[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/platite-si-radne-povinne-ruceni\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/platite-si-radne-povinne-ruceni\/","headline":"Plat\u00edte si \u0159\u00e1dn\u011b povinn\u00e9 ru\u010den\u00ed?","name":"Plat\u00edte si \u0159\u00e1dn\u011b povinn\u00e9 ru\u010den\u00ed?","description":"To znamen\u00e1, \u017ee pokud m\u00e1te vozidlo zapsan\u00e9, ale je vy\u0159azen\u00e9 z provozu, zanikl\u00e9, vyvezen\u00e9 do jin\u00e9ho st\u00e1tu nebo v\u00e1m vozidlo bylo odcizeno a nahl\u00e1sili jste to na Policii \u010cesk\u00e9 republiky a n\u00e1sledn\u011b ve sv\u00e9 poji\u0161\u0165ovn\u011b, nemus\u00edte hradit tento p\u0159\u00edsp\u011bvek za dan\u00e9 vozidlo. Sazba p\u0159\u00edsp\u011bvku je ur\u010dena vyhl\u00e1\u0161kou Ministerstva financ\u00ed \u010cesk\u00e9 republiky a z\u00e1le\u017e\u00ed samoz\u0159ejm\u011b na &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/platite-si-radne-povinne-ruceni\/\"> <span class=\"screen-reader-text\">Plat\u00edte si \u0159\u00e1dn\u011b povinn\u00e9 ru\u010den\u00ed?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-22","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316501_w1998_t1527448617.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a316501_w1998_t1527448617.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/platite-si-radne-povinne-ruceni\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":499,"articleBody":"\tTo znamen\u00e1, \u017ee pokud m\u00e1te vozidlo zapsan\u00e9, ale je vy\u0159azen\u00e9 z provozu, zanikl\u00e9, vyvezen\u00e9 do jin\u00e9ho st\u00e1tu nebo v\u00e1m vozidlo bylo odcizeno a nahl\u00e1sili jste to na Policii \u010cesk\u00e9 republiky a n\u00e1sledn\u011b ve sv\u00e9 poji\u0161\u0165ovn\u011b, nemus\u00edte hradit tento p\u0159\u00edsp\u011bvek za dan\u00e9 vozidlo.\tSazba p\u0159\u00edsp\u011bvku je ur\u010dena vyhl\u00e1\u0161kou Ministerstva financ\u00ed \u010cesk\u00e9 republiky a z\u00e1le\u017e\u00ed samoz\u0159ejm\u011b na druhu vozidla.\t\tOproti p\u0159edchoz\u00ed variant\u011b p\u0159\u00edsp\u011bvku, kdy byla sazba mnohem vy\u0161\u0161\u00ed ne\u017e b\u011b\u017en\u00e9 pojistn\u00e9, do\u0161lo u osobn\u00edch automobil (tak\u00e9 u motocykl\u016f do 350cm3 a p\u0159\u00edv\u011bsn\u00fdch voz\u00edk\u016f) ke sn\u00ed\u017een\u00ed t\u00e9to sazby a m\u011bla by p\u0159ibli\u017en\u011b pr\u00e1v\u011b kop\u00edrovat aktu\u00e1ln\u00ed pojistn\u00e9 \u010d\u00e1stky.