[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kontokorentni-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kontokorentni-uver\/","headline":"Kontokorentn\u00ed \u00fav\u011br","name":"Kontokorentn\u00ed \u00fav\u011br","description":"Dal\u0161\u00edm \u010dasto sklo\u0148ovan\u00fdm v\u00fdrazem je kontokorent. Vyu\u017e\u00edt \u010di nevyu\u017e\u00edt t\u00e9to mo\u017enosti? Za\u0159\u00eddit \u010di neza\u0159\u00eddit si tuto mo\u017enost, j\u00edt na \u00fa\u010dtu do m\u00ednusu? Ano, kontokorentn\u00ed \u00fav\u011br znamen\u00e1, \u017ee na sv\u00e9m bankovn\u00edm \u00fa\u010dtu m\u016f\u017eete j\u00edt do m\u00ednusu. Tuto slu\u017ebu v\u0161ak nem\u016f\u017ee vyu\u017e\u00edt \u00fapln\u011b ka\u017ed\u00fd, kdy\u017e si n\u00e1hodou najednou z&nbsp;ni\u010demnic vzpomenete, \u017ee nem\u00e1te na sv\u00e9m \u00fa\u010dtu u\u017e \u017e\u00e1dn\u00e9 &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kontokorentni-uver\/\"> <span class=\"screen-reader-text\">Kontokorentn\u00ed \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/kontokorentni-uver\/","about":["P\u016fj\u010dky"],"wordCount":532,"articleBody":"Dal\u0161\u00edm \u010dasto sklo\u0148ovan\u00fdm v\u00fdrazem je kontokorent. Vyu\u017e\u00edt \u010di nevyu\u017e\u00edt t\u00e9to mo\u017enosti? Za\u0159\u00eddit \u010di neza\u0159\u00eddit si tuto mo\u017enost, j\u00edt na \u00fa\u010dtu do m\u00ednusu? Ano, kontokorentn\u00ed \u00fav\u011br znamen\u00e1, \u017ee na sv\u00e9m bankovn\u00edm \u00fa\u010dtu m\u016f\u017eete j\u00edt do m\u00ednusu. Tuto slu\u017ebu v\u0161ak nem\u016f\u017ee vyu\u017e\u00edt \u00fapln\u011b ka\u017ed\u00fd, kdy\u017e si n\u00e1hodou najednou z&nbsp;ni\u010demnic vzpomenete, \u017ee nem\u00e1te na sv\u00e9m \u00fa\u010dtu u\u017e \u017e\u00e1dn\u00e9 pen\u00edze, a je\u0161t\u011b byste pot\u0159ebovali n\u011bco zaplatit. T\u00edmto zp\u016fsobem to opravdu nefunguje, mus\u00edte jej m\u00edt z\u0159\u00edzen\u00fd a povolen\u00fd bankou. V\u011bt\u0161ina bank jej nab\u00edz\u00ed v&nbsp;r\u00e1mci b\u011b\u017en\u00e9ho \u00fa\u010dtu. Mohou v\u00e1m tedy hned p\u0159i z\u0159izov\u00e1n\u00ed b\u011b\u017en\u00e9ho \u00fa\u010dtu nab\u00eddnout kontokorent &ndash; tedy mo\u017enost, j\u00edt na \u00fa\u010dtu do m\u00ednusu. Pokud k\u00fdvnete, z\u0159\u00edzen\u00ed b\u00fdv\u00e1 zdarma, za tuto slu\u017ebu v\u011bt\u0161inou nic neplat\u00edte a\u017e do doby, ne\u017e skute\u010dn\u011b pen\u00edze vyu\u017eijete a na sv\u00e9m \u00fa\u010dtu p\u016fjdete takzvan\u011b do m\u00ednusu. Pro\u010d se m\u016f\u017eete setkat s&nbsp;n\u00e1zvem kontokorent i kontokorentn\u00ed \u00fav\u011br? Kontokorent je b\u011b\u017en\u00fd n\u00e1zev, a pokud k&nbsp;n\u011bmu p\u0159id\u00e1te pojem \u00fav\u011br, znamen\u00e1 to, \u017ee se vlastn\u011b jedn\u00e1 o p\u016fj\u010dku, proto se v&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech m\u016f\u017eete setkat i s&nbsp;t\u00edmto pojmem, proto\u017ee se vlastn\u011b jedn\u00e1 o jak\u00fdsi druh &bdquo;p\u016fj\u010dky&ldquo;, kterou mus\u00edte samoz\u0159ejm\u011b splatit.\tDal\u0161\u00ed podm\u00ednky kontokorentuA jak je to tedy s&nbsp;dal\u0161\u00edmi podm\u00ednkami? Zm\u00ednili jsme spl\u00e1cen\u00ed, tak\u017ee si m\u016f\u017eeme sd\u011blit, jak je to se spl\u00e1cen\u00edm. V\u011bt\u0161inou se \u00fav\u011br splat\u00ed tehdy, jakmile jste na \u00fa\u010dtu v&nbsp;plusu nebo alespo\u0148 na nule. Jakmile v\u00e1m tedy p\u0159ijde na \u00fa\u010det v\u00fdplata jeden m\u011bs\u00edc nebo druh\u00fd m\u011bs\u00edc a u\u017e budete v&nbsp;plusu, m\u00e1te kontokorent splacen\u00fd. Dejte si v\u0161ak pozor na lh\u016fty a doby splatnosti. V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech se m\u016f\u017eete setkat s&nbsp;povinnost\u00ed splatit kontokorent do jist\u00e9 doby, nap\u0159\u00edklad do p\u016fl roku, nebo u jin\u00fdch bank nap\u0159\u00edklad do jednoho roku, pokud by tomu bylo je\u0161t\u011b jinak, mus\u00edte si tuto dobu pohl\u00eddat. Z\u0159ejm\u011b by v\u00e1s za to nepopravili, ale mohly by v\u00e1m nasko\u010dit opravdu vysok\u00e9 pen\u00e1le za nedodr\u017een\u00ed podm\u00ednek.Do dal\u0161\u00edch podm\u00ednek m\u016f\u017eeme za\u0159adit tak\u00e9 v\u00fd\u0161i tohoto \u00fav\u011bru. Kolik m\u016f\u017eeme p\u0159e\u010derpat do m\u00ednusu? To je ta spr\u00e1vn\u00e1 ot\u00e1zka. Bankovn\u00ed spole\u010dnosti v\u011bt\u0161inou povoluj\u00ed dvojn\u00e1sobek a\u017e trojn\u00e1sobek p\u0159\u00edjmu. Na dne\u0161n\u00edm trhu je v\u00edce bankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 tuto slu\u017ebu poskytuj\u00ed, tak\u017ee se m\u016f\u017eete pod\u00edvat na podm\u00ednky ka\u017ed\u00e9 z&nbsp;nich a vybrat si pro v\u00e1s typ, kter\u00fd v\u00e1m bude vyhovovat nejv\u00edce.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kontokorentn\u00ed \u00fav\u011br","item":"https:\/\/www.zerba.cz\/kontokorentni-uver\/#breadcrumbitem"}]}]