[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/konec-zari-2017-ve-znameni-zvysovani-urokovych-sazeb\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/konec-zari-2017-ve-znameni-zvysovani-urokovych-sazeb\/","headline":"Konec z\u00e1\u0159\u00ed 2017 ve znamen\u00ed zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb","name":"Konec z\u00e1\u0159\u00ed 2017 ve znamen\u00ed zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb","description":"Centr\u00e1ln\u00ed banka, jak u\u017e je nazna\u010deno, zm\u011bn\u00ed a to doslova zv\u00fd\u0161\u00ed v\u00fd\u0161i \u00farok\u016f koncem z\u00e1\u0159\u00ed 2017. Jako prvn\u00ed poc\u00edt\u00ed z\u00e1krok \u010cesk\u00e9 n\u00e1rodn\u00ed banky lid\u00e9, kte\u0159\u00ed ji\u017e hypot\u00e9ky maj\u00ed a maj\u00ed tak zvanou plovouc\u00ed sazbu. I kdy\u017e se \u010desk\u00e9 ekonomice da\u0159\u00ed, nezam\u011bstnanost u n\u00e1s je historicky nejni\u017e\u0161\u00ed a v\u016fbec v r\u00e1mci na\u0161\u00ed zem\u011b se da\u0159\u00ed, brzy &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/konec-zari-2017-ve-znameni-zvysovani-urokovych-sazeb\/\"> <span class=\"screen-reader-text\">Konec z\u00e1\u0159\u00ed 2017 ve znamen\u00ed zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294118_w1998_t1506024843.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a294118_w1998_t1506024843.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/konec-zari-2017-ve-znameni-zvysovani-urokovych-sazeb\/","about":["Hypot\u00e9ky"],"wordCount":496,"articleBody":"Centr\u00e1ln\u00ed banka, jak u\u017e je nazna\u010deno, zm\u011bn\u00ed a to doslova zv\u00fd\u0161\u00ed v\u00fd\u0161i \u00farok\u016f koncem z\u00e1\u0159\u00ed 2017. Jako prvn\u00ed poc\u00edt\u00ed z\u00e1krok \u010cesk\u00e9 n\u00e1rodn\u00ed banky lid\u00e9, kte\u0159\u00ed ji\u017e hypot\u00e9ky maj\u00ed a maj\u00ed tak zvanou plovouc\u00ed sazbu. I kdy\u017e se \u010desk\u00e9 ekonomice da\u0159\u00ed, nezam\u011bstnanost u n\u00e1s je historicky nejni\u017e\u0161\u00ed a v\u016fbec v r\u00e1mci na\u0161\u00ed zem\u011b se da\u0159\u00ed, brzy p\u0159ejde \u00fasm\u011bv v\u0161echny, kte\u0159\u00ed hypot\u00e9ky ji\u017e maj\u00ed a nebo se chystaj\u00ed pr\u00e1v\u011b n\u011bjakou z\u00edskat.Centr\u00e1ln\u00ed banka letos poprv\u00e9 po deseti letech zv\u00fd\u0161ila v srpnu \u00farokov\u00e9 sazby o 0,25 procenta a bude d\u00e1l pokra\u010dovat. Dal\u0161\u00ed vlna by se dala tedy, jak bylo zm\u00edn\u011bno, o\u010dek\u00e1vat ji\u017e pr\u00e1v\u011b v z\u00e1\u0159\u00ed, co\u017e nazna\u010duje rychlej\u0161\u00ed zvy\u0161ov\u00e1n\u00ed oproti o\u010dek\u00e1v\u00e1n\u00ed. \u010cNB tedy p\u0159edb\u011b\u017en\u011b nazna\u010dila, \u017ee je pro dal\u0161\u00ed zv\u00fd\u0161en\u00ed ji\u017e na konci