[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/kreditni-karta-bez-poplatku\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/kreditni-karta-bez-poplatku\/","headline":"Kreditn\u00ed karta bez poplatku","name":"Kreditn\u00ed karta bez poplatku","description":"Pokud se pod\u00edv\u00e1me na tento typ kreditn\u00ed karty, tak zde je ur\u010dit\u011b velk\u00e1 v\u00fdhoda. Nen\u00ed to marketingov\u00fd trik, ale opravdu m\u016f\u017ee b\u00fdt bez poplatku za veden\u00ed karty. V tomto p\u0159\u00edpad\u011b je pot\u0159eba si ale d\u00e1vat pozor, zda tam nen\u00ed podm\u00ednka ur\u010dit\u011b m\u011bs\u00ed\u010dn\u00ed \u00fatraty. Podm\u00ednka m\u016f\u017ee b\u00fdt pouze 500 K\u010d, ale tak\u00e9 t\u0159eba 5 000 K\u010d &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/kreditni-karta-bez-poplatku\/\"> <span class=\"screen-reader-text\">Kreditn\u00ed karta bez poplatku<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2018-01-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310501_w1990_t1521452964.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310501_w1990_t1521452964.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/kreditni-karta-bez-poplatku\/","about":["P\u016fj\u010dky"],"wordCount":459,"articleBody":"\tPokud se pod\u00edv\u00e1me na tento typ kreditn\u00ed karty, tak zde je ur\u010dit\u011b velk\u00e1 v\u00fdhoda. Nen\u00ed to marketingov\u00fd trik, ale opravdu m\u016f\u017ee b\u00fdt bez poplatku za veden\u00ed karty. V tomto p\u0159\u00edpad\u011b je pot\u0159eba si ale d\u00e1vat pozor, zda tam nen\u00ed podm\u00ednka ur\u010dit\u011b m\u011bs\u00ed\u010dn\u00ed \u00fatraty. Podm\u00ednka m\u016f\u017ee b\u00fdt pouze 500 K\u010d, ale tak\u00e9 t\u0159eba 5 000 K\u010d m\u011bs\u00ed\u010dn\u011b. Pokud nen\u00ed podm\u00ednka spln\u011bna, tak se poplatek \u00fa\u010dtuje. D\u00e1le je pot\u0159eba asi d\u00e1vat pozor na poji\u0161t\u011bn\u00ed u kreditn\u00ed karty. Poji\u0161t\u011bn\u00ed je v\u011bt\u0161inou \u00fa\u010dtov\u00e1no m\u011bs\u00ed\u010dn\u011b a to znamen\u00e1 m\u011bs\u00ed\u010dn\u00ed poplatek. V\u00fdhoda je poji\u0161t\u011bn\u00ed schopnosti spl\u00e1cet.\t\tPro\u010d? M\u00e1te na kart\u011b poji\u0161t\u011bn\u00ed a \u00fa\u010dtuje se pouze z vy\u010derpan\u00e9 \u010d\u00e1stky ke dni vystavov\u00e1n\u00ed v\u00fdpisu. Tedy pokud vy\u010derp\u00e1te 0 K\u010d, tak i zaplat\u00edte 0 K\u010d za poji\u0161t\u011bn\u00ed. D\u00e1le m\u016f\u017ee existovat slu\u017eba, kdy SMS p\u0159ijde potvrzen\u00ed o platb\u011b u obchodn\u00edka. Takov\u00e1 slu\u017eba je ale v\u011bt\u0161inou tak\u00e9 placen\u00e1 a to kolem 29 K\u010d m\u011bs\u00ed\u010dn\u011b. Pokud si tedy nenastav\u00edte \u017e\u00e1dn\u00e9 dopl\u0148kov\u00e9 slu\u017eby, kreditn\u00ed kartu m\u016f\u017eete m\u00edt opravdu bez poplatku.\t&nbsp;\tV\u00fdhody tento typ kreditn\u00ed karty tak\u00e9 m\u016f\u017ee m\u00edt. V\u011bt\u0161inou je ur\u010dena jako finan\u010dn\u00ed rezerva. Ne\u010dekejte slevy u obchodn\u00edk\u016f p\u0159i platb\u011b. Na takov\u00e9 kart\u011b je v\u011bt\u0161inou sleva v r\u00e1mci n\u011bjak\u00fdch ur\u010dit\u00fdch partner\u016f. Seznam takov\u00fdch partner\u016f je na internetov\u00fdch str\u00e1nk\u00e1ch finan\u010dn\u00ed instituce a tam se m\u016f\u017eete podrobn\u011b pod\u00edvat. Velkou v\u00fdhodou je opravdu mo\u017enost veden\u00ed karty bez poplatku. Pokud tedy chcete finan\u010dn\u00ed rezervu, tak je to dobr\u00e1 volba.\t&nbsp;\tJinak jsou podm\u00ednky v\u011bt\u0161inou stejn\u00e9 jako na ostatn\u00edch typech kreditn\u00edch karet. Je tedy pot\u0159eba dodr\u017eovat bez\u00faro\u010dn\u00e9 obdob\u00ed. P\u0159i nedodr\u017een\u00ed je \u00fa\u010dtov\u00e1n \u00farok a to v\u011bt\u0161inou kolem 23,99 % ro\u010dn\u011b a p\u0159i v\u00fdb\u011bru z bankomatu kolem 29,99 % ro\u010dn\u011b. U v\u00fdb\u011bru z bankomatu se \u00fa\u010dtuje tak\u00e9 poplatek za samotn\u00fd v\u00fdb\u011br. Pokud pot\u0159ebujete \u010d\u00e1stku na del\u0161\u00ed dobu informujte se na mo\u017enost spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. V tomto p\u0159\u00edpad\u011b p\u0159i p\u0159evodu pen\u011bz na b\u011b\u017en\u00fd \u00fa\u010det m\u016f\u017eete vyu\u017e\u00edt sn\u00ed\u017een\u00e9 \u00farokov\u00e9 sazby a rozlo\u017een\u00ed do spl\u00e1tek. Tato kreditn\u00ed karta je tedy opravdu dobr\u00e1 volba. Srovnejte si ur\u010dit\u011b nab\u00eddky r\u016fzn\u00fdch finan\u010dn\u00edch instituc\u00ed. V\u011bt\u0161inou jsou nab\u00eddky ale podobn\u011b, obzvl\u00e1\u0161t\u011b u tohoto typu kreditn\u00ed karty.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kreditn\u00ed karta bez poplatku","item":"https:\/\/www.zerba.cz\/kreditni-karta-bez-poplatku\/#breadcrumbitem"}]}]