[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/p2p-pujcka-od-lidi-lidem\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/p2p-pujcka-od-lidi-lidem\/","headline":"P2p p\u016fj\u010dka od lid\u00ed lidem","name":"P2p p\u016fj\u010dka od lid\u00ed lidem","description":"Lid\u00e9 p\u016fj\u010duj\u00ed lidem, levn\u011bji a s klidem. Jist\u011b zn\u00e1te tuto v\u011btu a\u0165 u\u017e z&nbsp;televizn\u00ed obrazovky, z&nbsp;po\u010d\u00edta\u010de, z&nbsp;reklamy nebo internetu. Toto heslo se z\u0159ejm\u011b nevyhnulo nikomu z&nbsp;n\u00e1s. P2p p\u016fj\u010dky v&nbsp;\u0161irok\u00e9m rozsahu jsou ve sv\u011bt\u011b tr\u017en\u00ed ekonomiky pom\u011brn\u011b novinkou. P\u016fj\u010dky takovouto formou byly doned\u00e1vna zprost\u0159edkov\u00e1v\u00e1ny pouze jako b\u011b\u017en\u00e9 p\u016fj\u010dky nap\u0159\u00edklad v&nbsp;r\u00e1mci rodiny. Za n\u011bco m\u00e1lo nav\u00edc jste &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/p2p-pujcka-od-lidi-lidem\/\"> <span class=\"screen-reader-text\">P2p p\u016fj\u010dka od lid\u00ed lidem<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/p2p-pujcka-od-lidi-lidem\/","about":["P\u016fj\u010dky"],"wordCount":601,"articleBody":"Lid\u00e9 p\u016fj\u010duj\u00ed lidem, levn\u011bji a s klidem. Jist\u011b zn\u00e1te tuto v\u011btu a\u0165 u\u017e z&nbsp;televizn\u00ed obrazovky, z&nbsp;po\u010d\u00edta\u010de, z&nbsp;reklamy nebo internetu. Toto heslo se z\u0159ejm\u011b nevyhnulo nikomu z&nbsp;n\u00e1s. P2p p\u016fj\u010dky v&nbsp;\u0161irok\u00e9m rozsahu jsou ve sv\u011bt\u011b tr\u017en\u00ed ekonomiky pom\u011brn\u011b novinkou. P\u016fj\u010dky takovouto formou byly doned\u00e1vna zprost\u0159edkov\u00e1v\u00e1ny pouze jako b\u011b\u017en\u00e9 p\u016fj\u010dky nap\u0159\u00edklad v&nbsp;r\u00e1mci rodiny. Za n\u011bco m\u00e1lo nav\u00edc jste si p\u016fj\u010dili od rodi\u010d\u016f a vr\u00e1tili jim o p\u00e1r &bdquo;korun&ldquo; v\u00edce. Z\u00e1le\u017eelo na v\u00fd\u0161i vyp\u016fj\u010den\u00e9 \u010d\u00e1stky. Ob\u010das v\u0161ak pr\u00e1v\u011b rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci necht\u011bli nic nav\u00edc vracet, tak\u017ee velice \u010dasto se v&nbsp;r\u00e1mci rodiny poskytovaly, ale i st\u00e1le poskytuj\u00ed, takzvan\u00e9 bez\u00faro\u010dn\u00e9 p\u016fj\u010dky, kdy se \u010d\u00e1stka ne\u00faro\u010d\u00ed, tak\u017ee opravdu vr\u00e1t\u00edte p\u0159esnou \u010d\u00e1stku, kterou jste si vyp\u016fj\u010dili. Vra\u0165me se ale k&nbsp;p\u016fj\u010dce od lid\u00ed. P2p p\u016fj\u010dky jsou opravdu zalo\u017een\u00e9 na principu, \u017ee p\u016fj\u010duj\u00ed lid\u00e9 lidem. Proto p\u0159eskakuj\u00ed n\u011bkter\u00e9 kroky, kter\u00e9 se t\u00fdkaj\u00ed bankovn\u00edch spole\u010dnost\u00ed a p\u0159ech\u00e1z\u00ed rovnou z&nbsp;p\u016fj\u010dky od lid\u00ed, takzvan\u011b na lidi. A nejenom takzvan\u011b, proto\u017ee princip p\u016fj\u010dky od lid\u00ed k lidem je t\u00edmto zp\u016fsobem opravdu takto nastaven.