[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/leasing-nebo-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/leasing-nebo-uver\/","headline":"Leasing nebo \u00fav\u011br","name":"Leasing nebo \u00fav\u011br","description":"Ka\u017ed\u00e1 p\u016fj\u010dka, \u00fav\u011br, hypot\u00e9ka nebo i leasing m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. Ka\u017ed\u00fd z n\u00e1s si to mus\u00ed posoudit podle vlastn\u00edho uv\u00e1\u017een\u00ed. Kdy\u017e se \u0159ekne leasing, v\u011bt\u0161inou si p\u0159edstav\u00edme koupi automobilu. S t\u00edmto t\u00e9matem opravdu leasing \u00fazce souvis\u00ed. Nov\u00fd automobil je l\u00e1kadlo pro mnoh\u00e9 z n\u00e1s. Pot\u0159ebujete jezdit denn\u011b do pr\u00e1ce? Chcete si po\u0159\u00eddit nov\u00e9 auto jenom z toho …

Leasing nebo \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2020-08-12","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/leasing-nebo-uver\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":548,"articleBody":"Ka\u017ed\u00e1 p\u016fj\u010dka, \u00fav\u011br, hypot\u00e9ka nebo i leasing m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. Ka\u017ed\u00fd z n\u00e1s si to mus\u00ed posoudit podle vlastn\u00edho uv\u00e1\u017een\u00ed.Kdy\u017e se \u0159ekne leasing, v\u011bt\u0161inou si p\u0159edstav\u00edme koupi automobilu. S t\u00edmto t\u00e9matem opravdu leasing \u00fazce souvis\u00ed. Nov\u00fd automobil je l\u00e1kadlo pro mnoh\u00e9 z n\u00e1s. Pot\u0159ebujete jezdit denn\u011b do pr\u00e1ce? Chcete si po\u0159\u00eddit nov\u00e9 auto jenom z toho d\u016fvodu, abyste zlep\u0161ili komfort j\u00edzdy? Zaslou\u017e\u00edte si ho a chcete si dop\u0159\u00e1t n\u011bco v\u00edc? Nebo jenom mus\u00edte n\u011bkam denn\u011b doj\u00ed\u017ed\u011bt? Na nov\u00e9 auto v\u0161ak mnoz\u00ed z n\u00e1s, z vlastn\u00edch u\u0161et\u0159en\u00fdch pen\u011bz nedos\u00e1hnou, proto se uva\u017euje o leasingu nebo \u00fav\u011bru. Tak\u017ee jakou formou si po\u0159\u00eddit nov\u00e9 auto? J\u00edt do leasingu nebo naopak rad\u011bji do \u00fav\u011bru?A\u0165 u\u017e nov\u00fd nebo ojet\u00fd, automobil je zkr\u00e1tka v\u017edy pot\u0159eba. V p\u0159\u00edpad\u011b \u00fav\u011bru, jakmile koupi automobilu zaplat\u00edte, st\u00e1v\u00e1te se jeho majitelem. A to i p\u0159esto, \u017ee m\u011bs\u00ed\u010dn\u011b \u00fav\u011br spl\u00e1c\u00edte. To je z\u00e1kladn\u00ed rozd\u00edl v leasingu a \u00fav\u011bru, proto\u017ee p\u0159i leasingu, koupen\u00fd automobil st\u00e1le nebude v\u00e1\u0161, nebudete jeho vlastn\u00edkem. Jestli\u017ee si tedy vybereme \u00fav\u011br, m\u016f\u017eeme automobil klidn\u011b i n\u00e1sledn\u011b prodat, nebo nechat n\u011bkoho jin\u00e9ho, a\u0165 v n\u011bm jezd\u00ed. M\u016f\u017eete s n\u00edm tedy nakl\u00e1dat podle libosti, proto\u017ee v\u016fz bude ve va\u0161em vlastnictv\u00ed.Leasing je v\u0161ak trochu n\u011bco jin\u00e9ho. V p\u0159\u00edpad\u011b, \u017ee plat\u00edte leasing, nen\u00ed v\u016fz v\u00e1\u0161. Majitelem se st\u00e1v\u00e1te teprve a\u017e tehdy, jakmile splat\u00edte celou \u010d\u00e1stku, tedy a\u017e v p\u0159\u00edpad\u011b, \u017ee zaplat\u00edte posledn\u00ed spl\u00e1tku. Teprve pak v\u00e1m p\u0159ech\u00e1z\u00ed v\u016fz do vlastnictv\u00ed. Po dobu spl\u00e1cen\u00ed jste tedy jak\u00fdmsi „n\u00e1jemcem“. Leasing je ov\u0161em jednoduch\u00fd na vy\u0159\u00edzen\u00ed, proto\u017ee velk\u00fd technick\u00fd v\u016fz bude pat\u0159it st\u00e1le spole\u010dnosti, kter\u00e1 v\u00e1m v\u016fz poskytla. Mohou na v\u00e1s v tomto p\u0159\u00edpad\u011b \u010dekat n\u011bjak\u00e9 n\u00e1strahy? Ano, z\u0159ejm\u011b mohou, nap\u0159\u00edklad za p\u0159ed\u010dasn\u00e9 ukon\u010den\u00ed smlouvy, se m\u016f\u017eete setkat s poplatky, poplatek m\u016f\u017eete \u010dekat i za uzav\u0159en\u00ed smlouvy, doba spl\u00e1cen\u00ed se mus\u00ed pohybovat v rozmez\u00ed 3 a\u017e 7 let, a automobil vlastn\u011b ani po dobu spl\u00e1cen\u00ed nevlastn\u00edte.\tPosuzov\u00e1n\u00ed dle vlastn\u00edho uv\u00e1\u017een\u00ed\u00dasudek si tedy mus\u00edte vytvo\u0159it na z\u00e1kladn\u011b vlastn\u00edch pot\u0159eb a po\u017eadavk\u016f. Pro ka\u017ed\u00e9ho m\u016f\u017ee b\u00fdt „to nejlep\u0161\u00ed“, n\u011bco jin\u00e9ho. Ka\u017ed\u00fd z n\u00e1s to vn\u00edm\u00e1 jinak. Jestli\u017ee zv\u00e1\u017e\u00edte v\u0161echny vlastnosti, nap\u0159\u00edklad i klady a protiklady, zjist\u00edte, jestli se v\u00e1m l\u00edb\u00ed v\u00edce leasing nebo forma \u00fav\u011bru. \u00dav\u011br m\u016f\u017eete volit spot\u0159ebitelsk\u00fd nebo i americkou hypot\u00e9ku. Z finan\u010dn\u00edho hlediska se oba zp\u016fsoby p\u0159\u00edli\u0161 neli\u0161\u00ed. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Leasing nebo \u00fav\u011br","item":"https:\/\/www.zerba.cz\/leasing-nebo-uver\/#breadcrumbitem"}]}]