[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-a-uver-bez-zastavy-a-registru\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-a-uver-bez-zastavy-a-registru\/","headline":"P\u016fj\u010dka a \u00fav\u011br bez z\u00e1stavy a registru","name":"P\u016fj\u010dka a \u00fav\u011br bez z\u00e1stavy a registru","description":"Co si p\u0159edstav\u00edte pod pojmem z\u00e1stava? Jako z\u00e1stava se v p\u0159\u00edpad\u011b p\u016fj\u010dek a \u00fav\u011br\u016f d\u00e1v\u00e1 nap\u0159\u00edklad nemovitost. Jedn\u00e1 se o jakousi mo\u017enost ru\u010dit nemovitost\u00ed. T\u00edm mohou banky \u010di nebankovn\u00ed spole\u010dnosti poskytnout v\u00edce financ\u00ed, vy\u0161\u0161\u00ed \u010d\u00e1stku \u00fav\u011bru, proto\u017ee m\u00e1 klient lep\u0161\u00ed zaji\u0161t\u011bn\u00ed nebo del\u0161\u00ed dobu splatnosti a v n\u011bkter\u00fdch p\u0159\u00edpadech l\u00e1kaj\u00ed banky a nebankovn\u00ed spole\u010dnosti klienty i na …

P\u016fj\u010dka a \u00fav\u011br bez z\u00e1stavy a registru<\/span> Pokra\u010dovat ve \u010dten\u00ed »<\/a><\/p>","datePublished":"2020-08-10","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.zerba.cz\/pujcka-a-uver-bez-zastavy-a-registru\/","about":["P\u016fj\u010dky"],"wordCount":486,"articleBody":"Co si p\u0159edstav\u00edte pod pojmem z\u00e1stava? Jako z\u00e1stava se v p\u0159\u00edpad\u011b p\u016fj\u010dek a \u00fav\u011br\u016f d\u00e1v\u00e1 nap\u0159\u00edklad nemovitost. Jedn\u00e1 se o jakousi mo\u017enost ru\u010dit nemovitost\u00ed. T\u00edm mohou banky \u010di nebankovn\u00ed spole\u010dnosti poskytnout v\u00edce financ\u00ed, vy\u0161\u0161\u00ed \u010d\u00e1stku \u00fav\u011bru, proto\u017ee m\u00e1 klient lep\u0161\u00ed zaji\u0161t\u011bn\u00ed nebo del\u0161\u00ed dobu splatnosti a v n\u011bkter\u00fdch p\u0159\u00edpadech l\u00e1kaj\u00ed banky a nebankovn\u00ed spole\u010dnosti klienty i na ni\u017e\u0161\u00ed \u00farok. Nemovitost mus\u00ed m\u00edt klient ve vlastnictv\u00ed. V n\u011bkter\u00fdch p\u0159\u00edpadech je zde je\u0161t\u011b mo\u017enost ru\u010dit nemovitost\u00ed takzvan\u00e9 t\u0159et\u00ed osoby, kter\u00e1 s klientem vstoup\u00ed do smlouvy a v\u0161e podep\u00ed\u0161e. Z\u00e1stava je tedy nemovitost, kterou se ru\u010d\u00ed. Ru\u010dit m\u016f\u017eete domem, bytem, pozemkem a dal\u0161\u00edmi nemovitostmi. P\u016fj\u010dka bez registru a z\u00e1stavy tedy znamen\u00e1, \u017ee nemus\u00edte ni\u010d\u00edm ru\u010dit, nemus\u00edte m\u00edt \u017e\u00e1dnou nemovitost ve vlastnictv\u00ed a bez registru znamen\u00e1, \u017ee nebankovn\u00ed spole\u010dnosti toleruj\u00ed z\u00e1znamy v registrech, tak\u017ee p\u016fj\u010duj\u00ed i takzvan\u00fdm „probl\u00e9mov\u00fdm“ klient\u016fm. P\u016fj\u010dky bez registru a z\u00e1stavy b\u00fdvaj\u00ed b\u011b\u017en\u011b dostupn\u00e9 od nebankovn\u00edch spole\u010dnost\u00ed. Toleruj\u00ed z\u00e1znamy a p\u0159i ni\u017e\u0161\u00edch \u010d\u00e1stk\u00e1ch nemus\u00edte ru\u010dit \u017e\u00e1dnou nemovitost\u00ed. Bez ru\u010den\u00ed lze z\u00edskat u nebankovn\u00edch spole\u010dnost\u00ed p\u00e1r tis\u00edc a\u017e n\u011bkolik set tis\u00edc korun. Z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edm poskytovateli. I banky mohou nab\u00eddnout p\u016fj\u010dky bez ru\u010den\u00ed, ale u\u017e nikoliv bez registr\u016f, proto\u017ee registry v\u017edy prov\u011b\u0159uj\u00ed a pokud m\u00e1te z\u00e1znam, tak je jasn\u00e9, \u017ee v bance p\u016fj\u010dku nez\u00edsk\u00e1te, tam jsou st\u00e1le je\u0161t\u011b striktn\u011b a p\u0159\u00edsn\u011b dan\u00e1 pravidla.\tB\u011b\u017en\u00e9 p\u016fj\u010dkyRegistry existuj\u00ed dvoj\u00ed typu: bankovn\u00ed a nebankovn\u00ed. Pakli\u017ee m\u00e1 \u010dlov\u011bk z\u00e1znam, m\u016f\u017ee jej m\u00edt zapsan\u00fd v jednom z typ\u016f nebo v obou z typ\u016f registr\u016f. Registry jsou jak\u00e9si datab\u00e1ze v\u0161ech lid\u00ed. Pokud tam m\u00e1te negativn\u00ed z\u00e1znam, je to samoz\u0159ejm\u011b \u0161patn\u011b, proto\u017ee t\u00edm p\u00e1dem jste druh neplati\u010de. Z\u00e1znam v\u0161ak m\u016f\u017eete z\u00edskat pom\u011brn\u011b lehce, proto jej mnoho nebankovn\u00edch spole\u010dnost\u00ed toleruje. Jednou nezaplat\u00edte v\u010das pau\u0161\u00e1l za telefon, opozd\u00edte se spl\u00e1tkou \u010di n\u011bco podobn\u00e9ho a u\u017e m\u016f\u017eete m\u00edt zad\u011bl\u00e1no na z\u00e1znam. Banky registry p\u0159\u00edsn\u011b hl\u00eddaj\u00ed a ka\u017ed\u00fd z\u00e1znam je probl\u00e9m, pokud u nich \u017e\u00e1d\u00e1te o p\u016fj\u010dku. Nebankovn\u00ed spole\u010dnosti je mohou tolerovat. Je t\u0159eba podotknout, \u017ee podle novely z\u00e1kona si ka\u017ed\u00fd poskytovatel p\u016fj\u010dky mus\u00ed ov\u011b\u0159it registry dlu\u017en\u00edk\u016f. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka a \u00fav\u011br bez z\u00e1stavy a registru","item":"https:\/\/www.zerba.cz\/pujcka-a-uver-bez-zastavy-a-registru\/#breadcrumbitem"}]}]