[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/materska-ani-podnikani-neni-problem\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/materska-ani-podnikani-neni-problem\/","headline":"Mate\u0159sk\u00e1 ani podnik\u00e1n\u00ed nen\u00ed probl\u00e9m","name":"Mate\u0159sk\u00e1 ani podnik\u00e1n\u00ed nen\u00ed probl\u00e9m","description":"P\u0159ed n\u011bkolika lety by \u017e\u00e1dn\u00e9ho bankovn\u00edho \u00fa\u0159edn\u00edka nenapadlo, nab\u00eddnout s \u00fasm\u011bvem na tv\u00e1\u0159i hypot\u00e9ku t\u0159eba \u017een\u011b na mate\u0159sk\u00e9 dovolen\u00e9 nebo podnikateli. Dnes je to ale mo\u017en\u00e9 a nikdo se tomu nediv\u00ed. Je to t\u00edm, \u017ee banky si uv\u011bdomuj\u00ed, \u017ee zapomenout m\u016f\u017ee n\u011bkdy ka\u017ed\u00fd a \u017ee to z n\u011bj hned ned\u011bl\u00e1 neplati\u010de, a tak\u00e9 za\u010dali uzn\u00e1vat &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/materska-ani-podnikani-neni-problem\/\"> <span class=\"screen-reader-text\">Mate\u0159sk\u00e1 ani podnik\u00e1n\u00ed nen\u00ed probl\u00e9m<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-12","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/materska-ani-podnikani-neni-problem\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":456,"articleBody":"\tP\u0159ed n\u011bkolika lety by \u017e\u00e1dn\u00e9ho bankovn\u00edho \u00fa\u0159edn\u00edka nenapadlo, nab\u00eddnout s \u00fasm\u011bvem na tv\u00e1\u0159i hypot\u00e9ku t\u0159eba \u017een\u011b na mate\u0159sk\u00e9 dovolen\u00e9 nebo podnikateli. Dnes je to ale mo\u017en\u00e9 a nikdo se tomu nediv\u00ed. Je to t\u00edm, \u017ee banky si uv\u011bdomuj\u00ed, \u017ee zapomenout m\u016f\u017ee n\u011bkdy ka\u017ed\u00fd a \u017ee to z n\u011bj hned ned\u011bl\u00e1 neplati\u010de, a tak\u00e9 za\u010dali uzn\u00e1vat v\u00edce druh\u016f p\u0159\u00edjm\u016f, ne\u017e tomu bylo cca p\u0159ed p\u011bti lety. Zlomov\u00fdm obdob\u00edm, kdy se v\u0161e za\u010dalo m\u011bnit, byla druh\u00e1 polovin roku 2014 a za\u010d\u00e1tek roku 2015.\tJak\u00e9 p\u0159\u00edjmy banka uzn\u00e1:\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; p\u0159\u00edjem z obratu podnikatele\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; p\u0159\u00edjem z budouc\u00edho pron\u00e1jmu\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; refinancov\u00e1n\u00ed zcela bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; mate\u0159sk\u00e1\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; invalidn\u00ed d\u016fchod\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; soci\u00e1ln\u00ed p\u0159\u00edjem\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; pracovn\u00ed pom\u011br na dobu ur\u010ditou\t\u2717&nbsp;&nbsp;&nbsp;&nbsp; p\u0159\u00edjem ze zahrani\u010d\u00ed\t&nbsp;\tTo je jist\u011b benevolentn\u00ed! Banky se ale li\u0161\u00ed v okolnostech, za jak\u00fdch jsou ochotny lidem p\u016fj\u010dit. To je pak nutn\u00e9 se \u0159\u00eddit jednotliv\u00fdmi pravidly bank.\t&nbsp;\tJe p\u011bkn\u00e9, \u017ee banky p\u016fj\u010duj\u00ed t\u00e9m\u011b\u0159 komukoli. My, jako klienti, se ale mus\u00edme zamyslet a velmi pe\u010dliv\u011b zv\u00e1\u017eit, jestli si p\u016fj\u010dit opravdu chceme. Vzhledem k tomu, \u017ee n\u011bkter\u00e9 p\u016fj\u010dky vyhodnot\u00ed banka jako v\u00edce rizikov\u00e9, jsou m\u00e9n\u011b v\u00fdhodn\u00e9 ne\u017e ty, u kter\u00fdch klient dolo\u017e\u00ed solidn\u00ed, stabiln\u00ed p\u0159\u00edjem.\t&nbsp;\tHypot\u00e9ku dostanete, i kdy\u017e nedolo\u017e\u00edte \u017e\u00e1dn\u00fd p\u0159\u00edjem, je to ale samoz\u0159ejm\u011b zase za ur\u010dit\u00fdch pravidel. Jak vid\u00edte, v\u0161echno je mo\u017en\u00e9, tedy t\u00e9m\u011b\u0159 v\u0161echno. Jen v\u017edy mus\u00edme zv\u00e1\u017eit, jestli je pro n\u00e1s takov\u00e1 p\u016fj\u010dka rentabiln\u00ed.&nbsp;\t&nbsp;\tZat\u00edmco d\u0159\u00edve bylo t\u00e9m\u011b\u0159 nemysliteln\u00e9, aby banka p\u016fj\u010dila na 100% nemovitosti, dnes v\u00e1m tuhle mo\u017enost nab\u00eddne na prvn\u00ed sch\u016fzce.\t\tS l\u00e1kadly rad\u011bji opatrn\u011bSnadn\u00e1 dosa\u017eitelnost hypot\u00e9ky l\u00e1k\u00e1 st\u00e1le v\u00edce lid\u00ed. V\u00edce, ne\u017e velkou hypot\u00e9ku ale ur\u010dit\u011b zva\u017ete, zda na spl\u00e1cen\u00ed m\u00e1te a m\u00edt v budoucnu budete. Jasn\u011b, \u017ee nelze p\u0159edv\u00eddat \u00fapln\u011b v\u0161echno, ale rozumn\u00fd v\u00fdhled na rok dop\u0159edu bychom zvl\u00e1dnout mohli. A kdy\u017e ne sami, m\u016f\u017eeme zapojit t\u0159eba rodi\u010de. Obecn\u011b toti\u017e plat\u00ed, \u017ee o \u00fav\u011br mohou \u017e\u00e1dat maxim\u00e1ln\u011b \u010dty\u0159i osoby ze dvou dom\u00e1cnost\u00ed.&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mate\u0159sk\u00e1 ani podnik\u00e1n\u00ed nen\u00ed probl\u00e9m","item":"https:\/\/www.zerba.cz\/materska-ani-podnikani-neni-problem\/#breadcrumbitem"}]}]