[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/nove-auto-pujcte-si\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/nove-auto-pujcte-si\/","headline":"Nov\u00e9 auto? P\u016fj\u010dte si!","name":"Nov\u00e9 auto? P\u016fj\u010dte si!","description":"P\u016fj\u010dov\u00e1n\u00ed pen\u011bz je v dne\u0161n\u00ed dob\u011b naprosto b\u011b\u017en\u00e1 v\u011bc. Mnoho dom\u00e1cnost\u00ed si vzalo p\u016fj\u010dku nap\u0159\u00edklad na vybaven\u00ed dom\u00e1cnosti \u010di na koupi nemovitosti. Pom\u011brn\u011b velk\u00fd obnos pen\u011bz budete pot\u0159ebovat i p\u0159i kupov\u00e1n\u00ed nov\u00e9ho vozidla. Bu\u010f si m\u016f\u017eete pen\u00edze naspo\u0159it nebo si m\u016f\u017eete p\u016fj\u010dit. Je logick\u00e9, \u017ee spo\u0159en\u00ed takov\u00e9 \u010d\u00e1stky V\u00e1m bude trvat o trochu d\u00e9le ne\u017e …

Nov\u00e9 auto? P\u016fj\u010dte si!<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2021-06-10","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a311070_w1998_t1522006190.png","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a311070_w1998_t1522006190.png","height":"","width":""},"url":"https:\/\/www.zerba.cz\/nove-auto-pujcte-si\/","about":["P\u016fj\u010dky"],"wordCount":525,"articleBody":"P\u016fj\u010dov\u00e1n\u00ed pen\u011bz je v dne\u0161n\u00ed dob\u011b naprosto b\u011b\u017en\u00e1 v\u011bc. Mnoho dom\u00e1cnost\u00ed si vzalo p\u016fj\u010dku nap\u0159\u00edklad na vybaven\u00ed dom\u00e1cnosti \u010di na koupi nemovitosti. Pom\u011brn\u011b velk\u00fd obnos pen\u011bz budete pot\u0159ebovat i p\u0159i kupov\u00e1n\u00ed nov\u00e9ho vozidla. Bu\u010f si m\u016f\u017eete pen\u00edze naspo\u0159it nebo si m\u016f\u017eete p\u016fj\u010dit. Je logick\u00e9, \u017ee spo\u0159en\u00ed takov\u00e9 \u010d\u00e1stky V\u00e1m bude trvat o trochu d\u00e9le ne\u017e samotn\u00e1 p\u016fj\u010dka, jeliko\u017e p\u016fj\u010dku m\u016f\u017eete m\u00edt na sv\u00e9m bankovn\u00edm \u00fa\u010dtu do p\u00e1r dn\u016f, n\u011bkdy i hodin. I to je v\u00fdhodou \u00fav\u011bru.Autop\u016fj\u010dku nab\u00edz\u00ed nap\u0159\u00edklad Equa bank. Zde se jako u v\u011bt\u0161iny dal\u0161\u00edch bankovn\u00edch instituc\u00ed m\u011bn\u00ed v\u00fd\u0161e \u00farokov\u00e9 m\u00edry a RPSN v z\u00e1vislosti na v\u00fd\u0161i p\u016fj\u010dky a dob\u011b spl\u00e1cen\u00ed. Pokud si p\u016fj\u010d\u00edte 50 000 K\u010d s dobou spl\u00e1cen\u00ed 6 m\u011bs\u00edc\u016f, \u00farokov\u00e1 m\u00edra bude \u010dinit 10,9 % a RPSN 11,49 %. V\u00fd\u0161e m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky bude 8 601 K\u010d. Celkov\u011b pak zaplat\u00edte 51 606 K\u010d. Na internetu se uv\u00e1d\u00ed, \u017ee tato p\u016fj\u010dka je osvobozena od poplatk\u016f.Mo\u017en\u00e1 se V\u00e1m zd\u00e1, \u017ee v p\u0159\u00edpad\u011b autop\u016fj\u010dky je \u010d\u00e1stka 50 000 K\u010d n\u00edzk\u00e1. Koukn\u011bme se tedy na vy\u0161\u0161\u00ed \u010d\u00e1stku, nap\u0159\u00edklad 250 000 K\u010d. Doba spl\u00e1cen\u00ed je zde nastaven\u00e1 na 60 m\u011bs\u00edc\u016f, \u00farokov\u00e1 m\u00edra \u010din\u00ed 9,9 % a RPSN 10,37 %. Celkov\u00e1 \u010d\u00e1stka, kterou budete muset zaplatit je 318 000 K\u010d. U\u017e to vid\u00edte? Je to jednoduch\u00e9 a logick\u00e9. \u010c\u00edm vy\u0161\u0161\u00ed doba spl\u00e1cen\u00ed, t\u00edm v\u00edce na p\u016fj\u010dce p\u0159eplat\u00edte.Ide\u00e1ln\u00ed p\u016fj\u010dku si mus\u00edte naj\u00edt sami. Zde \u0161lo pouze o ilustrativn\u00ed p\u0159\u00edklad. Je jasn\u00e9, \u017ee ka\u017ed\u00e1 banka bude m\u00edt jinou v\u00fd\u0161i \u00farokov\u00e9 m\u00edry a RPSN. U n\u011bkter\u00fdch budete muset platit r\u016fzn\u00e9 poplatky, n\u011bkde jinde zase ne.V\u00fdhody·         Rychl\u00e9 z\u00edsk\u00e1n\u00ed p\u016fj\u010dky·         Mo\u017enost z\u00edsk\u00e1n\u00ed d\u00e1rku nav\u00edc·         Mo\u017enost sjedn\u00e1n\u00ed p\u016fj\u010dky onlineNev\u00fdhody·         P\u0159i vy\u0161\u0161\u00ed dob\u011b spl\u00e1cen\u00ed p\u0159eplat\u00edte v\u00edce pen\u011bz.·         Spl\u00e1tky mohou b\u00fdt p\u0159\u00edli\u0161 vysok\u00e9Co mus\u00edte pro z\u00edsk\u00e1n\u00ed p\u016fj\u010dky splnit?·         Pravideln\u00fd p\u0159\u00edjem·         Trval\u00fd pobyt na \u00fazem\u00ed \u010cR·         Plnoletost·         Pen\u00edze mus\u00edte utratit za n\u00e1kup automobiluPokud na koupi auta nijak zvl\u00e1\u0161\u0165 nesp\u011bch\u00e1te, zvolte rad\u011bji mo\u017enost spo\u0159en\u00ed. Vyhnete se tak povinnosti spl\u00e1cen\u00ed, co\u017e m\u016f\u017ee b\u00fdt pro n\u011bkter\u00e9 obrovsk\u00fd z\u00e1vazek. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nov\u00e9 auto? P\u016fj\u010dte si!","item":"https:\/\/www.zerba.cz\/nove-auto-pujcte-si\/#breadcrumbitem"}]}]