[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/je-pojisteni-dobry-napad\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/je-pojisteni-dobry-napad\/","headline":"Je poji\u0161t\u011bn\u00ed dobr\u00fd n\u00e1pad?","name":"Je poji\u0161t\u011bn\u00ed dobr\u00fd n\u00e1pad?","description":"Existuje mnoho druh\u016f poji\u0161t\u011bn\u00ed (proti ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed, pro p\u0159\u00edpad pracovn\u00ed neschopnosti, poji\u0161t\u011bn\u00ed majetku, poji\u0161t\u011bn\u00ed osobn\u00edch v\u011bc\u00ed, poji\u0161t\u011bn\u00ed mobiln\u00edho telefonu, poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu, poji\u0161t\u011bn\u00ed proti \u00fapadku, poji\u0161t\u011bn\u00ed p\u0159i invalidit\u011b 3. stupn\u011b, poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u00famrt\u00ed, poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet z\u00e1vazky a mnoh\u00e9 dal\u0161\u00ed). V\u011bt\u0161inou si nech\u00e1v\u00e1me automaticky nastavit poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet p\u0159i sjedn\u00e1v\u00e1n\u00ed kreditn\u00ed karty. Takov\u00e9 &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/je-pojisteni-dobry-napad\/\"> <span class=\"screen-reader-text\">Je poji\u0161t\u011bn\u00ed dobr\u00fd n\u00e1pad?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2018-10-20","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a311651_w1997_t1522510764.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a311651_w1997_t1522510764.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/je-pojisteni-dobry-napad\/","about":["Investice"],"wordCount":518,"articleBody":"Existuje mnoho druh\u016f poji\u0161t\u011bn\u00ed (proti ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed, pro p\u0159\u00edpad pracovn\u00ed neschopnosti, poji\u0161t\u011bn\u00ed majetku, poji\u0161t\u011bn\u00ed osobn\u00edch v\u011bc\u00ed, poji\u0161t\u011bn\u00ed mobiln\u00edho telefonu, poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu, poji\u0161t\u011bn\u00ed proti \u00fapadku, poji\u0161t\u011bn\u00ed p\u0159i invalidit\u011b 3. stupn\u011b, poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u00famrt\u00ed, poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet z\u00e1vazky a mnoh\u00e9 dal\u0161\u00ed). V\u011bt\u0161inou si nech\u00e1v\u00e1me automaticky nastavit poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet p\u0159i sjedn\u00e1v\u00e1n\u00ed kreditn\u00ed karty. Takov\u00e9 poji\u0161t\u011bn\u00ed se toti\u017e \u00fa\u010dtuje pouze z aktu\u00e1ln\u00ed dlu\u017en\u00e9 \u010d\u00e1stky. \u010casto se tak\u00e9 stane, \u017ee si nech\u00e1me nastavit r\u016fzn\u00e1 poji\u0161t\u011bn\u00ed proti odcizen\u00ed osobn\u00edch v\u011bc\u00ed, mobiln\u00edho telefonu, kter\u00e9 je v\u011bt\u0161inou kolem 29 K\u010d m\u011bs\u00ed\u010dn\u011b. N\u00e1sledn\u011b jsou \u017eivotn\u00ed poji\u0161t\u011bn\u00ed proti ne\u010dekan\u00fdm \u017eivotn\u00edm situac\u00edm a ty n\u00e1s maj\u00ed chr\u00e1nit, pokud onemocn\u00edme nebo se n\u00e1m stane to nejhor\u0161\u00ed, co se st\u00e1t na tomto sv\u011bt\u011b m\u016f\u017ee.&nbsp;Pojistn\u00e9 pln\u011bn\u00ed&nbsp;V\u011b\u0159\u00edte tomu, \u017ee opravdu dostanete n\u011bjak\u00e9 pojistn\u011b kryt\u00ed? Na to nen\u00ed jednoduch\u00e1 odpov\u011b\u010f. Je pot\u0159eba br\u00e1t v \u00favahu, \u017ee v pojistn\u00fdch podm\u00ednk\u00e1ch je tolik v\u00fdluk, \u017ee opravdu nic nedostaneme. Pojistn\u00e9 podm\u00ednky jsou na n\u011bkolika hust\u011b popsan\u00fdch str\u00e1nk\u00e1ch. Kdo z n\u00e1s to \u010dte? Ruku na srdce, asi skoro nikdo. V tom p\u0159\u00edpad\u011b se m\u016f\u017eeme potom jenom divit, \u017ee vlastn\u011b nic nedostaneme. Jedni jsou zast\u00e1nci poji\u0161t\u011bn\u00ed, proto\u017ee maj\u00ed n\u011bjakou jistotu a lep\u0161\u00ed pocit. N\u011bkdo by si poji\u0161t\u011bn\u00ed nikdy nez\u0159\u00eddil, proto\u017ee poji\u0161\u0165ovn\u00e1m nev\u011b\u0159\u00ed, nebo maj\u00ed \u0161patn\u00e9 zku\u0161enosti s pojistn\u00fdm pln\u011bn\u00edm.&nbsp;Pokud si chcete z\u0159\u00eddit jak\u00e9koli poji\u0161t\u011bn\u00ed, tak se ur\u010dit\u011b pora\u010fte s odborn\u00edkem (finan\u010dn\u00edm poradcem), kter\u00fd v\u00e1m m\u016f\u017ee navrhnout optim\u00e1ln\u00ed poji\u0161t\u011bn\u00ed za p\u0159ijatelnou cenu. M\u00e1 mo\u017enosti s poji\u0161\u0165ovnou vyjedn\u00e1vat a v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti v\u00e1m dok\u00e1\u017ee pomoci s \u0159e\u0161en\u00edm situace. V\u011bt\u0161inou m\u00e1 tak\u00e9 p\u0159ehled o pojistn\u00fdch podm\u00ednk\u00e1ch a vybere v\u00e1m tu pravou pojistku. \u010clov\u011bk s\u00e1m m\u016f\u017ee odsouhlasit cokoliv, proto\u017ee o tom nem\u00e1 dostatek informac\u00ed. Nav\u00edc v dne\u0161n\u00ed dob\u011b na to ani nem\u00e1 \u010das. Osobn\u011b m\u00e1m tak\u00e9 n\u011bkolik poji\u0161t\u011bn\u00ed pro m\u016fj &ldquo;klid&rdquo;, ale mysl\u00edm si, \u017ee kdyby do\u0161lo k pojistn\u00e9 ud\u00e1losti, tak nic moc nedostanu. Poji\u0161t\u011bn\u00ed je v dne\u0161n\u00ed dob\u011b ur\u010dit\u011b d\u016fle\u017eit\u00e9, ale je pot\u0159eba se po\u0159\u00e1dn\u011b informovat a p\u0159i sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed nezatajit \u017e\u00e1dn\u00e9 informace o sv\u00e9m zdravotn\u00edm stavu.&nbsp;Poji\u0161t\u011bn\u00ed si sjednejte, ale nechejte si poradit. N\u011bkter\u00e1 poji\u0161t\u011bn\u00ed v\u00e1m opravdu mohou pomoci v p\u0159\u00edpad\u011b ne\u010dekan\u00fdch \u017eivotn\u00edch situac\u00edch.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je poji\u0161t\u011bn\u00ed dobr\u00fd n\u00e1pad?","item":"https:\/\/www.zerba.cz\/je-pojisteni-dobry-napad\/#breadcrumbitem"}]}]