[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/","headline":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","description":"V\u00a0p\u0159\u00edpad\u011b kr\u00e1tkodob\u00e9 p\u016fj\u010dky se bav\u00edme o mo\u017enosti p\u016fj\u010dit si men\u0161\u00ed obnos financ\u00ed. Kr\u00e1tkodob\u00e9 \u00fav\u011bry poskytuj\u00ed r\u016fzn\u00e9 banky, finan\u010dn\u00ed instituce a dal\u0161\u00ed kompetentn\u00ed spole\u010dnosti. M\u016f\u017eeme je \u010dasto ozna\u010dovat jako p\u016fj\u010dky i \u00fav\u011bry. V\u011bt\u0161inou se jedn\u00e1 o mo\u017enost p\u016fj\u010dit si p\u00e1r des\u00edtek tis\u00edc a splatit je do jednoho m\u011bs\u00edce. V\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech se mohou za kr\u00e1tkodob\u00e9 p\u016fj\u010dky ozna\u010dovat &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/\"> <span class=\"screen-reader-text\">Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-18","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384565_16x9_20260814_194437_JPsQTx.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384565_16x9_20260814_194437_JPsQTx.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/","about":["P\u016fj\u010dky"],"wordCount":441,"articleBody":"V\u00a0p\u0159\u00edpad\u011b kr\u00e1tkodob\u00e9 p\u016fj\u010dky se bav\u00edme o mo\u017enosti p\u016fj\u010dit si men\u0161\u00ed obnos financ\u00ed. Kr\u00e1tkodob\u00e9 \u00fav\u011bry poskytuj\u00ed r\u016fzn\u00e9 banky, finan\u010dn\u00ed instituce a dal\u0161\u00ed kompetentn\u00ed spole\u010dnosti. M\u016f\u017eeme je \u010dasto ozna\u010dovat jako p\u016fj\u010dky i \u00fav\u011bry. V\u011bt\u0161inou se jedn\u00e1 o mo\u017enost p\u016fj\u010dit si p\u00e1r des\u00edtek tis\u00edc a splatit je do jednoho m\u011bs\u00edce. V\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech se mohou za kr\u00e1tkodob\u00e9 p\u016fj\u010dky ozna\u010dovat takov\u00e9, kter\u00e9 maj\u00ed splatnost jeden rok.Kr\u00e1tkodob\u00fd \u00fav\u011br m\u016f\u017ee vyu\u017e\u00edt kdokoliv, kdo o n\u011bj po\u017e\u00e1d\u00e1 a v\u011bt\u0161inou je vy\u0159\u00edzen\u00fd do p\u00e1r minut.V\u00a0t\u00e9to sekci existuje cel\u00e1 \u0159ada produkt\u016f a nab\u00eddek od r\u016fzn\u00fdch finan\u010dn\u00edch spole\u010dnost\u00ed. Nemluv\u00edme o n\u011bkolika m\u00e1lo p\u0159\u00edpadech, ale o n\u011bkolika des\u00edtk\u00e1ch mo\u017enost\u00ed. V\u00a0tomto p\u0159\u00edpad\u011b je tedy opravdu z\u00a0\u010deho vyb\u00edrat. Ka\u017ed\u00e1 spole\u010dnost m\u016f\u017ee m\u00edt jin\u00e9 podm\u00ednky, tak\u017ee si \u0159ekneme ty z\u00e1kladn\u00ed. Kr\u00e1tkodob\u00e1 p\u016fj\u010dka je druh p\u016fj\u010dky, kter\u00e1 se poskytuje na kr\u00e1tkou dobu, co\u017e z\u00a0n\u00e1zvu logicky vypl\u00fdv\u00e1. V\u011bt\u0161inou se splat\u00ed do jednoho m\u011bs\u00edce. Dal\u0161\u00edm \u010dasto m\u011bn\u00edc\u00edm se krit\u00e9riem je rychlost sjedn\u00e1n\u00ed nebo \u00farokov\u00e1 sazba. V\u00a0p\u0159\u00edpad\u011b \u00farokov\u00e9 sazby si ka\u017ed\u00fd mus\u00ed porovnat podm\u00ednky ji\u017e konkr\u00e9tn\u00edho produktu. Pokud zm\u00edn\u00edme rychlost sjedn\u00e1n\u00ed, pak je i zde v\u00edce mo\u017enost\u00ed. N\u011bkter\u00e9 spole\u010dnosti l\u00e1kaj\u00ed na rychl\u00e9 vy\u0159\u00edzen\u00ed. Nab\u00edz\u00ed nap\u0159\u00edklad n\u011bkolik des\u00edtek tis\u00edc s\u00a0t\u00edm, \u017ee pen\u00edze m\u016f\u017eete m\u00edt v\u00a0podstat\u011b do p\u00e1r minut. Rychl\u00e9 vy\u0159\u00edzen\u00ed je pro n\u011bkter\u00e9 klienty v\u00fdhodou, pokud pen\u00edze pot\u0159ebujete opravdu ihned a hodn\u011b sp\u011bch\u00e1te. P\u016fj\u010dku tedy m\u016f\u017eete m\u00edt vy\u0159\u00edzenou i do p\u016fl hodinky v\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech dokonce je\u0161t\u011b i za krat\u0161\u00ed \u010dasov\u00e9 obdob\u00ed.\tPoplatky a ru\u010den\u00edA jak je to v\u00a0tomto p\u0159\u00edpad\u011b s\u00a0dal\u0161\u00edmi poplatky nebo s\u00a0ru\u010den\u00edm? P\u016fj\u010dka kr\u00e1tkodob\u00e1 je nastaven\u00e1 tak, \u017ee se u n\u00ed neru\u010d\u00ed. Tak\u017ee \u017e\u00e1dn\u00e9 zastavov\u00e1n\u00ed majetku nep\u0159ich\u00e1z\u00ed v\u00a0\u00favahu. Poplatky v\u0161ak mohou b\u00fdt vy\u0161\u0161\u00ed, ne\u017e je tomu nap\u0159\u00edklad u b\u011b\u017en\u00fdch, dlouhodob\u011bj\u0161\u00edch \u00fav\u011br\u016f. Kr\u00e1tkodob\u00e9 p\u016fj\u010dov\u00e1n\u00ed v\u011bt\u0161inou zaji\u0161\u0165uj\u00ed nebankovn\u00ed spole\u010dnosti.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka a \u00fav\u011br","item":"https:\/\/www.zerba.cz\/kratkodoba-pujcka-a-uver\/#breadcrumbitem"}]}]