[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pojisteni-zvirat-ano-ci-ne\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pojisteni-zvirat-ano-ci-ne\/","headline":"Poji\u0161t\u011bn\u00ed zv\u00ed\u0159at \u2013 ano \u010di ne?","name":"Poji\u0161t\u011bn\u00ed zv\u00ed\u0159at \u2013 ano \u010di ne?","description":"&nbsp;Na cokoliv si vzpomenete, to se t\u00e9m\u011b\u0159 v\u017edy d\u00e1 pojistit. P\u0159esto je tu skupina (a to dokonce pom\u011brn\u011b po\u010detn\u00e1) &bdquo;v\u011bc\u00ed&ldquo;, kterou poji\u0161\u0165ovny poji\u0161\u0165uj\u00ed jen velmi nerady &ndash; dom\u00e1c\u00ed mazl\u00ed\u010dky a jin\u00e1 zv\u00ed\u0159ata. Pokud jste tedy majitelem zv\u00ed\u0159ete, m\u00e1 smysl ho nechat pojistit, nebo jsou to jen promrhan\u00e9 pen\u00edze? 1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Kde mohu zv\u00ed\u0159e pojistit a na &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pojisteni-zvirat-ano-ci-ne\/\"> <span class=\"screen-reader-text\">Poji\u0161t\u011bn\u00ed zv\u00ed\u0159at \u2013 ano \u010di ne?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2021-06-23","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pojisteni-zvirat-ano-ci-ne\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":465,"articleBody":"&nbsp;Na cokoliv si vzpomenete, to se t\u00e9m\u011b\u0159 v\u017edy d\u00e1 pojistit. P\u0159esto je tu skupina (a to dokonce pom\u011brn\u011b po\u010detn\u00e1) &bdquo;v\u011bc\u00ed&ldquo;, kterou poji\u0161\u0165ovny poji\u0161\u0165uj\u00ed jen velmi nerady &ndash; dom\u00e1c\u00ed mazl\u00ed\u010dky a jin\u00e1 zv\u00ed\u0159ata. Pokud jste tedy majitelem zv\u00ed\u0159ete, m\u00e1 smysl ho nechat pojistit, nebo jsou to jen promrhan\u00e9 pen\u00edze?1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Kde mohu zv\u00ed\u0159e pojistit a na co se to vztahuje?&nbsp;V&nbsp;\u010cesk\u00e9 republice je poji\u0161t\u011bn\u00ed zv\u00ed\u0159at mo\u017en\u00e9 sjednat pouze u t\u0159ech spole\u010dnost\u00ed &ndash; \u010cesk\u00e1 poji\u0161\u0165ovna, \u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna a Slavia poji\u0161\u0165ovna. V\u00fdhodnost jednotliv\u00fdch poji\u0161\u0165oven se samoz\u0159ejm\u011b pro ka\u017ed\u00e9ho individu\u00e1ln\u011b li\u0161\u00ed. V\u0161echny spole\u010dnosti v\u0161ak nej\u010dast\u011bji poji\u0161\u0165uj\u00ed kv\u016fli v\u00fddaj\u016fm t\u00fdkaj\u00edc\u00edch se veterin\u00e1rn\u00edch a operativn\u00edch z\u00e1krok\u016f nebo \u0161kodu zp\u016fsobenou Va\u0161\u00edm mazl\u00ed\u010dkem. Nepo\u010d\u00edtejte v\u0161ak s&nbsp;t\u00edm, \u017ee Va\u0161e probl\u00e9mov\u00e9 zv\u00ed\u0159e n\u011bkdo pojist\u00ed &ndash; je jedno, jestli je star\u00fd, nezvladateln\u00fd, nemocn\u00fd&hellip; Prost\u011b takov\u00e9 zv\u00ed\u0159e je nepojistiteln\u00e9. Tyto spole\u010dnosti maj\u00ed nejen fyzick\u00e1 omezen\u00ed (nap\u0159. v\u00e1ha) zv\u00ed\u0159at, ale i v\u011bkov\u00e1.2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; P\u0159i dobr\u00e9m v\u00fdb\u011bru nelze ud\u011blat chybu&nbsp;Chov jak\u00e9hokoliv zv\u00ed\u0159ete je finan\u010dn\u011b n\u00e1ro\u010dn\u00e1 z\u00e1le\u017eitost, to v\u00ed asi ka\u017ed\u00fd majitel. \u010c\u00e1stka, kter\u00e1 se ro\u010dn\u011b uhrad\u00ed poji\u0161\u0165ovn\u011b, sice na pap\u00ed\u0159e vypad\u00e1 nehezky, ale uv\u011bdomte si, \u017ee je to ro\u010dn\u00ed sou\u010det. Zkuste si n\u011bkdy spo\u010d\u00edtat, kolik stoj\u00ed nemoc Va\u0161eho zv\u00ed\u0159ete &ndash; najednou se V\u00e1m u\u017e ro\u010dn\u00ed poji\u0161t\u011bn\u00ed nezd\u00e1 tak vysok\u00e9, \u017ee? T\u0159eba nikdy svoj\u00ed poji\u0161\u0165ovnu nevyu\u017eijete, ale pokud si vyberete takov\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 V\u00e1m bude co nejv\u00edce vyhovovat, v\u011b\u0159te, \u017ee si v&nbsp;p\u0159\u00edpad\u011b jak\u00fdkoliv komplikac\u00ed budete d\u011bkovat, proto\u017ee v&nbsp;tu chv\u00edli dok\u00e1\u017ee poji\u0161t\u011bn\u00ed u\u0161et\u0159it i velmi vysok\u00e9 \u010d\u00e1stky. &nbsp;3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Jak je to s&nbsp;poji\u0161t\u011bn\u00edm jin\u00fdch zv\u00ed\u0159at?&nbsp;Dal\u0161\u00ed skupinou zv\u00ed\u0159at, u kter\u00fdch st\u00e1le mnoho majitel\u016f vol\u00e1 po kvalitn\u00edm poji\u0161t\u011bn\u00ed, je poji\u0161t\u011bn\u00ed kon\u00ed. Zde se fakt nar\u00e1\u017e\u00ed st\u00e1le na mnoho nedostatk\u016f jak ze strany majitel\u016f, tak i ze strany poji\u0161\u0165ovny. Nejv\u011bt\u0161\u00edm probl\u00e9mem je hlavn\u011b vysok\u00e1 \u010d\u00e1stka takov\u00e9to pojistky &ndash; i kdy\u017e se to samoz\u0159ejm\u011b mus\u00ed re\u00e1ln\u011b zhodnotit vzhledem k&nbsp;cen\u011b kon\u011b (!), v\u011bt\u0161inou b\u00fdv\u00e1 pro majitele finan\u010dn\u011b nep\u0159ijateln\u00e1.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poji\u0161t\u011bn\u00ed zv\u00ed\u0159at \u2013 ano \u010di ne?","item":"https:\/\/www.zerba.cz\/pojisteni-zvirat-ano-ci-ne\/#breadcrumbitem"}]}]