[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/koupit-si-dum-nebo-byt\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/koupit-si-dum-nebo-byt\/","headline":"Koupit si d\u016fm nebo byt?","name":"Koupit si d\u016fm nebo byt?","description":"1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; CENA MAJETKU &ndash; Samoz\u0159ejm\u011b hlavn\u00ed a asi nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bc je cena, kterou jste ochotni investovat. Vezmeme si to popo\u0159ad\u011b, za d\u016fm si sice p\u0159iplat\u00edte o dost v\u00edce, ale pen\u00edze nejsou v\u0161e, pod\u00edvejte se na v\u00fdhody domu, rozhodn\u011b je v\u011bt\u0161\u00ed, m\u00e1te lep\u0161\u00ed soukrom\u00fd, kdy\u017e se zamysl\u00edte do budoucna, budete m\u00edt t\u0159eba jednou d\u011bti (nebo u\u017e &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/koupit-si-dum-nebo-byt\/\"> <span class=\"screen-reader-text\">Koupit si d\u016fm nebo byt?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2018-01-12","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a309823_w1990_t1520845271.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a309823_w1990_t1520845271.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/koupit-si-dum-nebo-byt\/","about":["Investice"],"wordCount":479,"articleBody":"\t1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; CENA MAJETKU &ndash; Samoz\u0159ejm\u011b hlavn\u00ed a asi nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bc je cena, kterou jste ochotni investovat. Vezmeme si to popo\u0159ad\u011b, za d\u016fm si sice p\u0159iplat\u00edte o dost v\u00edce, ale pen\u00edze nejsou v\u0161e, pod\u00edvejte se na v\u00fdhody domu, rozhodn\u011b je v\u011bt\u0161\u00ed, m\u00e1te lep\u0161\u00ed soukrom\u00fd, kdy\u017e se zamysl\u00edte do budoucna, budete m\u00edt t\u0159eba jednou d\u011bti (nebo u\u017e m\u00e1te) a nen\u00ed nic hez\u010d\u00edho, kdy\u017e se d\u00edt\u011b m\u016f\u017ee j\u00edt vesele prob\u011bhnout na zahr\u00e1dku za d\u016fm nebo si j\u00edt hr\u00e1t na dvorek s&nbsp;pejskem. Naopak pokud uva\u017eujete o koupi bytu, ur\u010dit\u011b V\u00e1s to mo\u017en\u00e1 bude st\u00e1t o n\u011bco m\u00e9n\u011b, ale m\u011bli byste si uv\u011bdomit, \u017ee byty v\u011bt\u0161inou b\u00fdvaj\u00ed n\u011bkde v&nbsp;panel\u00e1ku, tud\u00ed\u017e Va\u0161e soukrom\u00ed nemus\u00ed b\u00fdt v\u017edy tak dobr\u00e9. Byt v\u011bt\u0161inou nese\u017eenete tak velk\u00fd, kdy\u017e si p\u0159edstav\u00edte, a\u017e d\u011bti vyrostou a budete se tam v\u0161ichni navz\u00e1jem utla\u010dovat, nebudete m\u00edt pak soukrom\u00ed ani mezi sebou.\t&nbsp;\t2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; BUDOUC\u00cd INVESTICE &ndash; M\u00edt velk\u00fd rodinn\u00fd domek je sice n\u00e1dhera, ale je t\u0159eba si uv\u011bdomit i jeho negativa. P\u0159edstavte si t\u0159eba, \u017ee se V\u00e1m pokaz\u00ed nap\u0159\u00edklad elekt\u0159ina, voda nebo topen\u00ed, rozhodn\u011b to oprav budete muset investovat v\u00edce ne\u017e za opravu v&nbsp;byt\u011b, jeliko\u017e d\u016fm je o dost v\u011bt\u0161\u00ed a rozs\u00e1hlej\u0161\u00ed. V&nbsp;byt\u011b je to asi jednodu\u0161\u0161\u00ed, je men\u0161\u00ed a kdy\u017e se n\u011bco pokaz\u00ed, nemus\u00edte p\u0159ed\u011bl\u00e1vat p\u016flku bytu, p\u0159i nejmen\u0161\u00edm V\u00e1s to alespo\u0148 nebude st\u00e1t tolik pen\u011bz.\t&nbsp;\t3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; KOUP\u011a NEBO PRON\u00c1JEM? &ndash; Ot\u00e1zkou samoz\u0159ejm\u011b je, kolik pen\u011bz m\u00e1te na\u0161et\u0159eno, pokud m\u00e1te p\u0159epln\u011bn\u00fd bankovn\u00ed \u00fa\u010det a nem\u00e1te nouzi, nen\u00ed co \u0159e\u0161it, m\u016f\u017eete koupit d\u016fm nebo byt a je vystar\u00e1no. Ov\u0161em lid\u00e9, kte\u0159\u00ed tolik pen\u011bz nemaj\u00ed, aby si mohli dovolit koupit d\u016fm jen tak jednor\u00e1zov\u011b, mus\u00ed p\u0159em\u00fd\u0161let t\u0159eba nad p\u016fj\u010dkou pen\u011bz od banky. Uv\u011bdomte si to, \u017ee sice kdy\u017e p\u016fjdete do pron\u00e1jmu, je to v&nbsp;podstat\u011b vyhazov\u00e1n\u00ed pen\u011bz oknem, neinvestujete do Va\u0161eho majetku, kdyby se vlastn\u00edk bytu, kter\u00fd V\u00e1m pronaj\u00edmal, rozhodl, \u017ee V\u00e1s tam nad\u00e1le nechce, nem\u00e1te z&nbsp;toho nic a je jedno kolik jste do toho investovali. Rozumn\u011bj\u0161\u00ed je si ur\u010dit\u011b d\u016fm koupit, ale je jasn\u00e9 \u017ee pokud n\u011bkdo nem\u00e1 finan\u010dn\u00ed mo\u017enosti, je to slo\u017eit\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                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