[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-konsolidace-a-slouceni-pujcky-a-uveru\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-konsolidace-a-slouceni-pujcky-a-uveru\/","headline":"Nebankovn\u00ed konsolidace a slou\u010den\u00ed p\u016fj\u010dky a \u00fav\u011bru","name":"Nebankovn\u00ed konsolidace a slou\u010den\u00ed p\u016fj\u010dky a \u00fav\u011bru","description":"Jakmile se pod\u00edv\u00e1me do oblasti konsolidac\u00ed, zjist\u00edme, \u017ee i v&nbsp;tomto ohledu se spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky p\u0159izp\u016fsobily klient\u016fm a nastavuj\u00ed podm\u00ednky, kter\u00e9 klienti mohou splnit, tak\u017ee na konsolidaci dos\u00e1hnou. Ov\u0161em, v\u0161echno m\u00e1 sv\u00e1 pravidla. V&nbsp;t\u00e9to oblasti se v\u0161ak setk\u00e1me pouze s&nbsp;p\u00e1r z\u00e1kladn\u00edmi. Ka\u017ed\u00fd klient by si toti\u017e nejprve m\u011bl zjistit konkr\u00e9tn\u00ed podm\u00ednky konsolidace, ne\u017e se pust\u00ed &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nebankovni-konsolidace-a-slouceni-pujcky-a-uveru\/\"> <span class=\"screen-reader-text\">Nebankovn\u00ed konsolidace a slou\u010den\u00ed p\u016fj\u010dky a \u00fav\u011bru<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-08","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/nebankovni-konsolidace-a-slouceni-pujcky-a-uveru\/","about":["P\u016fj\u010dky"],"wordCount":415,"articleBody":"Jakmile se pod\u00edv\u00e1me do oblasti konsolidac\u00ed, zjist\u00edme, \u017ee i v&nbsp;tomto ohledu se spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky p\u0159izp\u016fsobily klient\u016fm a nastavuj\u00ed podm\u00ednky, kter\u00e9 klienti mohou splnit, tak\u017ee na konsolidaci dos\u00e1hnou. Ov\u0161em, v\u0161echno m\u00e1 sv\u00e1 pravidla. V&nbsp;t\u00e9to oblasti se v\u0161ak setk\u00e1me pouze s&nbsp;p\u00e1r z\u00e1kladn\u00edmi. Ka\u017ed\u00fd klient by si toti\u017e nejprve m\u011bl zjistit konkr\u00e9tn\u00ed podm\u00ednky konsolidace, ne\u017e se pust\u00ed do podepisov\u00e1n\u00ed smlouvy.Konsolidaci zprost\u0159edkov\u00e1vaj\u00ed nebankovn\u00ed spole\u010dnosti, proto se naz\u00fdv\u00e1 nebankovn\u00ed konsolidace.&nbsp;Je\u0161t\u011b je pot\u0159eba si \u0159\u00edct, co vlastn\u011b znamen\u00e1 to slovo konsolidace. Mluv\u00edme tady o konsolidaci, ani\u017e bychom si sd\u011blili z\u00e1kladn\u00ed parametry tohoto slova. Tak\u017ee jak\u00fd m\u00e1 v\u00fdznam? Ve slovn\u00edku byste pod slovem konsolidace na\u0161li ozna\u010den\u00ed jako je slou\u010den\u00ed \u010di sjednocen\u00ed. V&nbsp;praxi se s&nbsp;konsolidac\u00ed setk\u00e1v\u00e1me p\u0159ev\u00e1\u017en\u011b u p\u016fj\u010dek a \u00fav\u011br\u016f. Konsolidace p\u016fj\u010dek tedy znamen\u00e1, \u017ee se v\u00edce p\u016fj\u010dek sjednot\u00ed do jedn\u00e9. Nebankovn\u00ed spole\u010dnosti se n\u00e1sledn\u011b v&nbsp;r\u00e1mci nebankovn\u00ed konsolidace p\u016fj\u010dek sna\u017e\u00ed poskytovat n\u011bjak\u00e9 v\u00fdhody.\tKter\u00e9 \u00fav\u011bry se mohou konsolidovat?Jak\u00e9 \u00fav\u011bry m\u016f\u017eeme konsolidovat? M\u016f\u017ee se jednat o jak\u00e9koliv \u00fav\u011bry. M\u016f\u017eete m\u00edt kontokorent, kreditn\u00ed kartu, drobnou p\u016fj\u010dku na dobu jednoho roku, \u00fav\u011br na automobil, nebo \u00fav\u011br na n\u011bkolik stovek tis\u00edc, na rekonstrukci bydlen\u00ed, v\u0161echny tyto \u00fav\u011bry m\u016f\u017eete nechat zkonsolidovat a t\u00edm je zast\u0159e\u0161it do jednoho \u00fav\u011bru.Samoz\u0159ejm\u011b, \u017ee se d\u00e1 vy\u0159\u00eddit tak\u00e9 nebankovn\u00ed konsolidace p\u016fj\u010dek bez z\u00e1stavy. Nemus\u00edte tedy ru\u010dit \u017e\u00e1dnou nemovitost\u00ed, ale m\u016f\u017eete si nechat konsolidovat p\u016fj\u010dky a nezastavovat je majetkem. V\u00edce p\u016fj\u010dek slou\u010d\u00edte do jedn\u00e9 a nemus\u00edte ni\u010d\u00edm ru\u010dit. Nebankovn\u00ed spole\u010dnosti maj\u00ed samoz\u0159ejm\u011b sv\u00e9 konkr\u00e9tn\u00ed nab\u00eddky, kter\u00e9 si klienti mohou porovnat p\u0159edem, p\u0159\u00edpadn\u011b navrhnou ji\u017e konkr\u00e9tn\u00ed pl\u00e1n pro v\u00e1\u0161 p\u0159\u00edpad. V\u011bt\u0161inou jsou tyto nab\u00eddky nez\u00e1vazn\u00e9 a zdarma. Slou\u010den\u00ed \u00fav\u011br\u016f a p\u016fj\u010dek do jedn\u00e9 zast\u0159e\u0161uj\u00edc\u00ed p\u016fj\u010dky se lid\u00e9 \u010dasto ob\u00e1vaj\u00ed. V&nbsp;dne\u0161n\u00edm sv\u011bt\u011b v\u0161ak jde o b\u011b\u017enou z\u00e1le\u017eitost.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed konsolidace a slou\u010den\u00ed p\u016fj\u010dky a \u00fav\u011bru","item":"https:\/\/www.zerba.cz\/nebankovni-konsolidace-a-slouceni-pujcky-a-uveru\/#breadcrumbitem"}]}]