[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kratkodoba-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kratkodoba-pujcka\/","headline":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka","name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka","description":"Existuje velk\u00e9 mno\u017estv\u00ed r\u016fzn\u00fdch nab\u00eddek na kr\u00e1tkodob\u00e9 p\u016fj\u010dky. Co si o nich mysl\u00edte? Velk\u00e1 \u010d\u00e1st lid\u00ed takov\u00e9 mo\u017enosti vyu\u017e\u00edv\u00e1. Doba trv\u00e1n\u00ed p\u016fj\u010dky m\u016f\u017ee b\u00fdt od 14 dn\u016f a\u017e do jednoho m\u011bs\u00edce. Pot\u00e9 je pot\u0159eba m\u00edt p\u016fj\u010dku splacenou, proto\u017ee jinak mohou n\u00e1sledovat velk\u00e9 sankce. D\u00e1vejte si ur\u010dit\u011b pozor na to, co je ve smlouv\u011b. U t\u011bchto &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kratkodoba-pujcka\/\"> <span class=\"screen-reader-text\">Kr\u00e1tkodob\u00e1 p\u016fj\u010dka<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2023-04-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310768_w2000_t1521704292.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310768_w2000_t1521704292.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/kratkodoba-pujcka\/","about":["P\u016fj\u010dky"],"wordCount":430,"articleBody":"Existuje velk\u00e9 mno\u017estv\u00ed r\u016fzn\u00fdch nab\u00eddek na kr\u00e1tkodob\u00e9 p\u016fj\u010dky. Co si o nich mysl\u00edte? Velk\u00e1 \u010d\u00e1st lid\u00ed takov\u00e9 mo\u017enosti vyu\u017e\u00edv\u00e1. Doba trv\u00e1n\u00ed p\u016fj\u010dky m\u016f\u017ee b\u00fdt od 14 dn\u016f a\u017e do jednoho m\u011bs\u00edce. Pot\u00e9 je pot\u0159eba m\u00edt p\u016fj\u010dku splacenou, proto\u017ee jinak mohou n\u00e1sledovat velk\u00e9 sankce. D\u00e1vejte si ur\u010dit\u011b pozor na to, co je ve smlouv\u011b. U t\u011bchto kr\u00e1tkodob\u00fdch p\u016fj\u010dek mohou b\u00fdt velk\u00e9 pokuty za nedodr\u017een\u00ed spl\u00e1tek, p\u0159\u00edpadn\u011b za nesplacen\u00ed v term\u00ednu. Dal\u0161\u00ed v\u011bc\u00ed, kterou je pot\u0159eba sledovat je \u00farokov\u00e1 sazba a ro\u010dn\u00ed procentn\u00ed sazba n\u00e1klad\u016f.V t\u011bchto p\u0159\u00edpadech je \u010dasto velice velk\u00e1 \u00farokov\u00e1 sazba a to a\u017e kolem65%, co\u017e je opravdu hodn\u011b. Co se t\u00fdk\u00e1 ro\u010dn\u00ed procentn\u00ed sazby n\u00e1klad\u016f, tak zde je a\u017e kolem 115% (to jsem opravdu vid\u011bl na n\u011bkter\u00fdch smlouv\u00e1ch). Je pot\u0159eba \u0159\u00e1dn\u011b si pro\u010d\u00edtat smlouvu, aby se \u010dlov\u011bk nedivil. Mo\u017en\u00e1 si \u0159eknete, \u017ee na takov\u00e9 \u010d\u00e1stce to nevad\u00ed, ale pod\u00edvejte se, kolik n\u00e1sledn\u011b p\u0159eplat\u00edte. P\u016fj\u010dky mohou b\u00fdt od 3 000 K\u010d a\u017e do 10 000 K\u010d, n\u011bkter\u00e9 spole\u010dnosti nab\u00edz\u00ed i v\u011bt\u0161\u00ed \u010d\u00e1stku.&nbsp;Je pot\u0159eba se samoz\u0159ejm\u011b rozhodnout i o tom, jakou spole\u010dnost vyu\u017e\u00edt. V tomto p\u0159\u00edpad\u011b doporu\u010duji vyu\u017e\u00edvat internetov\u00e9 recenze. Jsou tam n\u00e1zory z\u00e1kazn\u00edk\u016f a dle nich si lze ud\u011blat obr\u00e1zek o cel\u00e9m profilu spole\u010dnosti. Sledujte tak\u00e9, jak\u00e9 je s\u00eddlo spole\u010dnosti a jestli je to alespo\u0148 zn\u00e1m\u00e1 spole\u010dnost. V\u0161e je d\u016fle\u017eit\u00e9 si velice dob\u0159e rozmyslet a ne bezmy\u0161lenkovit\u011b n\u011bco podepsat. Jsou p\u0159\u00edpady lid\u00ed, kte\u0159\u00ed jsou i kv\u016fli takov\u00e9 mal\u00e9 p\u016fj\u010dce v exekuci.&nbsp;Pokud se tedy rozhodnete p\u0159eklenout n\u011bjak\u00e9 obdob\u00ed takovou kr\u00e1tkodobou p\u016fj\u010dkou, ur\u010dit\u011b si to dob\u0159e rozmyslete. P\u0159\u00edpadn\u011b m\u016f\u017eete d\u00e1t i na sv\u00e9 zn\u00e1m\u00e9 a na jejich zku\u0161enosti. Na p\u0159eklenut\u00ed obdob\u00ed to nen\u00ed \u0161patn\u00e9. Jen mus\u00edte v\u011bd\u011bt sv\u00e9 mo\u017enosti. Nejhor\u0161\u00ed variantou je vz\u00edt si v\u00edce takov\u00fdch mal\u00fdch p\u016fj\u010dek u v\u00edce spole\u010dnost\u00ed &#8211; jednodu\u0161e se potom m\u016f\u017eete dostat do spir\u00e1ly a jednu p\u016fj\u010dku za\u010dnete vypl\u00e1cet druhou. Dr\u017e\u00edm palce p\u0159i v\u00fdb\u011bru a nenechte se do ni\u010deho natla\u010dit!                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kr\u00e1tkodob\u00e1 p\u016fj\u010dka","item":"https:\/\/www.zerba.cz\/kratkodoba-pujcka\/#breadcrumbitem"}]}]