[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-registr\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-registr\/","headline":"Nebankovn\u00ed registr","name":"Nebankovn\u00ed registr","description":"Registry dlu\u017en\u00edk\u016f v\u00a0posledn\u00edch letech vypluly napovrch a st\u00e1le v\u00edce klient\u016f se s\u00a0nimi setk\u00e1v\u00e1. Registry jsou dvoj\u00edho typu, bankovn\u00ed a nebankovn\u00ed. Jdete-li \u017e\u00e1dat o p\u016fj\u010dku do banky nebo i do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee si va\u0161e jm\u00e9no prov\u011b\u0159\u00ed. Prov\u011b\u0159uj\u00ed si t\u00edmto zp\u016fsobem va\u0161i solventnost neboli bonitu. Ka\u017ed\u00e1 banka a nebankovn\u00ed spole\u010dnost chce t\u00edmto &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nebankovni-registr\/\"> <span class=\"screen-reader-text\">Nebankovn\u00ed registr<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384378_1x1_20260819_093645_XpNk78.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384378_1x1_20260819_093645_XpNk78.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/nebankovni-registr\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":450,"articleBody":"Registry dlu\u017en\u00edk\u016f v\u00a0posledn\u00edch letech vypluly napovrch a st\u00e1le v\u00edce klient\u016f se s\u00a0nimi setk\u00e1v\u00e1. Registry jsou dvoj\u00edho typu, bankovn\u00ed a nebankovn\u00ed. Jdete-li \u017e\u00e1dat o p\u016fj\u010dku do banky nebo i do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee si va\u0161e jm\u00e9no prov\u011b\u0159\u00ed. Prov\u011b\u0159uj\u00ed si t\u00edmto zp\u016fsobem va\u0161i solventnost neboli bonitu. Ka\u017ed\u00e1 banka a nebankovn\u00ed spole\u010dnost chce t\u00edmto zp\u016fsobem v\u011bd\u011bt, jestli spl\u00e1c\u00edte v\u010das ve\u0161ker\u00e9 sv\u00e9 z\u00e1vazky a dluhy, nebo jestli se sp\u00ed\u0161e \u0159ad\u00edte mezi neplati\u010de. To je logick\u00e1 \u00favaha, a proto jsou zde registry. Ten nebankovn\u00ed slou\u017e\u00ed nebankovn\u00edm spole\u010dnostem. Ve zkratce se jedn\u00e1 o jakousi datab\u00e1zi firem a lid\u00ed. Nach\u00e1zet se zde tedy mohou jak pr\u00e1vnick\u00e9, tak i fyzick\u00e9 osoby. Pokud jste si n\u011bkdy vzali p\u016fj\u010dku, pak jste v\u00a0registru byli k\u00a0nalezen\u00ed. Jde ov\u0161em o to, \u017ee z\u00e1znam je tam evidov\u00e1n bu\u010fto v\u00a0pozitivn\u00edm slova smyslu, \u017ee v\u0161echno spl\u00e1c\u00edte a nem\u00e1te \u017e\u00e1dn\u00e9 finan\u010dn\u00ed probl\u00e9my, nebo negativn\u00ed a to znamen\u00e1, \u017ee jste n\u011bkdy v\u00a0minulosti nezaplatili slo\u017eenku, neplatili spl\u00e1tky p\u016fj\u010dky a tak d\u00e1le. N\u011bkter\u00e9 spole\u010dnosti se v\u00a0p\u0159\u00edpad\u011b poskytov\u00e1n\u00ed \u00fav\u011br\u016f h\u00e1j\u00ed t\u00edm, \u017ee pokud do registru nahl\u00e9dnou, mohou v\u00e1m poskytnout lep\u0161\u00ed podm\u00ednky, v\u00a0p\u0159\u00edpad\u011b pozitivn\u00edho z\u00e1znamu. Tedy pokud nem\u00e1te probl\u00e9my se spl\u00e1cen\u00edm.\tTypy nebankovn\u00edch registr\u016fPokud se bav\u00edme o nebankovn\u00edch registrech, m\u016f\u017eeme narazit na NRKI neboli Nebankovn\u00ed registr klientsk\u00fdch informac\u00ed. Ten spravuje spole\u010dnost pod zkratkou CNCB neboli Czech Non-Banking Credit Bureau, z.s.p.o. Dal\u0161\u00edm je Solus \u2013 z\u00e1jmov\u00e9 sdru\u017een\u00ed pr\u00e1vnick\u00fdch osob. Tyto dva typy jsou registrovan\u00e9 \u00da\u0159adem na ochranu osobn\u00edch \u00fadaj\u016f. Platn\u00e9 samoz\u0159ejm\u011b pro \u010ceskou republiku.\u00a0Registr\u016f a\u0165 u\u017e t\u011bch bankovn\u00edch nebo nebankovn\u00edch se v\u011bt\u0161inou d\u011bs\u00edme, proto\u017ee se ob\u00e1v\u00e1me toho, \u017ee pokud jsme tam zaps\u00e1ni, tak n\u00e1m nikdo p\u016fj\u010dku neposkytne. V\u00a0dne\u0161n\u00ed dob\u011b to nemus\u00ed b\u00fdt tak \u00fapln\u011b pravda. Z\u00e1znam toti\u017e m\u016f\u017eete m\u00edt i pozitivn\u00ed \u010dili \u017ee m\u00e1te v\u0161e v\u00a0po\u0159\u00e1dku, tak\u017ee v\u00e1m p\u016fj\u010dku nebo \u00fav\u011br banky nebo nebankovn\u00ed spole\u010dnosti poskytnou. V\u00a0p\u0159\u00edpad\u011b, \u017ee by byl negativn\u00ed, tak z\u0159ejm\u011b nez\u00edsk\u00e1te \u00fav\u011br v\u00a0bance, ale m\u016f\u017eete usp\u011bt v\u00a0nebankovn\u00ed spole\u010dnosti, kter\u00e9 b\u00fdvaj\u00ed v\u00a0tomto ohledu tolerantn\u011bj\u0161\u00ed.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed registr","item":"https:\/\/www.zerba.cz\/nebankovni-registr\/#breadcrumbitem"}]}]