\tI v&nbsp;t\u00e9to sekci najdete v\u00edce poskytovatel\u016fDokonce i v&nbsp;r\u00e1mci poskytov\u00e1n\u00ed peer to peer p\u016fj\u010dky, najdete ji\u017e v\u00edce poskytovatel\u016f. Tak\u017ee si klienti mohou vyb\u00edrat. P\u0159i\u010dem\u017e ka\u017ed\u00e1 p\u016fj\u010dka je soukromou z\u00e1le\u017eitost\u00ed, nikde se nezve\u0159ej\u0148uj\u00ed \u017e\u00e1dn\u00e1 jm\u00e9na. Zkratkou p2p je pr\u00e1v\u011b anglick\u00fd n\u00e1zev peer to peer. P\u016fj\u010dka od lid\u00ed m\u00e1 v\u0161ak st\u00e1le podobn\u00e9 n\u00e1le\u017eitosti jako p\u016fj\u010dka od banky nebo jin\u00e9 finan\u010dn\u00ed instituce. Administrativa je jasn\u00e1, stru\u010dn\u00e1 a srozumiteln\u00e1. Nemus\u00edte \u010dekat dlouhou dobu na schv\u00e1len\u00ed. V&nbsp;tomto p\u0159\u00edpad\u011b jsou toti\u017e investo\u0159i ihned p\u0159ipraveni poskytnout klientovi p\u016fj\u010dku. P2p p\u016fj\u010dka m\u00e1 v\u0161ak stejn\u00e9 n\u00e1le\u017eitosti jako b\u011b\u017en\u00e1 p\u016fj\u010dka. Mus\u00edte ji splatit do ur\u010dit\u00e9 doby a samoz\u0159ejm\u011b tak\u00e9 s&nbsp;po\u017eadovan\u00fdmi \u00faroky. Ve\u0161ker\u00e9 n\u00e1le\u017eitosti zjist\u00edte p\u0159edem p\u0159i vy\u0159izov\u00e1n\u00ed p\u016fj\u010dky. Na Va\u0161i konkr\u00e9tn\u00ed p\u016fj\u010dku se m\u016f\u017ee slo\u017eit n\u011bkolik des\u00edtek lid\u00ed. P\u016fj\u010dky p2p jsou p\u0159ekvapiv\u011b vhodn\u00e9 i pro lidi, kter\u00fdm banka nechce p\u016fj\u010dit. Finan\u010dn\u00ed mo\u017enosti jsou p\u0159itom v&nbsp;t\u00e9to oblasti pom\u011brn\u011b rozs\u00e1hl\u00e9. Klient si m\u016f\u017ee p\u016fj\u010dit od n\u011bkolika des\u00edtek tis\u00edc a\u017e po stovky tis\u00edc korun. P\u016fj\u010dky od lid\u00ed lidem se poskytuj\u00ed od investor\u016f p\u0159es prost\u0159edn\u00edka (webov\u00e9 str\u00e1nky) rovnou k&nbsp;\u017eadatel\u016fm. Tak\u017ee jsou lid\u00e9, kte\u0159\u00ed pen\u00edze maj\u00ed a cht\u011bj\u00ed je investovat. T\u00edm p\u00e1dem je nab\u00eddnou k&nbsp;p\u016fj\u010dce. \u017dadatel n\u00e1sledn\u011b za\u017e\u00e1d\u00e1 o p\u016fj\u010dku a investo\u0159i se mohou pod\u00edlet a n\u011bco si t\u00edmto zp\u016fsobem i vyd\u011blaj\u00ed, proto\u017ee ka\u017ed\u00e1 p\u016fj\u010dka je z\u00faro\u010dena.                                                                                                                                                                                                                                                                                                                                                                                                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