[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-pujcka-se-zastavou-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-pujcka-se-zastavou-nemovitosti\/","headline":"Nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti","name":"Nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti","description":"Jedn\u00edm z nejv\u00fdhodn\u011bj\u0161\u00edch bankovn\u00edch produkt\u016f v oblasti \u00fav\u011br\u016f je p\u016fj\u010dka s ru\u010den\u00edm nemovitost\u00ed. Pro v\u011b\u0159itele je to jistota, \u017ee o sv\u00e9 finance nep\u0159ijde, a klient tak m\u016f\u017ee z\u00edskat opravdu v\u00fdhodn\u00e9 podm\u00ednky. Tyto druhy \u00fav\u011br\u016f poskytuj\u00ed jak bankovn\u00ed, tak i nebankovn\u00ed spole\u010dnosti. N\u011bkdy ale nen\u00ed mo\u017en\u00e9 z\u00edskat \u00fav\u011br u banky. B\u00fdv\u00e1 to v\u011bt\u0161inou zp\u016fsobeno nedostate\u010dnou bonitou &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nebankovni-pujcka-se-zastavou-nemovitosti\/\"> <span class=\"screen-reader-text\">Nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2022-09-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/zastava_nemovistosti_dFMh6K.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/zastava_nemovistosti_dFMh6K.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/nebankovni-pujcka-se-zastavou-nemovitosti\/","about":["P\u016fj\u010dky"],"wordCount":406,"articleBody":"         Jedn\u00edm z nejv\u00fdhodn\u011bj\u0161\u00edch bankovn\u00edch produkt\u016f v oblasti \u00fav\u011br\u016f je p\u016fj\u010dka s ru\u010den\u00edm nemovitost\u00ed. Pro v\u011b\u0159itele je to jistota, \u017ee o sv\u00e9 finance nep\u0159ijde, a klient tak m\u016f\u017ee z\u00edskat opravdu v\u00fdhodn\u00e9 podm\u00ednky. Tyto druhy \u00fav\u011br\u016f poskytuj\u00ed jak bankovn\u00ed, tak i nebankovn\u00ed spole\u010dnosti. N\u011bkdy ale nen\u00ed mo\u017en\u00e9 z\u00edskat \u00fav\u011br u banky. B\u00fdv\u00e1 to v\u011bt\u0161inou zp\u016fsobeno nedostate\u010dnou bonitou klienta. V tomto p\u0159\u00edpad\u011b je \u0159e\u0161en\u00edm nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti. Z\u00e1rukou nemus\u00ed b\u00fdt pouze nemovit\u00fd majetek samotn\u00e9ho klienta, ale ru\u010dit za n\u011bho m\u016f\u017ee t\u0159et\u00ed osoba. Dal\u0161\u00ed v\u00fdhodou nebankovn\u00ed p\u016fj\u010dky je rychl\u00e9 vy\u0159\u00edzen\u00ed. Vzhledem k tomu, \u017ee odpad\u00e1 cel\u00e1 \u0159ada zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed, je mo\u017en\u00e9 z\u00edskat pen\u00edze u\u017e do 48 hodin od po\u017e\u00e1d\u00e1n\u00ed.   P\u016fj\u010dku se z\u00e1stavou nemovitosti m\u016f\u017ee klient spl\u00e1cet a\u017e po dobu t\u0159iceti let. Probl\u00e9m nen\u00ed ani p\u0159ed\u010dasn\u00e9 splacen\u00ed nebo pozd\u011bj\u0161\u00ed refinancov\u00e1n\u00ed do bankovn\u00edho sektoru. P\u016fj\u010dka m\u00e1 anuitn\u00ed spl\u00e1cen\u00ed a pevnou \u00farokovou sazbu.   Pro koho jsou vhodn\u00e9 podnikatelsk\u00e9 \u00fav\u011bry Prakticky ka\u017ed\u00fd za\u010d\u00ednaj\u00edc\u00ed podnikatel pot\u0159ebuje do za\u010d\u00e1tku dostatek finan\u010dn\u00edch prost\u0159edk\u016f. Ne v\u017edy je pot\u0159ebn\u00e1 \u010d\u00e1stka k dispozici z vlastn\u00edch zdroj\u016f. Nen\u00ed ale d\u016fvod se sv\u00e9ho podnikatelsk\u00e9ho snu vzd\u00e1vat. A to i p\u0159esto, \u017ee v\u00e1m banka odm\u00edtla z n\u011bjak\u00e9ho d\u016fvodu \u00fav\u011br poskytnout.   Za\u010d\u00ednaj\u00edc\u00ed podnikatel\u00e9 maj\u00ed toti\u017e v bance trochu t\u011b\u017e\u0161\u00ed pozici. Bu\u010f je p\u0159ek\u00e1\u017ekou z\u00e1znam v registrech nebo nedostate\u010dn\u011b dolo\u017eiteln\u00e9 p\u0159\u00edjmy. Podnikatelsk\u00e9 \u00fav\u011bry v nebankovn\u00edm sektoru maj\u00ed nastaven\u00e9 podm\u00ednky tak, aby se svou \u017e\u00e1dost\u00ed mohl usp\u011bt i klient s ni\u017e\u0161\u00ed bonitou. Sta\u010d\u00ed ru\u010dit nemovitost\u00ed svou nebo t\u0159et\u00ed osoby. Pen\u00edze na \u00fa\u010dtu m\u016f\u017eete m\u00edt u\u017e do dvou dn\u016f od pod\u00e1n\u00ed \u017e\u00e1dosti. Smluvn\u00ed podm\u00ednky nab\u00edzen\u00fdch produkt\u016f jsou p\u0159ehledn\u00e9 a nen\u00ed v nich ukryta \u017e\u00e1dn\u00e1 z\u00e1ludnost.   C\u00edlem nebankovn\u00ed spole\u010dnosti je pomoci klientovi op\u011bt na pevnou zem a co nejd\u0159\u00edve mu otev\u0159\u00edt cestu do bankovn\u00edho sektoru, kde bude m\u00edt n\u00edzk\u00e9 spl\u00e1tky a minim\u00e1ln\u00ed \u00farok.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti","item":"https:\/\/www.zerba.cz\/nebankovni-pujcka-se-zastavou-nemovitosti\/#breadcrumbitem"}]}]