[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kde-ulozit-svoje-penize-aby-to-melo-smysl\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kde-ulozit-svoje-penize-aby-to-melo-smysl\/","headline":"Kde ulo\u017eit svoje pen\u00edze, aby to m\u011blo smysl?","name":"Kde ulo\u017eit svoje pen\u00edze, aby to m\u011blo smysl?","description":"&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; V r\u00e1mci projektu Profitoskop, kter\u00fd provedla firma Scott &amp; Rose a jej\u00ed analytici, bylo vybr\u00e1no celkov\u011b \u010dtrn\u00e1ct bankovn\u00edch dom\u016f. Jejich bank\u00e9\u0159i a investi\u010dn\u00ed specialist\u00e9 m\u011bli za \u00fakol vybrat pro klienta takov\u00e9 spo\u0159en\u00ed \u010di investi\u010dn\u00ed produkty, kter\u00e9 by jeho \u010d\u00e1stku (v prvn\u00edm p\u0159\u00edpad\u011b dv\u011b st\u011b tis\u00edc korun a v druh\u00e9m p\u0159\u00edpad\u011b \u0161est set tis\u00edc korun) &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kde-ulozit-svoje-penize-aby-to-melo-smysl\/\"> <span class=\"screen-reader-text\">Kde ulo\u017eit svoje pen\u00edze, aby to m\u011blo smysl?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2018-03-08","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a314742_w1990_t1525770832.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a314742_w1990_t1525770832.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/kde-ulozit-svoje-penize-aby-to-melo-smysl\/","about":["Investice"],"wordCount":841,"articleBody":"\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; V r\u00e1mci projektu Profitoskop, kter\u00fd provedla firma Scott &amp; Rose a jej\u00ed analytici, bylo vybr\u00e1no celkov\u011b \u010dtrn\u00e1ct bankovn\u00edch dom\u016f. Jejich bank\u00e9\u0159i a investi\u010dn\u00ed specialist\u00e9 m\u011bli za \u00fakol vybrat pro klienta takov\u00e9 spo\u0159en\u00ed \u010di investi\u010dn\u00ed produkty, kter\u00e9 by jeho \u010d\u00e1stku (v prvn\u00edm p\u0159\u00edpad\u011b dv\u011b st\u011b tis\u00edc korun a v druh\u00e9m p\u0159\u00edpad\u011b \u0161est set tis\u00edc korun) zhodnotili co nejl\u00e9pe.\t\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; V pr\u016fb\u011bhu dvou let tak mohli banky nab\u00eddnout optim\u00e1ln\u00ed strategii a vybrat vhodn\u00e9 produkty ze sv\u00e9ho portfolia, aby tak p\u0159inesly nejv\u011bt\u0161\u00ed v\u00fdnos. Samoz\u0159ejm\u011b mohli banky vyb\u00edrat ze sv\u00fdch b\u011b\u017en\u00fdch \u00fa\u010dt\u016f, spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f, term\u00ednovan\u00fdch vklad\u016f, pod\u00edlov\u00fdch fond\u016f a stavebn\u00edch spo\u0159en\u00ed.\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Samoz\u0159ejm\u011b profesion\u00e1lov\u00e9 z projektu pr\u016fb\u011b\u017en\u011b ka\u017ed\u00fd \u010dtvrt rok vyhodnocovali sledovan\u00e9 finance a jejich zhodnocen\u00ed v ka\u017ed\u00e9 bance.\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pokud se pak po dvou letech vyhodnotila cel\u00e1 situace, nejl\u00e9pe se s \u00fakolem p\u0159ekvapiv\u011b vyrovnala \u010cSOB, kter\u00e1 se pro oba dva modelov\u00e9 p\u0159\u00edpady investic stala nejv\u00fdhodn\u011bj\u0161\u00ed a nejl\u00e9pe tak zhodnotila pen\u00edze.\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tomu, kter\u00fd investoval dv\u011b st\u011b tis\u00edc korun, zhodnotila pen\u00edze o 3,45% a to tedy d\u011blalo celkov\u011b za dva roky 13.795,- K\u010d. Tomu klientovi, kter\u00fd investoval \u0161est set tis\u00edc korun, zhodnotila pen\u00edze o 3,72% a tedy celkov\u011b o 44.646,- K\u010d.\t&nbsp;\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Poj\u010fme se pod\u00edvat, jak zhodnotily \u010d\u00e1stku 200.000,- K\u010d podle projektu nejlep\u0161\u00ed \u010dty\u0159i \u00fastavy (jako prvn\u00ed v p\u0159ehledu uv\u00e1d\u00edme \u00fastav, d\u00e1le procentu\u00e1ln\u00ed zhodnocen\u00ed za obdob\u00ed dvou let a d\u00e1le celkovou \u010d\u00e1stku, kter\u00e1 za tuto dobu v korun\u00e1ch p\u0159ibyla.\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u010cSOB &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,425%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13.795,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expobank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,193%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.760,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Raiffeisenbank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,024%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.084,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ING Bank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0,94%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3.768,- K\u010d\t\t&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Celkov\u011b, kdy\u017e se na situaci pod\u00edv\u00e1me z pohledu investora, respektive klienta, je situace na \u010desk\u00e9m trhu pom\u011brn\u011b smutn\u00e1, kdy\u017e si vezmeme, \u017ee uveden\u00e9 v\u00fdsledky jsou \u010dty\u0159 nejlep\u0161\u00edch \u00fastav\u016f v tomto sledovan\u00e9m projektu. Nyn\u00ed se tedy pod\u00edv\u00e1me na druh\u00fd sledovan\u00fd p\u0159\u00edpad, tedy investici v hodnot\u011b 600.000,- K\u010d.\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u010cSOB&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3,722%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 44.646,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Komer\u010dn\u00ed banka&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,623%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19.499,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; UniCredit Bank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,454%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17.420,- K\u010d\t&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expobank&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1,19%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14.280,- K\u010d\tCo dodat? Snad jen d\u00edky za tento projekt a jeho dostupn\u00e9 v\u00fdsledky!                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde ulo\u017eit svoje pen\u00edze, aby to m\u011blo smysl?","item":"https:\/\/www.zerba.cz\/kde-ulozit-svoje-penize-aby-to-melo-smysl\/#breadcrumbitem"}]}]