[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/","headline":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","name":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","description":"Vloup\u00e1n\u00ed do na\u0161ich domov\u016f je logicky nej\u010dast\u011bj\u0161\u00ed v m\u011bs\u00edci \u010dervenci a srpnu, v dob\u011b letn\u00edch dovolen\u00fdch. Ale toto \u010dasov\u00e9 rozp\u011bt\u00ed st\u00e1le roste. Roste ale i hodnota ukraden\u00fdch v\u011bc\u00ed. Znamen\u00e1 to jednak, \u017ee zlod\u011bji jsou zku\u0161en\u00ed a v\u011bd\u00ed co m\u00e1 n\u011bjakou hodnotu, ale tak\u00e9 to, \u017ee doma m\u00e1me cenn\u00e9 v\u011bci, kter\u00e9 nejsou nijak zvl\u00e1\u0161\u0165 zabezpe\u010den\u00e9, kdy\u017e &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/\"> <span class=\"screen-reader-text\">Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-27","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":447,"articleBody":"\tVloup\u00e1n\u00ed do na\u0161ich domov\u016f je logicky nej\u010dast\u011bj\u0161\u00ed v m\u011bs\u00edci \u010dervenci a srpnu, v dob\u011b letn\u00edch dovolen\u00fdch. Ale toto \u010dasov\u00e9 rozp\u011bt\u00ed st\u00e1le roste. Roste ale i hodnota ukraden\u00fdch v\u011bc\u00ed. Znamen\u00e1 to jednak, \u017ee zlod\u011bji jsou zku\u0161en\u00ed a v\u011bd\u00ed co m\u00e1 n\u011bjakou hodnotu, ale tak\u00e9 to, \u017ee doma m\u00e1me cenn\u00e9 v\u011bci, kter\u00e9 nejsou nijak zvl\u00e1\u0161\u0165 zabezpe\u010den\u00e9, kdy\u017e se k nim zlod\u011bj dostane.\t&nbsp;\tPro\u010d se to staloTe\u010f je ta chv\u00edle, kdy je dobr\u00e9 si uv\u011bdomit, pro\u010d se to stalo a jestli je moje pojistn\u00e1 smlouva dostate\u010dn\u00e1 a pokryje v\u0161echny m\u00e9 \u0161kody. Ono toti\u017e jedna v\u011bc je to, co se n\u00e1m ztratilo, ale druh\u00e1 tak\u00e9 to, jakou p\u0159ek\u00e1\u017eku musel zlod\u011bj p\u0159ekonat. V n\u011bkter\u00fdch pojistn\u00fdch smlouv\u00e1ch toti\u017e v\u016fbec nen\u00ed poji\u0161t\u011bn\u00ed z\u00e1mk\u016f, tedy z\u00e1brann\u00fdch prost\u0159edk\u016f. A tud\u00ed\u017e, a\u0165 byly z\u00e1mky jakkoli drah\u00e9, nikdo v\u00e1m na nov\u00e9 ned\u00e1 ani korunu.\tPozor na po\u017eadavky poji\u0161\u0165ovnyPojistn\u00e9 smlouvy obsahuj\u00ed i takov\u00e9 \u010d\u00e1sti, kde se hovo\u0159\u00ed o v\u00fdluk\u00e1ch. Znamen\u00e1 to, \u017ee kdy\u017e si nap\u0159\u00edklad pojist\u00edme dom\u00e1cnost, neznamen\u00e1 to, \u017ee se to vztahuje na v\u0161echno a v\u017edy. \u010ceho se mohou v\u00fdluky t\u00fdkat:\u25cf&nbsp;&nbsp;&nbsp; Pokud si \u0161kodu zp\u016fsob\u00edte sami, nap\u0159\u00edklad vyvol\u00e1te po\u017e\u00e1r, nen\u00ed to tot\u00e9\u017e, jako kdy\u017e v\u00e1m n\u011bkdo hod\u00ed do okna z\u00e1palnou l\u00e1hev.\u25cf&nbsp;&nbsp;&nbsp; Pokud se stane teroristick\u00fd \u00fatok, v d\u016fsledku kter\u00e9ho budete m\u00edt po\u0161kozen\u00fd byt, z\u0159ejm\u011b nedostanete tak\u00e9 nic.\u25cf&nbsp;&nbsp;&nbsp; Kdy\u017e si provizorn\u011b zakryjete st\u0159echu sv\u00e9ho domu a nate\u010de v\u00e1m dovnit\u0159, nem\u016f\u017eete nejsp\u00ed\u0161 po\u010d\u00edtat ani s korunou pojistn\u00e9ho pln\u011bn\u00ed. Byla to va\u0161e nedbalost.&nbsp;Podobn\u00fdch v\u00fdjimek, tedy takzvan\u00fdch v\u00fdluk, je v pojistn\u00fdch smlouv\u00e1ch v\u00edce a ka\u017ed\u00e1 poji\u0161\u0165ovna je m\u00e1 trochu jin\u00e9 a jinak formulovan\u00e9. Proto je dobr\u00e9 se na v\u0161e informovat a je\u0161t\u011b si smlouvu v klidu a hlavn\u011b celou p\u0159e\u010d\u00edst. Je to tis\u00edckr\u00e1t lep\u0161\u00ed, ne\u017e uzav\u0159\u00edt smlouvu a \u017e\u00edt v domn\u011bn\u00ed, \u017ee je v\u0161echno v po\u0159\u00e1dku a p\u0159i n\u00e1hl\u00e9m ne\u0161t\u011bst\u00ed b\u00fdt velmi nemile p\u0159ekvapen.&nbsp;V neposledn\u00ed \u0159ad\u011b nezapom\u00ednejte ani na limity pln\u011bn\u00ed jednotliv\u00fdch v\u011bc\u00ed, ale tak\u00e9 jednotliv\u00fdch situac\u00ed. Pro laika je to slov\u00ed\u010dka\u0159en\u00ed. Opravdu se vyplat\u00ed, proj\u00edt smlouvu t\u0159eba s pr\u00e1vn\u00edkem.&nbsp;&nbsp;                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","item":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/#breadcrumbitem"}]}]