[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/proc-ma-cenu-vyridit-si-cestovni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/proc-ma-cenu-vyridit-si-cestovni-pojisteni\/","headline":"Pro\u010d m\u00e1 cenu vy\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed?","name":"Pro\u010d m\u00e1 cenu vy\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed?","description":"Jezd\u00edte do zahrani\u010d\u00ed pravideln\u011b a poka\u017ed\u00e9 si kladete tu stejnou ot\u00e1zku: M\u00e1 smysl za\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed? Ano, m\u00e1, a to i v&nbsp;p\u0159\u00edpad\u011b, \u017ee jste ho m\u011bli vy\u0159\u00edzen\u00e9 ji\u017e dvacetkr\u00e1t a nikdy jste jej nevyu\u017eili. Bu\u010fte r\u00e1di a doufejte, \u017ee tomu tak bude i p\u0159i Va\u0161ich dal\u0161\u00edch cest\u00e1ch. M\u016f\u017ee se toti\u017e jinak snadno st\u00e1t, \u017ee &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/proc-ma-cenu-vyridit-si-cestovni-pojisteni\/\"> <span class=\"screen-reader-text\">Pro\u010d m\u00e1 cenu vy\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2017-11-23","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305193_w1992_t1516708021.jpg","url":"https:\/\/zerba.cz\/wp-content\/uploads\/img_a305193_w1992_t1516708021.jpg","height":"","width":""},"url":"https:\/\/www.zerba.cz\/proc-ma-cenu-vyridit-si-cestovni-pojisteni\/","about":["Poji\u0161t\u011bn\u00ed"],"wordCount":513,"articleBody":"Jezd\u00edte do zahrani\u010d\u00ed pravideln\u011b a poka\u017ed\u00e9 si kladete tu stejnou ot\u00e1zku: M\u00e1 smysl za\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed? Ano, m\u00e1, a to i v&nbsp;p\u0159\u00edpad\u011b, \u017ee jste ho m\u011bli vy\u0159\u00edzen\u00e9 ji\u017e dvacetkr\u00e1t a nikdy jste jej nevyu\u017eili. Bu\u010fte r\u00e1di a doufejte, \u017ee tomu tak bude i p\u0159i Va\u0161ich dal\u0161\u00edch cest\u00e1ch. M\u016f\u017ee se toti\u017e jinak snadno st\u00e1t, \u017ee se z&nbsp;va\u0161\u00ed dovolen\u00e9 kv\u016fli mali\u010dkosti stane no\u010dn\u00ed m\u016fra, kter\u00e1 V\u00e1\u0161 rozpo\u010det zat\u00ed\u017e\u00ed na n\u011bkolik dal\u0161\u00edch m\u011bs\u00edc\u016f. Ob\u010dan\u00e9 \u010cesk\u00e9 republiky maj\u00ed sice n\u00e1rok v&nbsp;r\u00e1mci Evropsk\u00e9 unii na zdravotn\u00ed p\u00e9\u010di na \u00fa\u010det sv\u00fdch zdravotn\u00edch poji\u0161\u0165oven, ale v&nbsp;\u0159ad\u011b p\u0159\u00edpad\u016f je vy\u017eadov\u00e1na vysok\u00e1 spolu\u00fa\u010dast.D\u00e1le nejsou poji\u0161\u0165ovnou hrazeny l\u00e9ky a zdravotn\u00ed pom\u016fcky (berle, ort\u00e9zy). Ve v\u00e1\u017en\u011bj\u0161\u00edch p\u0159\u00edpadech, kdy je vy\u017eadov\u00e1n v\u00fdjezd l\u00e9ka\u0159e \u010di zdravotnick\u00fd transport do \u010cech, zbyde \u00fahrada t\u011bchto n\u00e1klad\u016f tak\u00e9 na V\u00e1s, pokud si nezjedn\u00e1te cestovn\u00ed poji\u0161t\u011bn\u00ed. Tot\u00e9\u017e plat\u00ed i pro asisten\u010dn\u00ed slu\u017eby, pokud jsou Va\u0161e jazykov\u00e9 schopnosti jen omezen\u00e9, ur\u010dit\u011b ocen\u00edte pomoc tlumo\u010dn\u00edka v&nbsp;p\u0159\u00edpad\u011b \u0159e\u0161en\u00ed \u00farazu \u010di operace v&nbsp;ciz\u00ed nemocnici. St\u00e1le m\u00e1te pochyby? Pak V\u00e1s mo\u017en\u00e1 p\u0159esv\u011bd\u010d\u00ed statistick\u00e9 \u00fadaje. Ka\u017edoro\u010dn\u011b \u0159e\u0161\u00ed \u010desk\u00e9 poji\u0161\u0165ovny na 70&nbsp;000 takov\u00fdchto pojistn\u00fdch ud\u00e1lost\u00ed a jsou mezi nimi i takov\u00e9, u nich\u017e \u0161koda dosahuje v\u00fd\u0161e milion\u016f korun.Jak si vybrat spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed?Va\u0161e cestovn\u00ed poji\u0161t\u011bn\u00ed by ur\u010dit\u011b m\u011blo zahrnovat poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh. D\u00e1le poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu na zdrav\u00ed a majetku druh\u00e9 osoby (nebo jste se nap\u0159\u00edklad na svahu nikdy nesrazili s&nbsp;jin\u00fdm ly\u017ea\u0159em \u010di snowboardistou?). P\u0159ipojistit se daj\u00ed tak\u00e9 zavazadla \u010di drah\u00e9 p\u0159edm\u011bty jako nap\u0159\u00edklad kamera \u010di fotoapar\u00e1t. Chyst\u00e1te-li se na dovolen\u00e9 provozovat adrenalinov\u00e9 sporty, informujte se v&nbsp;poji\u0161\u0165ovn\u011b na konkr\u00e9tn\u00ed aktivity, kter\u00e9 chcete provozovat. Na n\u011bkter\u00e9 sporty se toti\u017e mohou vztahovat takzvan\u00e9 v\u00fdluky a vy byste pozd\u011bji mohli b\u00fdt nep\u0159\u00edjemn\u011b p\u0159ekvapeni. Je dobr\u00e9, aby poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh po Evrop\u011b dosahovalo v\u00fd\u0161e aspo\u0148 1.5 mil. korun.Kolik V\u00e1s bude poji\u0161t\u011bn\u00ed st\u00e1t?Po\u010d\u00edtejte s&nbsp;t\u00edm, \u017ee poji\u0161t\u011bn\u00ed klasick\u00e9 \u010dty\u0159\u010dlenn\u00e9 rodiny na \u010dtrn\u00e1ct dn\u00ed pro cestu po Evrop\u011b se bude pohybovat kolem 1&nbsp;000 K\u010d. N\u011bkter\u00e9 banky nab\u00edzej\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed v&nbsp;r\u00e1mci platebn\u00ed karty pro jej\u00edho majitele a jeho rodinu, pak m\u00e1te po starostech. Jen si ohl\u00eddejte, \u017ee je zde nastavena dostate\u010dn\u00e1 v\u00fd\u0161e pojistn\u00e9ho kryt\u00ed. A pak tak\u00e9 nezapome\u0148te tuto kartu s&nbsp;sebou vz\u00edt na dovolenou.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d m\u00e1 cenu vy\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed?","item":"https:\/\/www.zerba.cz\/proc-ma-cenu-vyridit-si-cestovni-pojisteni\/#breadcrumbitem"}]}]