[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kdo-se-radi-mezi-financni-spolecnosti\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kdo-se-radi-mezi-financni-spolecnosti\/","headline":"Kdo se \u0159ad\u00ed mezi finan\u010dn\u00ed spole\u010dnosti?","name":"Kdo se \u0159ad\u00ed mezi finan\u010dn\u00ed spole\u010dnosti?","description":"Na prvn\u00ed pohled se m\u016f\u017ee zd\u00e1t, \u017ee banka a finan\u010dn\u00ed instituce je to sam\u00e9. Pravda je takov\u00e1, \u017ee to je a nen\u00ed pravda z\u00e1rove\u0148. Banka se skute\u010dn\u011b po\u010d\u00edt\u00e1 jako jedna z finan\u010dn\u00edch spole\u010dnost\u00ed, ale rozhodn\u011b nen\u00ed jedin\u00e1. Z\u00e1kon spravuje banky a finan\u010dn\u00ed instituce stejn\u00fdm zp\u016fsobem, ale neznamen\u00e1 to, \u017ee v\u0161echny mus\u00ed m\u00edt v n\u00e1zvu „banka“. …

Kdo se \u0159ad\u00ed mezi finan\u010dn\u00ed spole\u010dnosti?<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-14","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308743_w1729_t1519823438.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a308743_w1729_t1519823438.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/kdo-se-radi-mezi-financni-spolecnosti\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":482,"articleBody":"\tNa prvn\u00ed pohled se m\u016f\u017ee zd\u00e1t, \u017ee banka a finan\u010dn\u00ed instituce je to sam\u00e9. Pravda je takov\u00e1, \u017ee to je a nen\u00ed pravda z\u00e1rove\u0148. Banka se skute\u010dn\u011b po\u010d\u00edt\u00e1 jako jedna z finan\u010dn\u00edch spole\u010dnost\u00ed, ale rozhodn\u011b nen\u00ed jedin\u00e1. Z\u00e1kon spravuje banky a finan\u010dn\u00ed instituce stejn\u00fdm zp\u016fsobem, ale neznamen\u00e1 to, \u017ee v\u0161echny mus\u00ed m\u00edt v n\u00e1zvu „banka“. Krom\u011b z\u00e1konn\u00e9ho z\u00e1kladu je tak\u00e9 spole\u010dn\u00fdm ukazatelem  to, \u017ee se jedn\u00e1 o spole\u010dnosti poskytuj\u00edc\u00ed finan\u010dn\u00ed produkty a slu\u017eby spravovan\u00e9 z\u00e1konem a licencemi. Ve\u0161ker\u00e9 \u010dinnosti t\u011bchto spole\u010dnost\u00ed tak\u00e9 kontroluje st\u00e1t.\t\tLehce neur\u010dit\u00e9 d\u011blen\u00ed spole\u010dnost\u00ed\tVzhledem k tomu, \u017ee se v\u011bt\u0161ina instituc\u00ed v oblasti finan\u010dnictv\u00ed zab\u00fdv\u00e1 v\u00edce kategoriemi najednou, proto\u017ee m\u00e1 v\u00edce licenc\u00ed, je d\u011blen\u00ed sp\u00ed\u0161e obrazn\u00e9. Jednotliv\u00e9 kategorie se toti\u017e v jednotliv\u00fdch spole\u010dnostech prol\u00ednaj\u00ed. V\u011bt\u0161ina bank nap\u0159\u00edklad poskytuje jak b\u011b\u017en\u00e9 a podnikatelsk\u00e9 \u00fa\u010dty, tak mo\u017enosti spo\u0159en\u00ed, investic\u00ed a nejr\u016fzn\u011bj\u0161\u00ed \u00fav\u011bry.\tTeoreticky se tak daj\u00ed finan\u010dn\u00ed spole\u010dnosti rozd\u011blit na instituce, kter\u00e9:\t·         nab\u00edzej\u00ed investi\u010dn\u00ed produkty a slu\u017eby\t·         nab\u00edzej\u00ed neinvesti\u010dn\u00ed produkty a slu\u017eby\t·         ostatn\u00ed.\tDo prvn\u00ed skupiny pat\u0159\u00ed spole\u010dnosti nab\u00edzej\u00edc\u00ed \u00fav\u011bry, investi\u010dn\u00ed \u010dinnosti na finan\u010dn\u00edm trhu a investi\u010dn\u00ed \u010dinnosti na trhu s cenn\u00fdmi pap\u00edry. Do druh\u00e9 skupiny pot\u00e9 m\u016f\u017eete za\u0159adit nap\u0159\u00edklad poji\u0161\u0165ovac\u00ed slu\u017eby.\t\tRozd\u011blen\u00ed instituc\u00ed v praxi\tNebudeme se nyn\u00ed zab\u00fdvat detailn\u00edm popisem ka\u017ed\u00e9 spole\u010dnosti zvl\u00e1\u0161\u0165. Jde zde pouze o to uv\u00e9st p\u0159\u00edklady, abyste si mohli l\u00e9pe p\u0159edstavit, jak pojem finan\u010dn\u00ed spole\u010dnost doopravdy funguje.\tPraktick\u00e9 rozd\u011blen\u00ed finan\u010dn\u00edch spole\u010dnost\u00ed na:\t·         banky, nebankovn\u00ed spo\u0159iteln\u00ed spole\u010dnosti, pomocn\u00e9 instituace bankovn\u00edho sektoru a spole\u010dnosti elektronick\u00fdch pen\u011b\u017e,\t·         nebankovn\u00ed instituace nab\u00edzej\u00edc\u00ed investi\u010dn\u00ed slu\u017eby – jednotliv\u00ed obchodn\u00edmi s cenn\u00fdmi pap\u00edry, penzijn\u00ed fondy, burzy a investi\u010dn\u00ed spole\u010dnosti a investi\u010dn\u00ed fondy obecn\u011b,\t·         v oblasti poji\u0161\u0165ovnictv\u00ed se jedn\u00e1 o poji\u0161\u0165ovny a zaji\u0161\u0165ovny,\t·         dal\u0161\u00edmi licencovan\u00fdmi pr\u00e1vnick\u00fdmi osobami mohou b\u00fdt tak\u00e9 tisk\u00e1rny cenn\u00fdch pap\u00edr\u016f, ratingov\u00e9 agentury, st\u00e1tn\u00ed a garan\u010dn\u00ed fondy, centr\u00e1ln\u00ed depozit\u00e1\u0159 cenn\u00fdch pap\u00edr\u016f, regula\u010dn\u00ed a dohledov\u00e9 spole\u010dnosti a mnoho dal\u0161\u00edch. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo se \u0159ad\u00ed mezi finan\u010dn\u00ed spole\u010dnosti?","item":"https:\/\/www.zerba.cz\/kdo-se-radi-mezi-financni-spolecnosti\/#breadcrumbitem"}]}]