[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-poskytujici-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-poskytujici-pujcky\/","headline":"Nebankovn\u00ed spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky","name":"Nebankovn\u00ed spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky","description":"Ohledn\u011b nebankovn\u00edch spole\u010dnost\u00ed koluj\u00edc st\u00e1le m\u00fdty a legendy. N\u011bkte\u0159\u00ed lid\u00e9 \u0159\u00edkaj\u00ed, \u017ee by si takovou p\u016fj\u010dku nevzali, jin\u00ed si ji nadm\u00edru pochvaluj\u00ed kv\u016fli rychl\u00e9mu vy\u0159\u00edzen\u00ed a vysok\u00e9 toleranci. Je tedy p\u00e1r protiklad\u016f, kter\u00e9 se st\u00e1le \u0159\u00edkaj\u00ed dokola a dokola, ale kde se ukr\u00fdv\u00e1 pravda? Ka\u017ed\u00fd m\u016f\u017ee m\u00edt sv\u016fj n\u00e1zor, a ka\u017ed\u00fd jej jist\u011b bude m\u00edt, &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-poskytujici-pujcky\/\"> <span class=\"screen-reader-text\">Nebankovn\u00ed spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-poskytujici-pujcky\/","about":["P\u016fj\u010dky"],"wordCount":477,"articleBody":"Ohledn\u011b nebankovn\u00edch spole\u010dnost\u00ed koluj\u00edc st\u00e1le m\u00fdty a legendy. N\u011bkte\u0159\u00ed lid\u00e9 \u0159\u00edkaj\u00ed, \u017ee by si takovou p\u016fj\u010dku nevzali, jin\u00ed si ji nadm\u00edru pochvaluj\u00ed kv\u016fli rychl\u00e9mu vy\u0159\u00edzen\u00ed a vysok\u00e9 toleranci. Je tedy p\u00e1r protiklad\u016f, kter\u00e9 se st\u00e1le \u0159\u00edkaj\u00ed dokola a dokola, ale kde se ukr\u00fdv\u00e1 pravda? Ka\u017ed\u00fd m\u016f\u017ee m\u00edt sv\u016fj n\u00e1zor, a ka\u017ed\u00fd jej jist\u011b bude m\u00edt, ale my si te\u010f \u0159ekneme n\u011bco v\u00edce o nebankovn\u00ed spole\u010dnosti. Kdo to je? Jak funguje? Nebankovn\u00ed spole\u010dnost je v\u011bt\u0161inou soukrom\u00e1 spole\u010dnost, nejedn\u00e1 se tedy o b\u011b\u017enou, klasickou banku, kterou zn\u00e1me p\u0159edev\u0161\u00edm z&nbsp;let minul\u00fdch. V&nbsp;dne\u0161n\u00ed dob\u011b se trh s&nbsp;nab\u00eddkami a slu\u017ebami v&nbsp;t\u00e9to oblasti velice obohatil a nebankovn\u00ed spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky a \u00fav\u011bry p\u0159isp\u011bly velk\u00fdm d\u00edlem k&nbsp;tomu, aby zde byla n\u011bjak\u00e1 konkurence a aby si banky nemohly tolik diktovat podm\u00ednky. Konkurence je zdrav\u00e1 a pro trh prosp\u011b\u0161n\u00e1 v\u011bc, co si budeme pov\u00eddat, jist\u011b to zn\u00e1te, kdy\u017e je lep\u0161\u00ed vyb\u00edrat si z&nbsp;v\u00edce nab\u00eddek a z&nbsp;v\u00edce mo\u017enost\u00ed. Pr\u00e1vo volby toti\u017e n\u00e1le\u017e\u00ed ka\u017ed\u00e9mu \u010dlov\u011bku.\tSeznam nebankovn\u00edch spole\u010dnostiKdy\u017e se pod\u00edv\u00e1te na seznam nebankovn\u00edch spole\u010dnost\u00ed, jist\u011b mezi nimi budou i n\u00e1zvy, kter\u00e9 budete zn\u00e1t. Tyto spole\u010dnosti b\u00fdvaj\u00ed b\u011b\u017en\u011b zakomponovan\u00e9 do vn\u00edm\u00e1n\u00ed \u0161ir\u0161\u00ed ve\u0159ejnosti, tak\u017ee o nich podv\u011bdom\u011b v\u00edme nebo tu\u0161\u00edme. Existuje jich tedy hned n\u011bkolik. Ka\u017ed\u00e1 mus\u00ed m\u00edt samoz\u0159ejm\u011b platn\u00e9 certifik\u00e1ty, aby pen\u00edze mohla poskytovat. Spole\u010dnosti se mohou li\u0161it podm\u00ednkami, v\u00fd\u0161kou poskytovan\u00fdch \u00fav\u011br\u016f, \u00farokovou sazbou, dal\u0161\u00edmi poplatky. To pro n\u011b plat\u00ed stejn\u011b tak jako pro banky. I v&nbsp;p\u0159\u00edpad\u011b bank m\u00e1te r\u016fzn\u00e9 banky s&nbsp;r\u016fzn\u00fdmi nab\u00eddkami p\u016fj\u010dek a \u00fav\u011br\u016f. A tato pravidla plat\u00ed i pro nebankovn\u00ed spole\u010dnosti.Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nebankovn\u00edch spole\u010dnost\u00ed se m\u016f\u017eeme setkat dokonce s m\u00edrn\u011bj\u0161\u00edmi pravidly. M\u016f\u017eete tedy u jejich p\u016fj\u010dek a \u00fav\u011br\u016f narazit na v\u011bt\u0161\u00ed toleranci nap\u0159\u00edklad z\u00e1znam\u016f v&nbsp;registrech, kter\u00e9 se b\u011b\u017en\u011b toleruj\u00ed, ale tak\u00e9 m\u016f\u017ee j\u00edt o ni\u017e\u0161\u00ed p\u0159\u00edjmy a podobn\u011b. Nemus\u00edte mnohdy dokl\u00e1dat p\u0159\u00edjmy. Nebankovn\u00ed spole\u010dnosti mohou poskytovat jak n\u00edzk\u00e9 p\u016fj\u010dky, v&nbsp;\u0159\u00e1du p\u00e1r tis\u00edc\u016f korun, tak tak\u00e9 i stotis\u00edcov\u00e9 \u00fav\u011bry. Ty n\u00e1sledn\u011b mohou b\u00fdt zaji\u0161t\u011bny nemovitost\u00ed, pokud se jedn\u00e1 o hodn\u011b vysok\u00e9 \u010d\u00e1stky.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed spole\u010dnosti poskytuj\u00edc\u00ed p\u016fj\u010dky","item":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-poskytujici-pujcky\/#breadcrumbitem"}]}]