[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/operativni-leasing-nebo-uver\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/operativni-leasing-nebo-uver\/","headline":"Operativn\u00ed leasing nebo \u00fav\u011br","name":"Operativn\u00ed leasing nebo \u00fav\u011br","description":"Operativn\u00ed leasing nebo \u00fav\u011br? To je ot\u00e1zka, kterou si pokl\u00e1d\u00e1me, kdy\u017e p\u0159em\u00fd\u0161l\u00edme nad nov\u00fdm automobilem. Zv\u00e1\u017eili jste ob\u011b varianty? Je\u0161t\u011b nem\u00e1te jasnou p\u0159edstavu o tom, co zvol\u00edte? Hned na za\u010d\u00e1tku si \u0159ekneme, \u017ee v&nbsp;r\u00e1mci operativn\u00edho leasingu se v&nbsp;podstat\u011b nejedn\u00e1 o koupi automobilu, ale pouze o jak\u00fdsi druh pron\u00e1jmu. Abychom si celou situaci l\u00e9pe osv\u011btlili, ve &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/operativni-leasing-nebo-uver\/\"> <span class=\"screen-reader-text\">Operativn\u00ed leasing nebo \u00fav\u011br<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-01","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/operativni-leasing-nebo-uver\/","about":["Slovn\u00edk pojm\u016f"],"wordCount":490,"articleBody":"Operativn\u00ed leasing nebo \u00fav\u011br? To je ot\u00e1zka, kterou si pokl\u00e1d\u00e1me, kdy\u017e p\u0159em\u00fd\u0161l\u00edme nad nov\u00fdm automobilem. Zv\u00e1\u017eili jste ob\u011b varianty? Je\u0161t\u011b nem\u00e1te jasnou p\u0159edstavu o tom, co zvol\u00edte?Hned na za\u010d\u00e1tku si \u0159ekneme, \u017ee v&nbsp;r\u00e1mci operativn\u00edho leasingu se v&nbsp;podstat\u011b nejedn\u00e1 o koupi automobilu, ale pouze o jak\u00fdsi druh pron\u00e1jmu.Abychom si celou situaci l\u00e9pe osv\u011btlili, ve zkratce si \u0159ekneme, co znamen\u00e1 operativn\u00ed leasing. D\u00edky operativn\u00edmu leasingu vyu\u017e\u00edv\u00e1te automobil pouze po dobu, na kterou je ujedn\u00e1na smlouva. Po skon\u010den\u00ed doby ve smlouv\u011b se automobil vrac\u00ed zp\u00e1tky ke sv\u00e9mu majiteli, tedy k&nbsp;firm\u011b nebo do spole\u010dnosti, od kter\u00e9 jste si tento v\u016fz v&nbsp;podstat\u011b &bdquo;vyp\u016fj\u010dili neboli pronajali&ldquo;. Spl\u00e1c\u00edte spl\u00e1tky, ka\u017ed\u00fd m\u011bs\u00edc, kter\u00e9 mohou obsahovat nav\u00edc r\u016fzn\u00e9 slu\u017eby. Z&nbsp;celkov\u00e9 hodnoty automobilu tedy zaplat\u00edte pouze jakousi \u010d\u00e1st. Nezaplat\u00edte celou hodnotu automobil jako v&nbsp;p\u0159\u00edpad\u011b, \u017ee byste si jej po\u0159izovali. Splat\u00edte spl\u00e1tky pouze ve v\u00fd\u0161i, do kter\u00e9 v\u016fz opot\u0159ebujete za dobu, co jej budete vyu\u017e\u00edvat. Do t\u00e9to spl\u00e1tky n\u00e1le\u017e\u00ed tak\u00e9 dal\u0161\u00ed poplatky jako havarijn\u00ed poji\u0161t\u011bn\u00ed, povinn\u00e9 ru\u010den\u00ed \u010di dal\u0161\u00ed poplatky.V&nbsp;p\u0159\u00edpad\u011b \u00fav\u011br\u016f, a\u0165 u\u017e jde o spot\u0159ebitelsk\u00fd, podnikatelsk\u00fd nebo i o druh americk\u00e9 hypot\u00e9ky, by se jednalo o vynalo\u017een\u00ed do investice, kter\u00e1 v\u00e1m bude pat\u0159it. U \u00fav\u011bru si toti\u017e p\u016fj\u010d\u00edte pen\u00edze a v\u016fz si cel\u00fd koup\u00edte a vlastn\u00edte. Budete k&nbsp;n\u011bmu m\u00edt v\u0161echny n\u00e1le\u017eit\u00e9 doklady a n\u00e1sledn\u011b s&nbsp;n\u00edm m\u016f\u017eete zach\u00e1zet podle toho, jak si p\u0159ejete. Nad\u00e1le spl\u00e1c\u00edte pouze m\u011bs\u00ed\u010dn\u00ed spl\u00e1tku a\u017e do kone\u010dn\u00e9 v\u00fd\u0161e \u00fav\u011bru. V\u016fz ale bude v\u00e1\u0161, ve va\u0161em vlastnictv\u00ed.\tOperativn\u00ed leasing ve zkratceJedn\u00e1 se tedy o jak\u00fdsi druh pron\u00e1jmu automobilu.M\u011bs\u00ed\u010dn\u011b spl\u00e1c\u00edte dohodnutou \u010d\u00e1stku. M\u011bs\u00ed\u010dn\u00ed spl\u00e1tka ji\u017e zahrnuje ve\u0161ker\u00e9 poplatky. M\u016f\u017ee se jednat o v\u00fdpo\u010det opot\u0159eben\u00ed vozidla, o povinn\u00e9 ru\u010den\u00ed, havarijn\u00ed poji\u0161t\u011bn\u00ed, servis, a dal\u0161\u00ed dopl\u0148kov\u00e9 slu\u017eby dle konkr\u00e9tn\u00edho p\u0159\u00e1n\u00ed jedince.Po ukon\u010den\u00ed doby stanoven\u00e9 ve smlouv\u011b, tedy po ukon\u010den\u00ed doby, po kterou budete automobil vyu\u017e\u00edvat, se v\u016fz vrac\u00ed zp\u00e1tky k&nbsp;majiteli. T\u00edmto zp\u016fsobem neplat\u00edte na za\u010d\u00e1tku \u017e\u00e1dnou velkou investici a v\u011bt\u0161inu poplatk\u016f m\u00e1te zahrnout ji\u017e v&nbsp;cen\u011b &ndash; m\u011bs\u00ed\u010dn\u00ed spl\u00e1tce. Tak\u00e9 o \u00fadr\u017ebu a servis se star\u00e1 majitel \u010dili spole\u010dnost nebo firma, kde jste si tento &bdquo;pron\u00e1jem&ldquo; za\u0159izovali.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Operativn\u00ed leasing nebo \u00fav\u011br","item":"https:\/\/www.zerba.cz\/operativni-leasing-nebo-uver\/#breadcrumbitem"}]}]