[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcit-si-neni-ostuda\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcit-si-neni-ostuda\/","headline":"P\u016fj\u010dit si nen\u00ed ostuda","name":"P\u016fj\u010dit si nen\u00ed ostuda","description":"P\u0159e\u017eitek n\u011bkter\u00fdch na\u0161ich maminek, tat\u00ednk\u016f a v\u011bt\u0161iny babi\u010dek a d\u011bde\u010dk\u016f, \u017ee p\u016fj\u010dit si je ostuda a \u017ee je naprosto vylou\u010den\u00e9 kupovat n\u011bco, na co nem\u00e1m pen\u00edze, st\u00e1le p\u0159etrv\u00e1v\u00e1. Nen\u00ed to bohu\u017eel, ani bohud\u00edk, ale pravdou je, \u017ee zodpov\u011bdnost je v tomto sm\u011bru v\u00edce ne\u017e na m\u00edst\u011b. Velmi lehce by se v\u00e1m toti\u017e mohlo st\u00e1t, \u017ee &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcit-si-neni-ostuda\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dit si nen\u00ed ostuda<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2016-09-18","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pujcit-si-neni-ostuda\/","about":["Finan\u010dn\u00ed spole\u010dnosti"],"wordCount":499,"articleBody":"\tP\u0159e\u017eitek n\u011bkter\u00fdch na\u0161ich maminek, tat\u00ednk\u016f a v\u011bt\u0161iny babi\u010dek a d\u011bde\u010dk\u016f, \u017ee p\u016fj\u010dit si je ostuda a \u017ee je naprosto vylou\u010den\u00e9 kupovat n\u011bco, na co nem\u00e1m pen\u00edze, st\u00e1le p\u0159etrv\u00e1v\u00e1. Nen\u00ed to bohu\u017eel, ani bohud\u00edk, ale pravdou je, \u017ee zodpov\u011bdnost je v tomto sm\u011bru v\u00edce ne\u017e na m\u00edst\u011b. Velmi lehce by se v\u00e1m toti\u017e mohlo st\u00e1t, \u017ee byste nebyli schopni spl\u00e1cet, \u017ee byste si toho vzali v\u00edc, ne\u017e byste zvl\u00e1dli m\u011bs\u00ed\u010dn\u011b spl\u00e1cet.\tNa\u010d si d\u00e1t pozor&nbsp;\ue00c&nbsp;&nbsp;&nbsp; D\u016fsledn\u011b prostudujte podm\u00ednky smlouvy spole\u010dnosti, od kter\u00e9 se rozhodneme si p\u016fj\u010dit, je si z\u00e1kladn\u00ed a prvn\u00ed v\u011bc\u00ed, kterou ud\u011bl\u00e1me. P\u0159edpokl\u00e1dejme, \u017ee jsme si ji\u017e vybrali spole\u010dnosti, o kter\u00fdch se domn\u00edv\u00e1me, \u017ee pat\u0159\u00ed mezi ty solidn\u011bj\u0161\u00ed.&nbsp;\ue00c&nbsp;&nbsp;&nbsp; I tak ale neopome\u0148te si vybranou spole\u010dnost co nejl\u00e9pe prov\u011b\u0159it. Uv\u011bdomte si, \u017ee se chyst\u00e1te upsat t\u0159eba i na n\u011bkolik let. P\u0159ipus\u0165me, \u017ee vyb\u00edr\u00e1me opravdu ze spole\u010dnost\u00ed, ne ze zn\u00e1m\u00fdch bank.&nbsp;\ue00c&nbsp;&nbsp;&nbsp; Nenechme se nal\u00e1kat jen na garantovan\u00fd n\u00edzk\u00fd \u00farok. D\u016fle\u017eit\u00e9 je pro v\u00e1s RPSN, tedy &bdquo;RO\u010cN\u00cd PROCENTU\u00c1LN\u00cd SAZBA N\u00c1KLAD\u016e&ldquo;. Pr\u00e1v\u011b pod touto zkratku se pr\u00e1v\u011b skr\u00fdvaj\u00ed v\u0161echny n\u00e1klady spojen\u00e9 s p\u016fj\u010dkou. Pr\u00e1v\u011b RPSN m\u016f\u017ee b\u00fdt i n\u011bkolikan\u00e1sobn\u011b vy\u0161\u0161\u00ed, ne\u017e samotn\u00fd \u00farok. A nebojte, \u017ee byste ho ve smlouv\u011b nena\u0161el. RPSN mus\u00ed b\u00fdt ze z\u00e1kona ve smlouv\u011b uvedeno!&nbsp;\ue00c&nbsp;&nbsp;&nbsp; Nesmi\u0159te se s prvn\u00ed nab\u00eddkou. Pro jistotu rad\u011bji porovnejte nab\u00eddku kter\u00e1 se v\u00e1m nejv\u00edce zamlouv\u00e1 i s ostatn\u00edmi spole\u010dnostmi. Mohli byste u\u0161et\u0159it na spl\u00e1tk\u00e1ch.&nbsp;\ue00c&nbsp;&nbsp;&nbsp; Zkontrolujte podm\u00ednku neplacen\u00ed. Kdy\u017e nap\u0159\u00edklad nebudete moci z n\u011bjak\u00e9ho d\u016fvodu p\u016fj\u010dku spl\u00e1cet, mus\u00edte p\u0159ed podpisem v\u011bd\u011bt, co se stane, zda dostanete odklad a na jak dlouho nebo zda se na v\u00e1\u0161 probl\u00e9m nebudete br\u00e1t ohled.&nbsp;\ue00c&nbsp;&nbsp;&nbsp; Pozor na mal\u00e1 p\u00edsmenka! \u010ct\u011bte i ta nejmen\u0161\u00ed a nejzastr\u010den\u011bj\u0161\u00ed p\u00edsmenka. Bohu\u017eel, pr\u00e1v\u011b tam mohou b\u00fdt mnohdy skryty ty nejd\u016fle\u017eit\u011bj\u0161\u00ed informace a podm\u00ednk\u00e1ch p\u016fj\u010dky a samotn\u00e9ho spl\u00e1cen\u00ed.&nbsp;Styd\u011bt se za to, \u017ee si chceme p\u016fj\u010dit, proto\u017ee na to prost\u011b nem\u00e1me, nen\u00ed v dne\u0161n\u00ed dob\u011b \u017e\u00e1dn\u00e1 ostuda. Platy \u010desk\u00fdch rodin nejsou v\u011bt\u0161inou tak vysok\u00e9, aby si to klasick\u00e1 \u010dty\u0159\u010dlenn\u00e1 rodina mohla dovolit. Tak si klidn\u011b p\u016fj\u010dte, ale velmi dob\u0159e si v\u0161e rozmyslete!                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dit si nen\u00ed ostuda","item":"https:\/\/www.zerba.cz\/pujcit-si-neni-ostuda\/#breadcrumbitem"}]}]