\tD\u016fvod\u016f, pro\u010d lid\u00e9 neust\u00e1le poru\u0161uj\u00ed z\u00e1kon a nemaj\u00ed povinn\u00e9 ru\u010den\u00ed, je dle p\u0159edchoz\u00edch zku\u0161enost\u00ed cel\u00e1 \u0159ada. N\u011bkte\u0159\u00ed zcela v\u011bdom\u011b poru\u0161uj\u00ed z\u00e1kon, ale n\u011bkte\u0159\u00ed ani nev\u011bd\u00ed, \u017ee n\u011bjak\u00fd takov\u00fd z\u00e1kon existuje. Jedn\u00e1 se hlavn\u011b o lidi, kte\u0159\u00ed maj\u00ed v gar\u00e1\u017e\u00edch star\u00e9 nepoj\u00edzdn\u00e9 automobily nebo o lidi, kte\u0159\u00ed si spr\u00e1vn\u011b nepohl\u00eddali p\u0159evody vozidla p\u0159i jeho prodeji jin\u00e9 osob\u011b.\tAby do\u0161lo k tomu, \u017ee se v\u0161ichni v\u010das dozv\u00ed, jak se situace kolem aut a povinn\u00e9ho ru\u010den\u00ed m\u00e1, p\u0159ipravila \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f informa\u010dn\u00ed kampa\u0148, kter\u00e1 informuje o zm\u011bn\u00e1ch v z\u00e1kon\u011b a upozor\u0148uje na nutnost kontroly sv\u00fdch z\u00e1le\u017eitost\u00ed v t\u00e9to v\u011bci.\tOd nov\u00e9ho roku je na str\u00e1nk\u00e1ch kancel\u00e1\u0159e aplikace ur\u010den\u00e1 ke kontrole aktu\u00e1ln\u00edho stavu. Pokud jste tedy po nov\u00e9m roce obdr\u017eeli v\u00fdzvu, m\u011bli byste si v\u0161echno \u0159\u00e1dn\u011b p\u0159ekontrolovat, proto\u017ee t\u00edm m\u016f\u017eete p\u0159edej\u00edt mnohon\u00e1sobn\u011b vy\u0161\u0161\u00edm \u010d\u00e1stk\u00e1m v p\u0159\u00edpad\u011b zp\u016fsoben\u00e9 \u0161kody nepoji\u0161t\u011bn\u00fdm vozidlem.\tJe pot\u0159eba si uv\u011bdomit, \u017ee tento p\u0159\u00edsp\u011bvek NENAHRAZUJE poji\u0161t\u011bn\u00ed!\tJestli\u017ee budete jezdit nepoji\u0161t\u011bn\u00fdm vozem a zp\u016fsob\u00edte \u0161kodu, zaplat\u00edte jednu t\u0159etinu z celkov\u00e9ho n\u00e1roku (maxim\u00e1ln\u011b v\u0161ak do v\u00fd\u0161e 300.000,- K\u010d). Tento limit je tak\u00e9 nov\u00fd. Je to hlavn\u011b z toho d\u016fvodu, \u017ee d\u0159\u00edve byly \u010d\u00e1stky pro n\u011bkter\u00e9 nepoji\u0161t\u011bn\u00e9 i likvida\u010dn\u00ed a nebylo mo\u017en\u00e9 je pak vym\u00e1hat rozumnou cestou.\t\tJak takov\u00fd syst\u00e9m funguje?\tPokud se tedy stane nehoda nepoji\u0161t\u011bn\u00fdm vozidlem, \u0161kodu nejprve za vin\u00edka uhrad\u00ed pr\u00e1v\u011b \u010cKP z uveden\u00e9ho garan\u010dn\u00edho fondu. \u010c\u00e1stku zaplat\u00ed kancel\u00e1\u0159 celou, i kdy\u017e bude vy\u0161\u0161\u00ed ne\u017e limit, kter\u00fd jme ji\u017e zmi\u0148ovali. Teprve n\u00e1sledn\u011b tuto \u010d\u00e1stku do maxim\u00e1ln\u00ed v\u00fd\u0161e vym\u00e1h\u00e1 \u010cKP po dlu\u017en\u00edkovi.\tPro\u010d existuje takov\u00e1 instituce?\tPokud by \u010cKP neexistovala, museli by si po\u0161kozen\u00ed po vin\u00edc\u00edch vym\u00e1hat dlu\u017en\u00e9 \u010d\u00e1stky sami.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Plat\u00edte si \u0159\u00e1dn\u011b povinn\u00e9 ru\u010den\u00ed?","item":"https:\/\/www.zerba.cz\/platite-si-radne-povinne-ruceni\/#breadcrumbitem"}]}]