[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/negociacni-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/negociacni-uver\/","headline":"Negocia\u010dn\u00ed \u00fav\u011br","name":"Negocia\u010dn\u00ed \u00fav\u011br","description":"Negocia\u010dn\u00edm \u00fav\u011brem rozum\u00edme takov\u00fd druh \u00fav\u011bru, kter\u00fd se t\u00fdk\u00e1 mezin\u00e1rodn\u00edho obchodu. \u010casto m\u016f\u017eeme narazit tak\u00e9 na ozna\u010den\u00ed, \u017ee se jedn\u00e1 o obdobu eskontn\u00edho \u00fav\u011bru. Pouze s&nbsp;t\u00edm rozd\u00edlem, \u017ee tento druh \u00fav\u011bru souvis\u00ed s&nbsp;mezin\u00e1rodn\u00edm obchodov\u00e1n\u00edm. Negocia\u010dn\u00ed banka, tedy ta, kter\u00e1 eskontuje sm\u011bnky v\u00fdvozce na dovozce. Zkr\u00e1cen\u011b \u0159e\u010deno se jedn\u00e1 o v\u011b\u0159itele a dlu\u017en\u00edka \u010dili negocia\u010dn\u00ed banka &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/negociacni-uver\/\"> <span class=\"screen-reader-text\">Negocia\u010dn\u00ed \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-23","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/negociacni-uver\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":425,"articleBody":"Negocia\u010dn\u00edm \u00fav\u011brem rozum\u00edme takov\u00fd druh \u00fav\u011bru, kter\u00fd se t\u00fdk\u00e1 mezin\u00e1rodn\u00edho obchodu. \u010casto m\u016f\u017eeme narazit tak\u00e9 na ozna\u010den\u00ed, \u017ee se jedn\u00e1 o obdobu eskontn\u00edho \u00fav\u011bru. Pouze s&nbsp;t\u00edm rozd\u00edlem, \u017ee tento druh \u00fav\u011bru souvis\u00ed s&nbsp;mezin\u00e1rodn\u00edm obchodov\u00e1n\u00edm.Negocia\u010dn\u00ed banka, tedy ta, kter\u00e1 eskontuje sm\u011bnky v\u00fdvozce na dovozce. Zkr\u00e1cen\u011b \u0159e\u010deno se jedn\u00e1 o v\u011b\u0159itele a dlu\u017en\u00edka \u010dili negocia\u010dn\u00ed banka eskontuje sm\u011bnky v\u011b\u0159itele, v&nbsp;na\u0161em p\u0159\u00edpad\u011b v\u00fdvozce, na dlu\u017en\u00edka, tedy dovozce. Eskontovat sm\u011bnky by p\u0159itom m\u011bl dovozce.\tNegocia\u010dn\u00ed \u00fav\u011br v&nbsp;re\u00e1ln\u00e9m sv\u011bt\u011bZ\u00e1kladn\u00edm sv\u011btem je samoz\u0159ejm\u011b sv\u011bt podnik\u00e1n\u00ed. Ka\u017ed\u00e9ho jist\u011b po t\u011bchto definic\u00edch napadlo, \u017ee se jedn\u00e1 o druh podnikatelsk\u00e9ho \u00fav\u011bru. Obchodujete-li se zahrani\u010dn\u00edmi partnery, m\u016f\u017eete se s&nbsp;t\u00edmto \u00fav\u011brem setkat.Jedn\u00e1 se tedy o druh eskontn\u00edho \u00fav\u011bru, kter\u00fd souvis\u00ed s&nbsp;obchodov\u00e1n\u00edm ve spolupr\u00e1ci se zahrani\u010dn\u00ed firmou \u010di spole\u010dnost\u00ed.A co je tedy negocia\u010dn\u00ed banka? Ta m\u00e1 za \u00fakol plni funkci jak\u00e9si mor\u00e1ln\u00ed hodnoty, \u017ee ob\u011b strany budou spolupracovat a dodr\u017e\u00ed dohodnut\u00e9 podm\u00ednky. Dovozce zprost\u0159edkuje eskont sm\u011bnky, kterou vystavil v\u00fdvozce.U tohoto typu \u00fav\u011bru jsou pr\u00e1v\u011b negocia\u010dn\u00ed banky ty, kter\u00e9 odkupuj\u00ed sm\u011bnky p\u0159ed dobou splatnosti. Sraz\u00ed si samoz\u0159ejm\u011b diskont. Diskont p\u0159edstavuje jejich v\u00fdd\u011blek. Proto n\u00e1m mohou banky poskytnout pen\u00edze ihned, a ne a\u017e v&nbsp;dob\u011b splatnosti sm\u011bnky. Za tuto slu\u017ebu jim tedy n\u00e1le\u017e\u00ed diskont. Negocia\u010dn\u00ed banka se tedy st\u00e1v\u00e1 majitelem sm\u011bnky. Jakmile dojde na dobu splatnosti sm\u011bnky, banka ji p\u0159ed\u00e1 k&nbsp;proplacen\u00ed dlu\u017en\u00edkovi. T\u00edmto zp\u016fsobem se sna\u017e\u00ed podnikatel\u00e9 zabr\u00e1nit jak\u00e9musi riziku, ze strany zahrani\u010dn\u00edch partner\u016f. Platebn\u00ed mor\u00e1lka a schopnost toti\u017e nejde u n\u011bkter\u00fdch subjekt\u016f jen tak odhadnout p\u0159edem, a proto je to \u0159e\u0161en\u00ed, kter\u00e9 \u010d\u00e1ste\u010dn\u011b chr\u00e1n\u00ed jejich investice.Zkr\u00e1cen\u011b \u0159e\u010deno, chce dovozce platit sm\u011bnkou za zbo\u017e\u00ed. Proto se obr\u00e1t\u00ed na negocia\u010dn\u00ed banku, kter\u00e1 mu m\u016f\u017ee vyhov\u011bt ohledn\u011b eskontu sm\u011bnky. Na z\u00e1klad\u011b toho m\u016f\u017ee za\u010d\u00edt prob\u00edhat obchod obou stran. Obchod se odehr\u00e1v\u00e1 ve spolupr\u00e1ci se zahrani\u010dn\u00edm partnerem.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Negocia\u010dn\u00ed \u00fav\u011br","item":"https:\/\/www.zerba.cz\/negociacni-uver\/#breadcrumbitem"}]}]