[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-registr\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-registr\/","headline":"Nebankovn\u00ed registr","name":"Nebankovn\u00ed registr","description":"Registry dlu\u017en\u00edk\u016f v&nbsp;posledn\u00edch letech vypluly napovrch a st\u00e1le v\u00edce klient\u016f se s&nbsp;nimi setk\u00e1v\u00e1. Registry jsou dvoj\u00edho typu, bankovn\u00ed a nebankovn\u00ed. Jdete-li \u017e\u00e1dat o p\u016fj\u010dku do banky nebo i do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee si va\u0161e jm\u00e9no prov\u011b\u0159\u00ed. Prov\u011b\u0159uj\u00ed si t\u00edmto zp\u016fsobem va\u0161i solventnost neboli bonitu. Ka\u017ed\u00e1 banka a nebankovn\u00ed spole\u010dnost chce t\u00edmto &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nebankovni-registr\/\"> <span class=\"screen-reader-text\">Nebankovn\u00ed registr<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/nebankovni-registr\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":466,"articleBody":"Registry dlu\u017en\u00edk\u016f v&nbsp;posledn\u00edch letech vypluly napovrch a st\u00e1le v\u00edce klient\u016f se s&nbsp;nimi setk\u00e1v\u00e1. Registry jsou dvoj\u00edho typu, bankovn\u00ed a nebankovn\u00ed. Jdete-li \u017e\u00e1dat o p\u016fj\u010dku do banky nebo i do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee si va\u0161e jm\u00e9no prov\u011b\u0159\u00ed. Prov\u011b\u0159uj\u00ed si t\u00edmto zp\u016fsobem va\u0161i solventnost neboli bonitu. Ka\u017ed\u00e1 banka a nebankovn\u00ed spole\u010dnost chce t\u00edmto zp\u016fsobem v\u011bd\u011bt, jestli spl\u00e1c\u00edte v\u010das ve\u0161ker\u00e9 sv\u00e9 z\u00e1vazky a dluhy, nebo jestli se sp\u00ed\u0161e \u0159ad\u00edte mezi neplati\u010de. To je logick\u00e1 \u00favaha, a proto jsou zde registry. Ten nebankovn\u00ed slou\u017e\u00ed nebankovn\u00edm spole\u010dnostem. Ve zkratce se jedn\u00e1 o jakousi datab\u00e1zi firem a lid\u00ed. Nach\u00e1zet se zde tedy mohou jak pr\u00e1vnick\u00e9, tak i fyzick\u00e9 osoby. Pokud jste si n\u011bkdy vzali p\u016fj\u010dku, pak jste v&nbsp;registru byli k&nbsp;nalezen\u00ed. Jde ov\u0161em o to, \u017ee z\u00e1znam je tam evidov\u00e1n bu\u010fto v&nbsp;pozitivn\u00edm slova smyslu, \u017ee v\u0161echno spl\u00e1c\u00edte a nem\u00e1te \u017e\u00e1dn\u00e9 finan\u010dn\u00ed probl\u00e9my, nebo negativn\u00ed a to znamen\u00e1, \u017ee jste n\u011bkdy v&nbsp;minulosti nezaplatili slo\u017eenku, neplatili spl\u00e1tky p\u016fj\u010dky a tak d\u00e1le. N\u011bkter\u00e9 spole\u010dnosti se v&nbsp;p\u0159\u00edpad\u011b poskytov\u00e1n\u00ed \u00fav\u011br\u016f h\u00e1j\u00ed t\u00edm, \u017ee pokud do registru nahl\u00e9dnou, mohou v\u00e1m poskytnout lep\u0161\u00ed podm\u00ednky, v&nbsp;p\u0159\u00edpad\u011b pozitivn\u00edho z\u00e1znamu. Tedy pokud nem\u00e1te probl\u00e9my se spl\u00e1cen\u00edm.\tTypy nebankovn\u00edch registr\u016fPokud se bav\u00edme o nebankovn\u00edch registrech, m\u016f\u017eeme narazit na NRKI neboli Nebankovn\u00ed registr klientsk\u00fdch informac\u00ed. Ten spravuje spole\u010dnost pod zkratkou CNCB neboli Czech Non-Banking Credit Bureau, z.s.p.o. Dal\u0161\u00edm je Solus &ndash; z\u00e1jmov\u00e9 sdru\u017een\u00ed pr\u00e1vnick\u00fdch osob. Tyto dva typy jsou registrovan\u00e9 \u00da\u0159adem na ochranu osobn\u00edch \u00fadaj\u016f. Platn\u00e9 samoz\u0159ejm\u011b pro \u010ceskou republiku.&nbsp;Registr\u016f a\u0165 u\u017e t\u011bch bankovn\u00edch nebo nebankovn\u00edch se v\u011bt\u0161inou d\u011bs\u00edme, proto\u017ee se ob\u00e1v\u00e1me toho, \u017ee pokud jsme tam zaps\u00e1ni, tak n\u00e1m nikdo p\u016fj\u010dku neposkytne. V&nbsp;dne\u0161n\u00ed dob\u011b to nemus\u00ed b\u00fdt tak \u00fapln\u011b pravda. Z\u00e1znam toti\u017e m\u016f\u017eete m\u00edt i pozitivn\u00ed \u010dili \u017ee m\u00e1te v\u0161e v&nbsp;po\u0159\u00e1dku, tak\u017ee v\u00e1m p\u016fj\u010dku nebo \u00fav\u011br banky nebo nebankovn\u00ed spole\u010dnosti poskytnou. V&nbsp;p\u0159\u00edpad\u011b, \u017ee by byl negativn\u00ed, tak z\u0159ejm\u011b nez\u00edsk\u00e1te \u00fav\u011br v&nbsp;bance, ale m\u016f\u017eete usp\u011bt v&nbsp;nebankovn\u00ed spole\u010dnosti, kter\u00e9 b\u00fdvaj\u00ed v&nbsp;tomto ohledu tolerantn\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed registr","item":"https:\/\/www.zerba.cz\/nebankovni-registr\/#breadcrumbitem"}]}]