[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/","headline":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","name":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","description":"Vloup\u00e1n\u00ed do na\u0161ich domov\u016f je logicky nej\u010dast\u011bj\u0161\u00ed v m\u011bs\u00edci \u010dervenci a srpnu, v dob\u011b letn\u00edch dovolen\u00fdch. Ale toto \u010dasov\u00e9 rozp\u011bt\u00ed st\u00e1le roste. Roste ale i hodnota ukraden\u00fdch v\u011bc\u00ed. Znamen\u00e1 to jednak, \u017ee zlod\u011bji jsou zku\u0161en\u00ed a v\u011bd\u00ed co m\u00e1 n\u011bjakou hodnotu, ale tak\u00e9 to, \u017ee doma m\u00e1me cenn\u00e9 v\u011bci, kter\u00e9 nejsou nijak zvl\u00e1\u0161\u0165 zabezpe\u010den\u00e9, kdy\u017e &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/\"> <span class=\"screen-reader-text\">Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-27","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art277176_4x3_20260913_182203_nBfeT1.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art277176_4x3_20260913_182203_nBfeT1.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":433,"articleBody":"\tVloup\u00e1n\u00ed do na\u0161ich domov\u016f je logicky nej\u010dast\u011bj\u0161\u00ed v m\u011bs\u00edci \u010dervenci a srpnu, v dob\u011b letn\u00edch dovolen\u00fdch. Ale toto \u010dasov\u00e9 rozp\u011bt\u00ed st\u00e1le roste. Roste ale i hodnota ukraden\u00fdch v\u011bc\u00ed. Znamen\u00e1 to jednak, \u017ee zlod\u011bji jsou zku\u0161en\u00ed a v\u011bd\u00ed co m\u00e1 n\u011bjakou hodnotu, ale tak\u00e9 to, \u017ee doma m\u00e1me cenn\u00e9 v\u011bci, kter\u00e9 nejsou nijak zvl\u00e1\u0161\u0165 zabezpe\u010den\u00e9, kdy\u017e se k nim zlod\u011bj dostane.\t\u00a0\tPro\u010d se to stalo\tTe\u010f je ta chv\u00edle, kdy je dobr\u00e9 si uv\u011bdomit, pro\u010d se to stalo a jestli je moje pojistn\u00e1 smlouva dostate\u010dn\u00e1 a pokryje v\u0161echny m\u00e9 \u0161kody. Ono toti\u017e jedna v\u011bc je to, co se n\u00e1m ztratilo, ale druh\u00e1 tak\u00e9 to, jakou p\u0159ek\u00e1\u017eku musel zlod\u011bj p\u0159ekonat. V n\u011bkter\u00fdch pojistn\u00fdch smlouv\u00e1ch toti\u017e v\u016fbec nen\u00ed poji\u0161t\u011bn\u00ed z\u00e1mk\u016f, tedy z\u00e1brann\u00fdch prost\u0159edk\u016f. A tud\u00ed\u017e, a\u0165 byly z\u00e1mky jakkoli drah\u00e9, nikdo v\u00e1m na nov\u00e9 ned\u00e1 ani korunu.\tPozor na po\u017eadavky poji\u0161\u0165ovnyPojistn\u00e9 smlouvy obsahuj\u00ed i takov\u00e9 \u010d\u00e1sti, kde se hovo\u0159\u00ed o v\u00fdluk\u00e1ch. Znamen\u00e1 to, \u017ee kdy\u017e si nap\u0159\u00edklad pojist\u00edme dom\u00e1cnost, neznamen\u00e1 to, \u017ee se to vztahuje na v\u0161echno a v\u017edy. \u010ceho se mohou v\u00fdluky t\u00fdkat:\u25cf\u00a0\u00a0\u00a0 Pokud si \u0161kodu zp\u016fsob\u00edte sami, nap\u0159\u00edklad vyvol\u00e1te po\u017e\u00e1r, nen\u00ed to tot\u00e9\u017e, jako kdy\u017e v\u00e1m n\u011bkdo hod\u00ed do okna z\u00e1palnou l\u00e1hev.\u25cf\u00a0\u00a0\u00a0 Pokud se stane teroristick\u00fd \u00fatok, v d\u016fsledku kter\u00e9ho budete m\u00edt po\u0161kozen\u00fd byt, z\u0159ejm\u011b nedostanete tak\u00e9 nic.\u25cf\u00a0\u00a0\u00a0 Kdy\u017e si provizorn\u011b zakryjete st\u0159echu sv\u00e9ho domu a nate\u010de v\u00e1m dovnit\u0159, nem\u016f\u017eete nejsp\u00ed\u0161 po\u010d\u00edtat ani s korunou pojistn\u00e9ho pln\u011bn\u00ed. Byla to va\u0161e nedbalost.\u00a0Podobn\u00fdch v\u00fdjimek, tedy takzvan\u00fdch v\u00fdluk, je v pojistn\u00fdch smlouv\u00e1ch v\u00edce a ka\u017ed\u00e1 poji\u0161\u0165ovna je m\u00e1 trochu jin\u00e9 a jinak formulovan\u00e9. Proto je dobr\u00e9 se na v\u0161e informovat a je\u0161t\u011b si smlouvu v klidu a hlavn\u011b celou p\u0159e\u010d\u00edst. Je to tis\u00edckr\u00e1t lep\u0161\u00ed, ne\u017e uzav\u0159\u00edt smlouvu a \u017e\u00edt v domn\u011bn\u00ed, \u017ee je v\u0161echno v po\u0159\u00e1dku a p\u0159i n\u00e1hl\u00e9m ne\u0161t\u011bst\u00ed b\u00fdt velmi nemile p\u0159ekvapen.\u00a0V neposledn\u00ed \u0159ad\u011b nezapom\u00ednejte ani na limity pln\u011bn\u00ed jednotliv\u00fdch v\u011bc\u00ed, ale tak\u00e9 jednotliv\u00fdch situac\u00ed. Pro laika je to slov\u00ed\u010dka\u0159en\u00ed. Opravdu se vyplat\u00ed, proj\u00edt smlouvu t\u0159eba s pr\u00e1vn\u00edkem.\u00a0\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nejhor\u0161\u00ed je nepozvan\u00fd \u201ehost\u201c","item":"https:\/\/www.zerba.cz\/nejhorsi-je-nepozvany-host\/#breadcrumbitem"}]}]