[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kam-si-zajit-pro-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kam-si-zajit-pro-pujcku\/","headline":"Kam si zaj\u00edt pro p\u016fj\u010dku?","name":"Kam si zaj\u00edt pro p\u016fj\u010dku?","description":"Tato ot\u00e1zka tr\u00e1p\u00ed v\u0161echny, kte\u0159\u00ed si pot\u0159ebuj\u00ed p\u016fj\u010dit pen\u00edze nap\u0159. na auto, motorku, dovolenou, zuby, vybaven\u00ed domu apod. Pod\u00edvejte se n\u00ed\u017ee, kam v\u0161ude m\u016f\u017eete zaj\u00edt \u010di koho kontaktovat. Banka Na tu se obra\u0165te v p\u0159\u00edpad\u011b, \u017ee jste sp\u00ed\u0161e konzervativn\u00ed typ, m\u00e1te rad\u011bji osobn\u00ed jedn\u00e1n\u00ed  nebo si chcete p\u016fj\u010dit vy\u0161\u0161\u00ed \u010d\u00e1stku. M\u016f\u017eete vyu\u017e\u00edt banku, kde ji\u017e …

Kam si zaj\u00edt pro p\u016fj\u010dku?<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2017-11-23","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305248_w1992_t1516738588.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305248_w1992_t1516738588.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/kam-si-zajit-pro-pujcku\/","about":["P\u016fj\u010dky"],"wordCount":513,"articleBody":"\tTato ot\u00e1zka tr\u00e1p\u00ed v\u0161echny, kte\u0159\u00ed si pot\u0159ebuj\u00ed p\u016fj\u010dit pen\u00edze nap\u0159. na auto, motorku, dovolenou, zuby, vybaven\u00ed domu apod. Pod\u00edvejte se n\u00ed\u017ee, kam v\u0161ude m\u016f\u017eete zaj\u00edt \u010di koho kontaktovat.\t\tBankaNa tu se obra\u0165te v p\u0159\u00edpad\u011b, \u017ee jste sp\u00ed\u0161e konzervativn\u00ed typ, m\u00e1te rad\u011bji osobn\u00ed jedn\u00e1n\u00ed  nebo si chcete p\u016fj\u010dit vy\u0161\u0161\u00ed \u010d\u00e1stku. M\u016f\u017eete vyu\u017e\u00edt banku, kde ji\u017e m\u00e1te \u00fa\u010det. Tato banka zn\u00e1 Va\u0161i historii a je j\u00ed l\u00e9pe dostupn\u00e1 Va\u0161e bonita. Ka\u017edop\u00e1dn\u011b to neznamen\u00e1, \u017ee bude m\u00edt p\u0159\u00edmo pro V\u00e1s ty nejv\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky.\tNebankovn\u00ed spole\u010dnostiJsou to spole\u010dnosti, kter\u00e9 od \u010cNB (\u010cesk\u00e9 n\u00e1rodn\u00ed banky) z\u00edskaly licenci k poskytov\u00e1n\u00ed \u00fav\u011br\u016f. Od 1.12.2016 maj\u00ed tyto spole\u010dnosti p\u0159\u00edsn\u011bj\u0161\u00ed podm\u00ednky nejen pro poskytov\u00e1n\u00ed, ale i pro schvalov\u00e1n\u00ed p\u016fj\u010dek. M\u00edvaj\u00ed sice vy\u0161\u0161\u00ed \u00faroky nebo jin\u00e9 poplatky, ov\u0161em st\u00e1le se na n\u011b obrac\u00ed lid\u00e9, kte\u0159\u00ed pochybuj\u00ed o sv\u00e9 bonit\u011b.\tInternetTento typ poskytov\u00e1n\u00ed \u00fav\u011bru je ur\u010den lidem, kte\u0159\u00ed nemaj\u00ed probl\u00e9m vyplnit si v\u0161e sami, zaslat pot\u0159ebn\u00e9 dokumenty e-mailem apod. Nev\u00fdhodou je, \u017ee internet je zaplaven spoustou nab\u00eddek na p\u016fj\u010dky, mikrop\u016fj\u010dky, rychl\u00e9 p\u016fj\u010dky. Je pak t\u011b\u017ek\u00e9 se v nich zorientovat. Naopak v\u00fdhodou je internetov\u00e1 kalkula\u010dka, kter\u00e1 V\u00e1m za chvilku vyhodnot\u00ed, kter\u00e1 banka \u010di spole\u010dnost jsou pro V\u00e1s nejlep\u0161\u00ed. Neobsahuje ale \u00fapln\u011b v\u0161echny poskytovatele.\tRodina, zn\u00e1m\u00edZde pozor. Nejednou se stalo, \u017ee p\u016fj\u010dov\u00e1n\u00ed pen\u011bz v rodin\u011b naru\u0161ilo jej\u00ed harmonick\u00e9 vztahy. Proto tuto mo\u017enost volte pouze tehdy, pokud jste si naprosto jist\u00ed, \u017ee sv\u00e9mu z\u00e1vazku m\u016f\u017eete opravdu dost\u00e1t. Rad\u011bji si mezi sebou sepi\u0161te smlouvu. Nemus\u00edte chodit ani za pr\u00e1vn\u00edkem, sta\u010d\u00ed si na Czech POINTu ov\u011b\u0159it podpisy. Jednodu\u0161e \u0159e\u010deno, pokud se rozhodujete, kam zaj\u00edt, zamyslete se nad t\u011bmito body:·         kolik si chci p\u016fj\u010dit (u vy\u0161\u0161\u00edch \u010d\u00e1stek je lep\u0161\u00ed zvolit osobn\u00ed jedn\u00e1n\u00ed)?·         za jak dlouho chci m\u00edt pen\u00edze?·         jak\u00e9 dokumenty pot\u0159ebuji k z\u00edsk\u00e1n\u00ed p\u016fj\u010dky?·         v\u011b\u0159\u00edm v\u00edce bance, internetu, nebankovn\u00ed spole\u010dnosti?\t A\u0165 u\u017e se rozhodnete jakkoliv, m\u011bjte na pam\u011bti, \u017ee p\u016fj\u010dka je z\u00e1vazek, kter\u00fd mus\u00edte ka\u017ed\u00fd m\u011bs\u00edc spl\u00e1cet. Dob\u0159e si v\u0161e promyslete a najd\u011bte si ty nejlep\u0161\u00ed podm\u00ednky p\u0159\u00edmo pro V\u00e1s.  P\u016fj\u010dkov\u00e9 kalkula\u010dky V\u00e1m mohou hodn\u011b pomoci a napov\u011bd\u011bt. M\u016f\u017eete tomu tak\u00e9 v\u011bnovat v\u00edce \u010dasu a obej\u00edt si spole\u010dnosti, kter\u00e9 p\u016fj\u010dky poskytuj\u00ed. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kam si zaj\u00edt pro p\u016fj\u010dku?","item":"https:\/\/www.zerba.cz\/kam-si-zajit-pro-pujcku\/#breadcrumbitem"}]}]