[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/poskytovatele-nebankovnich-pujcek\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/poskytovatele-nebankovnich-pujcek\/","headline":"Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek","name":"Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek","description":"V&nbsp;posledn\u00edch letech se propaguj\u00ed na trhu bankovnictv\u00ed nejenom b\u011b\u017en\u00e9 banky, ale tak\u00e9 nebankovn\u00ed spole\u010dnosti. Ty maj\u00ed v&nbsp;posledn\u00edch letech \u010d\u00edm d\u00e1l t\u00edm vy\u0161\u0161\u00ed pod\u00edl na p\u016fj\u010dk\u00e1ch. Nejenom banky, ale i nebankovn\u00ed spole\u010dnosti poskytuj\u00ed p\u016fj\u010dky \u00fav\u011bry. Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek se sna\u017e\u00ed dr\u017eet krok s&nbsp;bankami a m\u016f\u017eeme \u0159\u00edct, \u017ee se, v&nbsp;oblasti bankovnictv\u00ed, docela p\u0159edh\u00e1n\u011bn\u00ed. Solidn\u00ed podm\u00ednky tedy m\u016f\u017eete &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/poskytovatele-nebankovnich-pujcek\/\"> <span class=\"screen-reader-text\">Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-10","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/poskytovatele-nebankovnich-pujcek\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":410,"articleBody":"V&nbsp;posledn\u00edch letech se propaguj\u00ed na trhu bankovnictv\u00ed nejenom b\u011b\u017en\u00e9 banky, ale tak\u00e9 nebankovn\u00ed spole\u010dnosti. Ty maj\u00ed v&nbsp;posledn\u00edch letech \u010d\u00edm d\u00e1l t\u00edm vy\u0161\u0161\u00ed pod\u00edl na p\u016fj\u010dk\u00e1ch. Nejenom banky, ale i nebankovn\u00ed spole\u010dnosti poskytuj\u00ed p\u016fj\u010dky \u00fav\u011bry. Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek se sna\u017e\u00ed dr\u017eet krok s&nbsp;bankami a m\u016f\u017eeme \u0159\u00edct, \u017ee se, v&nbsp;oblasti bankovnictv\u00ed, docela p\u0159edh\u00e1n\u011bn\u00ed. Solidn\u00ed podm\u00ednky tedy m\u016f\u017eete naj\u00edt jak u klasick\u00fdch bankovn\u00edch instituc\u00ed, tak tak\u00e9 pr\u00e1v\u011b u nebankovn\u00edch spole\u010dnost\u00ed.Nab\u00eddek je mnoho, proto je m\u016f\u017eete porovn\u00e1vat mezi nebankovn\u00edmi spole\u010dnostmi a mezi bankami.\tNejsou bankamiMezi nebankovn\u00ed spole\u010dnosti se samoz\u0159ejm\u011b \u0159ad\u00ed ty, kter\u00e9 nejsou b\u011b\u017en\u00fdmi bankami. Ale i nebankovn\u00ed spole\u010dnosti mohou b\u00fdt v\u00fdznamn\u00e9 a poskytovat klient\u016fm jist\u00e9 preference, kter\u00e9 klienti n\u00e1sledn\u011b up\u0159ednostn\u00ed. Nebankovn\u00ed spole\u010dnosti mus\u00ed m\u00edt takt\u00e9\u017e platn\u00e9 certifik\u00e1ty a povolen\u00ed p\u016fj\u010dovat lidem pen\u00edze. Nebankovn\u00ed spole\u010dnosti se \u010dasto ozna\u010duj\u00ed jako soukrom\u00e9. Klienti se u nich mohou setkat s&nbsp;m\u00edrn\u011bj\u0161\u00edm p\u0159\u00edstupem, ne\u017e je tomu v&nbsp;bank\u00e1ch. Mnohdy toleruj\u00ed z\u00e1znamy v&nbsp;registrech dlu\u017en\u00edk\u016f nebo i jist\u00e9 probl\u00e9my, jako jsou dluhy nebo exekuce. Klienti tak\u00e9 v&nbsp;n\u011bkter\u00fdch p\u0159\u00edpadech nemus\u00ed dokl\u00e1dat p\u0159\u00edjmy. V&nbsp;d\u0159\u00edv\u011bj\u0161\u00edch dob\u00e1ch se do nebankovn\u00edch takzvan\u00fdch soukrom\u00fdch poskytovatel\u016f mohl za\u0159adit i \u010dlov\u011bk, kter\u00fd m\u011bl \u017eivnostensk\u00fd list. To v&nbsp;dne\u0161n\u00ed dob\u011b neplat\u00ed a mus\u00edte m\u00edt platn\u00e9 certifik\u00e1ty. Ka\u017ed\u00e1 nebankovn\u00ed spole\u010dnost poskytuj\u00edc\u00ed p\u016fj\u010dky a \u00fav\u011bry mus\u00ed m\u00edt platnou licenci od \u010cesk\u00e9 n\u00e1rodn\u00ed banky.A jak\u00e9 p\u016fj\u010dky mohou nebankovn\u00ed poskytovatel\u00e9 sjednat s&nbsp;klienty? Klientovi mohou poskytnout jak spot\u0159ebitelsk\u00fd \u00fav\u011br, tak podnikatel\u016fm tak\u00e9 podnikatelsk\u00fd \u00fav\u011br. D\u00e1le u nich sjedn\u00e1te i hypot\u00e9ku s&nbsp;dlouhou dobou splatnosti nebo i n\u011bkter\u00e9 z&nbsp;rychl\u00fdch kr\u00e1tkodob\u00fdch p\u016fj\u010dek. Z\u00e1le\u017e\u00ed tedy v\u017edy na konkr\u00e9tn\u00edch pot\u0159eb\u00e1ch. Jejich portfolio nab\u00edzen\u00fdch finan\u010dn\u00edch mo\u017enost\u00ed je opravdu rozs\u00e1hl\u00e9 a spole\u010dnost\u00ed ji\u017e na trhu funguje a operuje opravdu hodn\u011b, tak\u017ee je z&nbsp;\u010deho vyb\u00edrat.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poskytovatel\u00e9 nebankovn\u00edch p\u016fj\u010dek","item":"https:\/\/www.zerba.cz\/poskytovatele-nebankovnich-pujcek\/#breadcrumbitem"}]}]