[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/","headline":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","description":"V&nbsp;p\u0159\u00edpad\u011b kr\u00e1tkodob\u00e9 p\u016fj\u010dky se bav\u00edme o mo\u017enosti p\u016fj\u010dit si men\u0161\u00ed obnos financ\u00ed. Kr\u00e1tkodob\u00e9 \u00fav\u011bry poskytuj\u00ed r\u016fzn\u00e9 banky, finan\u010dn\u00ed instituce a dal\u0161\u00ed kompetentn\u00ed spole\u010dnosti. M\u016f\u017eeme je \u010dasto ozna\u010dovat jako p\u016fj\u010dky i \u00fav\u011bry. V\u011bt\u0161inou se jedn\u00e1 o mo\u017enost p\u016fj\u010dit si p\u00e1r des\u00edtek tis\u00edc a splatit je do jednoho m\u011bs\u00edce. V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech se mohou za kr\u00e1tkodob\u00e9 p\u016fj\u010dky ozna\u010dovat &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/\"> <span class=\"screen-reader-text\">Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-18","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":455,"articleBody":"V&nbsp;p\u0159\u00edpad\u011b kr\u00e1tkodob\u00e9 p\u016fj\u010dky se bav\u00edme o mo\u017enosti p\u016fj\u010dit si men\u0161\u00ed obnos financ\u00ed. Kr\u00e1tkodob\u00e9 \u00fav\u011bry poskytuj\u00ed r\u016fzn\u00e9 banky, finan\u010dn\u00ed instituce a dal\u0161\u00ed kompetentn\u00ed spole\u010dnosti. M\u016f\u017eeme je \u010dasto ozna\u010dovat jako p\u016fj\u010dky i \u00fav\u011bry. V\u011bt\u0161inou se jedn\u00e1 o mo\u017enost p\u016fj\u010dit si p\u00e1r des\u00edtek tis\u00edc a splatit je do jednoho m\u011bs\u00edce. V&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech se mohou za kr\u00e1tkodob\u00e9 p\u016fj\u010dky ozna\u010dovat takov\u00e9, kter\u00e9 maj\u00ed splatnost jeden rok.Kr\u00e1tkodob\u00fd \u00fav\u011br m\u016f\u017ee vyu\u017e\u00edt kdokoliv, kdo o n\u011bj po\u017e\u00e1d\u00e1 a v\u011bt\u0161inou je vy\u0159\u00edzen\u00fd do p\u00e1r minut.V&nbsp;t\u00e9to sekci existuje cel\u00e1 \u0159ada produkt\u016f a nab\u00eddek od r\u016fzn\u00fdch finan\u010dn\u00edch spole\u010dnost\u00ed. Nemluv\u00edme o n\u011bkolika m\u00e1lo p\u0159\u00edpadech, ale o n\u011bkolika des\u00edtk\u00e1ch mo\u017enost\u00ed. V&nbsp;tomto p\u0159\u00edpad\u011b je tedy opravdu z&nbsp;\u010deho vyb\u00edrat. Ka\u017ed\u00e1 spole\u010dnost m\u016f\u017ee m\u00edt jin\u00e9 podm\u00ednky, tak\u017ee si \u0159ekneme ty z\u00e1kladn\u00ed. Kr\u00e1tkodob\u00e1 p\u016fj\u010dka je druh p\u016fj\u010dky, kter\u00e1 se poskytuje na kr\u00e1tkou dobu, co\u017e z&nbsp;n\u00e1zvu logicky vypl\u00fdv\u00e1. V\u011bt\u0161inou se splat\u00ed do jednoho m\u011bs\u00edce. Dal\u0161\u00edm \u010dasto m\u011bn\u00edc\u00edm se krit\u00e9riem je rychlost sjedn\u00e1n\u00ed nebo \u00farokov\u00e1 sazba. V&nbsp;p\u0159\u00edpad\u011b \u00farokov\u00e9 sazby si ka\u017ed\u00fd mus\u00ed porovnat podm\u00ednky ji\u017e konkr\u00e9tn\u00edho produktu. Pokud zm\u00edn\u00edme rychlost sjedn\u00e1n\u00ed, pak je i zde v\u00edce mo\u017enost\u00ed. N\u011bkter\u00e9 spole\u010dnosti l\u00e1kaj\u00ed na rychl\u00e9 vy\u0159\u00edzen\u00ed. Nab\u00edz\u00ed nap\u0159\u00edklad n\u011bkolik des\u00edtek tis\u00edc s&nbsp;t\u00edm, \u017ee pen\u00edze m\u016f\u017eete m\u00edt v&nbsp;podstat\u011b do p\u00e1r minut. Rychl\u00e9 vy\u0159\u00edzen\u00ed je pro n\u011bkter\u00e9 klienty v\u00fdhodou, pokud pen\u00edze pot\u0159ebujete opravdu ihned a hodn\u011b sp\u011bch\u00e1te. P\u016fj\u010dku tedy m\u016f\u017eete m\u00edt vy\u0159\u00edzenou i do p\u016fl hodinky v&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech dokonce je\u0161t\u011b i za krat\u0161\u00ed \u010dasov\u00e9 obdob\u00ed.\tPoplatky a ru\u010den\u00edA jak je to v&nbsp;tomto p\u0159\u00edpad\u011b s&nbsp;dal\u0161\u00edmi poplatky nebo s&nbsp;ru\u010den\u00edm? P\u016fj\u010dka kr\u00e1tkodob\u00e1 je nastaven\u00e1 tak, \u017ee se u n\u00ed neru\u010d\u00ed. Tak\u017ee \u017e\u00e1dn\u00e9 zastavov\u00e1n\u00ed majetku nep\u0159ich\u00e1z\u00ed v&nbsp;\u00favahu. Poplatky v\u0161ak mohou b\u00fdt vy\u0161\u0161\u00ed, ne\u017e je tomu nap\u0159\u00edklad u b\u011b\u017en\u00fdch, dlouhodob\u011bj\u0161\u00edch \u00fav\u011br\u016f. Kr\u00e1tkodob\u00e9 p\u016fj\u010dov\u00e1n\u00ed v\u011bt\u0161inou zaji\u0161\u0165uj\u00ed nebankovn\u00ed spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/#breadcrumbitem"}]}]