[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/porovnani-rizik-a-vynosu-ve-svete-investic\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/porovnani-rizik-a-vynosu-ve-svete-investic\/","headline":"Porovn\u00e1n\u00ed rizik a v\u00fdnos\u016f ve sv\u011bt\u011b investic","name":"Porovn\u00e1n\u00ed rizik a v\u00fdnos\u016f ve sv\u011bt\u011b investic","description":"Jestli\u017ee pl\u00e1nujete zhodnotit sv\u00e9 pen\u00edze, tak v\u017edy mus\u00edte po\u010d\u00edtat s&nbsp;t\u00edm, \u017ee zde existuje riziko ztr\u00e1ty cel\u00e9 investice. Spr\u00e1vn\u00fd investor tedy u jednotliv\u00fdch investic zkoum\u00e1 pom\u011br rizika, likvidity a v\u00fdnos\u016f. Na z\u00e1klad\u011b t\u011bchto parametr\u016f se d\u00e1le rozhoduje, co v\u0161e zahrne do sv\u00e9ho portfolia. Typy investic d\u011bl\u00edme na n\u011bkolik z\u00e1kladn\u00edch druh\u016f od n\u00edzkorizikov\u00fdch a\u017e po ty vysoce &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/porovnani-rizik-a-vynosu-ve-svete-investic\/\"> <span class=\"screen-reader-text\">Porovn\u00e1n\u00ed rizik a v\u00fdnos\u016f ve sv\u011bt\u011b investic<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2018-01-14","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310073_w1990_t1521024332.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a310073_w1990_t1521024332.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/porovnani-rizik-a-vynosu-ve-svete-investic\/","about":["Investice"],"wordCount":376,"articleBody":"\tJestli\u017ee pl\u00e1nujete zhodnotit sv\u00e9 pen\u00edze, tak v\u017edy mus\u00edte po\u010d\u00edtat s&nbsp;t\u00edm, \u017ee zde existuje riziko ztr\u00e1ty cel\u00e9 investice. Spr\u00e1vn\u00fd investor tedy u jednotliv\u00fdch investic zkoum\u00e1 pom\u011br rizika, likvidity a v\u00fdnos\u016f. Na z\u00e1klad\u011b t\u011bchto parametr\u016f se d\u00e1le rozhoduje, co v\u0161e zahrne do sv\u00e9ho portfolia.\tTypy investic d\u011bl\u00edme na n\u011bkolik z\u00e1kladn\u00edch druh\u016f od n\u00edzkorizikov\u00fdch a\u017e po ty vysoce rizikov\u00e9. Jak se to ve sv\u011bt\u011b investic m\u00e1, tak \u010d\u00edm vy\u0161\u0161\u00ed riziko, t\u00edm je i v\u011bt\u0161\u00ed zisk. Poj\u010fme si tedy v\u00edce p\u0159ibl\u00ed\u017eit jednotliv\u00e9 typy investic.\t\tFondy pen\u011b\u017en\u00edho trhuJednou z&nbsp;takov\u00fdch garantovan\u00fdch jistot jsou fondy pen\u011b\u017en\u00edho trhu. Zde je riziko ztr\u00e1ty investice natolik minim\u00e1ln\u00ed, \u017ee se zde \u010dlov\u011bka nemus\u00ed ni\u010deho b\u00e1t. Probl\u00e9m nast\u00e1v\u00e1 v&nbsp;p\u0159\u00edpad\u011b zhodnocen\u00ed vlo\u017een\u00e9 \u010d\u00e1stky, kter\u00e9 se pohybuje okolo 3%. Je to na zv\u00e1\u017een\u00ed, proto\u017ee v&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech takov\u00e9 zhodnocen\u00ed nepokryje ani p\u0159\u00edpadnou inflaci a investor tedy nic nevyd\u011bl\u00e1, ale lze toho vyu\u017e\u00edt u za\u010d\u00ednaj\u00edc\u00edho investora pro z\u00edsk\u00e1n\u00ed zku\u0161ensot\u00ed.\tDluhopisyDal\u0161\u00ed jistotu tvo\u0159\u00ed dluhopisy, kter\u00e9 nab\u00edz\u00ed zhodnocen\u00ed a\u017e 5%. Investice do dluhopis\u016f se v&nbsp;p\u0159\u00edpad\u011b garantovan\u00fdch fond\u016f pou\u017e\u00edv\u00e1 jako ru\u010dn\u00ed brzda v&nbsp;p\u0159\u00edpad\u011b, \u017ee investice nevyjde. Lid\u00e9 dluhopis\u016fm natolik v\u011b\u0159\u00ed, \u017ee u garantovan\u00fdch fond\u016f jde a\u017e 95% investovan\u00e9 \u010d\u00e1stky pr\u00e1v\u011b do dluhopis\u016f.\tSm\u00ed\u0161en\u00e9 fondyCo se t\u00fd\u010de sm\u00ed\u0161en\u00fdch fond\u016f, tak ty d\u011bl\u00edme dle rizika na defenzivn\u00ed a dynamick\u00e9. Jak z&nbsp;n\u00e1zvu vypl\u00fdv\u00e1, tak defenzivn\u00ed jsou sp\u00ed\u0161e pro lidi, kte\u0159\u00ed hledaj\u00ed jistotu na \u00fakor v\u00fdd\u011blku. Do dynamick\u00fdch investuj\u00ed lid\u00e9, kte\u0159\u00ed se neboj\u00ed riskovat. Obecn\u011b lze \u0159\u00edci, \u017ee na sm\u00ed\u0161en\u00fdch fondech lze zhodnotit sv\u00e9 finance od 7% a\u017e do 10%. Velice zde z\u00e1le\u017e\u00ed, jakou zvol\u00edme investi\u010dn\u00ed strategii.Na z\u00e1v\u011br v\u0161ak doporu\u010d\u00edme kombinovat v\u0161echny tyto typy a roz\u0161\u00ed\u0159it sv\u00e9 portfolio a t\u00edm diverzifikovat riziko. Spr\u00e1vn\u00fd investor se toti\u017e v\u017edy sna\u017e\u00ed o diverzifikaci rizika.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Porovn\u00e1n\u00ed rizik a v\u00fdnos\u016f ve sv\u011bt\u011b investic","item":"https:\/\/www.zerba.cz\/porovnani-rizik-a-vynosu-ve-svete-investic\/#breadcrumbitem"}]}]