[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-snad-nenabizi-kvalitni-sluzby\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-snad-nenabizi-kvalitni-sluzby\/","headline":"Nebankovn\u00ed spole\u010dnosti snad nenab\u00edz\u00ed kvalitn\u00ed slu\u017eby?","name":"Nebankovn\u00ed spole\u010dnosti snad nenab\u00edz\u00ed kvalitn\u00ed slu\u017eby?","description":"Finan\u010dn\u00ed spole\u010dnosti bychom jednodu\u0161e mohli rozd\u011blit na bankovn\u00ed a nebankovn\u00ed. N\u011bkte\u0159\u00ed lid\u00e9 ty nebankovn\u00ed spole\u010dnosti pova\u017euj\u00ed za krajn\u011b podez\u0159el\u00e9. V\u017edy\u0165 u jejich slu\u017eeb je vy\u0161\u0161\u00ed RPSN a celkov\u011b je to nev\u00fdhodn\u00e9 a v\u016fbec. Ve skute\u010dnosti nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti poskytuj\u00ed kvalitn\u00ed slu\u017eby, kter\u00e9 jsou pln\u011b srovnateln\u00e9 s t\u011bmi bankovn\u00edmi, to znamen\u00e1 n\u00edzk\u00e9 RPSN, relativn\u011b dlouh\u00e1 doba …

Nebankovn\u00ed spole\u010dnosti snad nenab\u00edz\u00ed kvalitn\u00ed slu\u017eby?<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2018-01-11","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a309725_w1990_t1520762180.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a309725_w1990_t1520762180.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-snad-nenabizi-kvalitni-sluzby\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":417,"articleBody":"\tFinan\u010dn\u00ed spole\u010dnosti bychom jednodu\u0161e mohli rozd\u011blit na bankovn\u00ed a nebankovn\u00ed. N\u011bkte\u0159\u00ed lid\u00e9 ty nebankovn\u00ed spole\u010dnosti pova\u017euj\u00ed za krajn\u011b podez\u0159el\u00e9. V\u017edy\u0165 u jejich slu\u017eeb je vy\u0161\u0161\u00ed RPSN a celkov\u011b je to nev\u00fdhodn\u00e9 a v\u016fbec. Ve skute\u010dnosti nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti poskytuj\u00ed kvalitn\u00ed slu\u017eby, kter\u00e9 jsou pln\u011b srovnateln\u00e9 s t\u011bmi bankovn\u00edmi, to znamen\u00e1 n\u00edzk\u00e9 RPSN, relativn\u011b dlouh\u00e1 doba spl\u00e1cen\u00ed a na rozd\u00edl od bank jsou nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti zaujmout individu\u00e1ln\u00ed p\u0159\u00edstup ke sv\u00e9mu z\u00e1kazn\u00edkovi.\t\tSpot\u0159ebitelsk\u00e9 financov\u00e1n\u00edN\u011bkter\u00e9 vznikly tak, \u017ee p\u016fvodn\u011b se specializovali na spot\u0159ebitelsk\u00e9 financov\u00e1n\u00ed, kdy poskytovali prost\u0159edky u n\u00e1kup\u016f na spl\u00e1tky. To je ten p\u0159\u00edpad, kdy\u017e si po\u0159izujete sedac\u00ed soupravu, televizi \u010di pra\u010dku na spl\u00e1tky. Je to zcela b\u011b\u017en\u00e9, kdy\u017e tyto slu\u017eby vyu\u017e\u00edv\u00e1me. Nap\u0159\u00edklad, kdy\u017e odejde lednice, novou po\u0159\u00eddit mus\u00edte, ale pen\u00edze na \u00fa\u010dtu samoz\u0159ejm\u011b v dostate\u010dn\u00e9m mno\u017estv\u00ed nem\u00e1te.Svou \u010dinnost ov\u0161em spole\u010dnosti pom\u011brn\u011b brzy roz\u0161\u00ed\u0159ily tak\u00e9 na hotovostn\u00ed \u00fav\u011bry, kreditn\u00ed karty a kr\u00e1tkodob\u00e9 p\u016fj\u010dky.V\u011bt\u0161ina t\u011bchto spole\u010dnost\u00ed za\u010dala na \u010desk\u00e9m trhu fungovat v druh\u00e9 polovin\u011b devades\u00e1t\u00fdch let dvac\u00e1t\u00e9ho stolet\u00ed. \tNebankovn\u00ed finan\u010dn\u00ed spole\u010dnostiPokud si budete cht\u00edt p\u016fj\u010dit pen\u00edze od nebankovn\u00ed spole\u010dnosti, proto\u017ee banka V\u00e1m z r\u016fzn\u00fdch d\u016fvod\u016f p\u016fj\u010dit nechce, ur\u010dit\u011b se zaj\u00edmejte, o jakou spole\u010dnost se jedn\u00e1. V\u00fd\u0161e jsme zm\u00ednili, \u017ee nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti nab\u00edzej\u00ed \u00fav\u011bry srovnateln\u00e9 s t\u011bmi bankovn\u00edmi, ale to neplat\u00ed o v\u0161ech. Bu\u010fte tedy opatrn\u00ed. D\u00e1vejte si tak\u00e9 pozor na spole\u010dnosti, kdy p\u0159i podepisov\u00e1n\u00ed smlouvy podepisujete tak\u00e9 rozhod\u010d\u00ed dolo\u017eky, d\u00edky kter\u00fdm je mnohem snadn\u011bj\u0161\u00ed uvalit na klienty exekuci. Jak\u00e9 konkr\u00e9tn\u00ed slu\u017eby nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti nab\u00edzej\u00ed?·         Spot\u0159ebitelsk\u00e9 \u00fav\u011bry·         Dlouhodob\u00e9 nebankovn\u00ed p\u016fj\u010dky·         Kr\u00e1tkodob\u00e9 nebankovn\u00ed p\u016fj\u010dky·         Kreditn\u00ed karty·         Nebankovn\u00ed hypot\u00e9ky "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed spole\u010dnosti snad nenab\u00edz\u00ed kvalitn\u00ed slu\u017eby?","item":"https:\/\/www.zerba.cz\/nebankovni-spolecnosti-snad-nenabizi-kvalitni-sluzby\/#breadcrumbitem"}]}]