z\u00e1\u0159\u00ed 2017. M\u016f\u017ee to m\u00edt i souvislost s pochvalou mezin\u00e1rodn\u00ed ratingov\u00e9 agentury Fitch od kter\u00e9 \u010cesk\u00e1 republika z\u00edskala m\u00edsto stabiln\u00ed zn\u00e1mky lep\u0161\u00ed hodnocen\u00ed a to konkr\u00e9tn\u011b POZITIVN\u00cd. To samoz\u0159ejm\u011b m\u016f\u017ee m\u00edt, jak u\u017e bylo zm\u00edn\u011bno, jednozna\u010dn\u011b vliv na zv\u00fd\u0161en\u00ed sazeb \u010ceskou n\u00e1rodn\u00ed bankou.Na\u0161t\u011bst\u00ed je obrovsk\u00e1 konkurence na trhu nejen s hypot\u00e9kami, ale tak\u00e9 obecn\u011b s p\u016fj\u010dkami, tak\u017ee se d\u00e1 p\u0159edpokl\u00e1dat, \u017ee zdra\u017eov\u00e1n\u00ed bude prob\u00edhat opravdu opatrn\u011b a jen o drobn\u00e9 desetiny procenta. N\u011bkte\u0159\u00ed odborn\u00edci dokonce tvrd\u00ed, \u017ee zvy\u0161ov\u00e1n\u00ed bude sp\u00ed\u0161e pl\u00ed\u017eiv\u00e9 a bank\u00e9\u0159i pravd\u011bpodobn\u011b budou \u010dekat a\u017e na listopad.Pokud se pt\u00e1te, pro\u010d se um\u011ble tedy zvy\u0161uj\u00ed \u00farokov\u00e9 sazby u hypot\u00e9k a \u00farok\u016f obecn\u011b, je to obava analytik\u016f a tak\u00e9 na\u0161\u00ed centr\u00e1ln\u00ed banky z p\u0159eh\u0159\u00edv\u00e1n\u00ed \u010desk\u00e9 ekonomiky, kter\u00e9 by nakonec mohlo skon\u010dit obrovskou kriz\u00ed a to hlavn\u011b na poli realit. Ceny realit, d\u00edky dostupnosti hypot\u00e9k, rostou u n\u00e1s v \u010cesk\u00e9 republice nejrychleji v cel\u00e9 Evropsk\u00e9 unii. Od lo\u0148sk\u00e9ho roku se podle odborn\u00edk\u016f zv\u00fd\u0161ila cena realit o v\u00edce ne\u017e deset procent.Je jasn\u00e9, \u017ee celou situaci m\u00e1 tedy pod kontrolou \u010cesk\u00e1 n\u00e1rodn\u00ed banka, kter\u00e1 reaguje na v\u00fdvoj na realitn\u00edm trhu ji\u017e od po\u010d\u00e1tku leto\u0161n\u00edho roku a zah\u00e1jen\u00ed prac\u00ed na aplikaci novely, kter\u00e1 zm\u011bnila podm\u00ednky pro poskytov\u00e1n\u00ed hypot\u00e9k.P\u0159edb\u011b\u017en\u011b lze z aktu\u00e1ln\u00edho v\u00fdvoje usuzovat, \u017ee zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb bude nad\u00e1le pokra\u010dovat i v roce 2018. Na konci p\u0159\u00ed\u0161t\u00edho roku by se tedy m\u00edsto v\u00fd\u0161e sazby 0,25 procenta m\u011bla centr\u00e1ln\u00ed sazba pohybovat ve v\u00fd\u0161i 1,25 procenta. To by znamenalo, \u017ee by v hypote\u010dn\u00edch bank\u00e1ch dostalo \u00farokovou sazbu n\u011bkam nad t\u0159i procenta, oproti sazb\u00e1m v roce 2016, kter\u00e9 byly pod dv\u011bma procenty.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Konec z\u00e1\u0159\u00ed 2017 ve znamen\u00ed zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb","item":"https:\/\/www.zerba.cz\/konec-zari-2017-ve-znameni-zvysovani-urokovych-sazeb\/#breadcrumbitem"}]}]