a0poplatc\u00edch. V\u0161echny \u00fadaje by m\u011bly uv\u00e1d\u011bt ihned v\u00a0z\u00e1kladn\u00edm zn\u011bn\u00ed.Kdo ji poskytuje? S\u00a0v\u011bt\u0161inou t\u011bchto \u00fav\u011br\u016f se setk\u00e1v\u00e1me v\u00a0souvislosti s\u00a0nebankovn\u00edmi institucemi. Nebankovn\u00ed instituce jsou pom\u011brn\u011b na vzestupu a nab\u00edz\u00ed i mnoho dal\u0161\u00edch podobn\u00fdch produkt\u016f, kter\u00e9 si lid\u00e9 mohou sjedn\u00e1vat rychle a bez slo\u017eit\u00e9ho pap\u00edrov\u00e1n\u00ed. N\u011bkter\u00e9 rychl\u00e9 p\u016fj\u010dky mohou sjednat i do 15 minut, co\u017e m\u016f\u017eeme \u0159\u00edct, \u017ee je opravdu rychl\u00e9. V\u00a0minulosti bychom se s\u00a0n\u011b\u010d\u00edm podobn\u00fdm jen t\u011b\u017eko setkali. Vy\u0159izov\u00e1n\u00ed bylo \u010dasto zdlouhav\u00e9 a konkurence miziv\u00e1, ale v\u00a0dne\u0161n\u00ed dob\u011b se i nebankovn\u00ed spole\u010dnosti mus\u00ed \u010dinit, aby udr\u017eely krok a tempo s\u00a0bankovn\u00edmi institucemi, p\u0159\u00edpadn\u011b nab\u00eddly n\u011bco jin\u00e9ho.\tSchvalov\u00e1n\u00ed t\u00e9m\u011b\u0159 okam\u017eit\u011bI v\u00a0r\u00e1mci schvalov\u00e1n\u00ed se tyto \u00fav\u011bry dostaly velice daleko. Schv\u00e1len\u00ed toti\u017e v\u011bt\u0161inou pob\u00edh\u00e1 online. Vypln\u00edte \u017e\u00e1dost na internetu ji\u017e od konkr\u00e9tn\u00ed spole\u010dnosti. Kontaktov\u00e1n\u00ed m\u016f\u017ee prob\u00edhat tak\u00e9 po telefonu. Zad\u00e1te ve\u0161ker\u00e9 \u00fadaje, smlouva se n\u00e1sledn\u011b \u010dasto pos\u00edl\u00e1 nap\u0159\u00edklad na email, abyste si ji mohli po\u0159\u00e1dn\u011b prostudovat. Jakmile ji schv\u00e1l\u00edte, za\u0161lou v\u00e1m pen\u00edze na \u00fa\u010det.Jist\u011b se budete pt\u00e1t, jak\u00e1 bude doba splatnosti. V\u00a0mnoh\u00fdch p\u0159\u00edpadech se jedn\u00e1 pouze o 30 dn\u00ed. T\u00edmto zp\u016fsobem se toti\u017e p\u016fj\u010duj\u00ed pom\u011brn\u011b n\u00edzk\u00e9 \u010d\u00e1stky (p\u00e1r tis\u00edc), ov\u0161em i tato doba splatnosti se m\u016f\u017ee li\u0161it v\u00a0z\u00e1vislosti na r\u016fzn\u00fdch spole\u010dnostech, kter\u00e9 v\u00e1m pen\u00edze poskytnou. Pokud byste narazili a cht\u011bli si t\u00edmto zp\u016fsobem p\u016fj\u010dit v\u00edce financ\u00ed, nap\u0159\u00edklad a\u017e zm\u00edn\u011bn\u00fdch 50\u00a0000 korun, pak se jist\u011b bude li\u0161it i doba splatnosti, aby byla p\u0159im\u011b\u0159en\u00e1, tak\u017ee bude nastaven\u00e1 nap\u0159\u00edklad a\u017e na 4 roky. Pouze informativn\u00ed p\u0159\u00edklad.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Japonsk\u00e1 p\u016fj\u010dka","item":"https:\/\/www.zerba.cz\/japonska-pujcka\/#breadcrumbitem"}]}]