[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zerba.cz\/pujcka-a-uver-na-auto\/#Article","mainEntityOfPage":"https:\/\/www.zerba.cz\/pujcka-a-uver-na-auto\/","headline":"P\u016fj\u010dka a \u00fav\u011br na auto","name":"P\u016fj\u010dka a \u00fav\u011br na auto","description":"Jak z\u00edskat auto, kdy\u017e nem\u00e1me na\u0161et\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze? P\u0159ejete si nov\u00fd automobil a hrozn\u011b moc po n\u011bm tou\u017e\u00edte? Jenom\u017ee v\u00edte, \u017ee stoj\u00ed v\u00edc ne\u017e dost? Nem\u00e1te na\u0161et\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze, a tak p\u0159em\u00fd\u0161l\u00edte o p\u016fj\u010dce? Mnoho lid\u00ed sm\u00fd\u0161l\u00ed v\u00a0t\u00e9to oblasti stejn\u011b a v\u00a0p\u0159\u00edpad\u011b nov\u00e9ho vozidla je napadne uva\u017eovat o p\u016fj\u010dce. Bu\u010fto na nov\u00fd automobil, nebo na &hellip;<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.zerba.cz\/pujcka-a-uver-na-auto\/\"> <span class=\"screen-reader-text\">P\u016fj\u010dka a \u00fav\u011br na auto<\/span> Pokra\u010dovat ve \u010dten\u00ed &raquo;<\/a><\/p>","datePublished":"2020-08-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.zerba.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zerba.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/30f99868bdc637a3107fd3940cfc0bc4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zerba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384674_16x9_20260817_221916_osFHiv.jpg","url":"https:\/\/www.zerba.cz\/wp-content\/uploads\/art384674_16x9_20260817_221916_osFHiv.jpg","height":0,"width":0},"url":"https:\/\/www.zerba.cz\/pujcka-a-uver-na-auto\/","about":["P\u016fj\u010dky"],"wordCount":554,"articleBody":"Jak z\u00edskat auto, kdy\u017e nem\u00e1me na\u0161et\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze? P\u0159ejete si nov\u00fd automobil a hrozn\u011b moc po n\u011bm tou\u017e\u00edte? Jenom\u017ee v\u00edte, \u017ee stoj\u00ed v\u00edc ne\u017e dost? Nem\u00e1te na\u0161et\u0159en\u00e9 \u017e\u00e1dn\u00e9 pen\u00edze, a tak p\u0159em\u00fd\u0161l\u00edte o p\u016fj\u010dce? Mnoho lid\u00ed sm\u00fd\u0161l\u00ed v\u00a0t\u00e9to oblasti stejn\u011b a v\u00a0p\u0159\u00edpad\u011b nov\u00e9ho vozidla je napadne uva\u017eovat o p\u016fj\u010dce. Bu\u010fto na nov\u00fd automobil, nebo na star\u0161\u00ed, takzvan\u011b ojet\u00fd druh automobilu. V\u00a0p\u0159\u00edpad\u011b, \u017ee se vozidlo porouch\u00e1 natolik, \u017ee u\u017e nejde opravit nebo by opravy st\u00e1ly opravdu hodn\u011b pen\u011bz a p\u0159evy\u0161ovaly by nap\u0159\u00edklad i celkovou hodnotu vozidla, je z\u0159ejm\u011b na \u010dase uva\u017eovat o nov\u011bj\u0161\u00edm modelu. V\u0161echny tyto \u00favahy n\u00e1s zavedou k\u00a0jedn\u00e9 konkr\u00e9tn\u00ed v\u011bci a tou je p\u016fj\u010dka na auto. P\u016fj\u010dka nebo tak\u00e9 \u00fav\u011br na auto je mo\u017en\u00e9 z\u00edskat jak od klasick\u00e9 banky, tak tak\u00e9 nebankovn\u00ed spole\u010dnosti. U banky m\u016f\u017eete z\u00edskat \u00fa\u010delov\u00fd \u00fav\u011br na auto \u010dili jako druh \u00fa\u010delov\u00e9ho spot\u0159ebitelsk\u00e9ho \u00fav\u011bru. Naproti tomu nap\u0159\u00edklad nebankovn\u00ed spole\u010dnosti se v\u016fbec v\u011bt\u0161inou neptaj\u00ed, na co finance pot\u0159ebujete, a poskytuj\u00ed ne\u00fa\u010delov\u00e9 p\u016fj\u010dky, do kter\u00fdch se m\u016f\u017ee \u0159adit i auto p\u016fj\u010dka \u010di auto \u00fav\u011br, av\u0161ak tak\u00e9 podobn\u00e9 p\u016fj\u010dky na auto mohou poskytnout jako \u00fa\u010delov\u00fd druh p\u016fj\u010dky. \u00dav\u011br na auto bez registru je dal\u0161\u00ed z\u00a0mo\u017enost\u00ed, jak z\u00edskat finance na koupi automobilu, ani\u017e by n\u011bkdo \u0159e\u0161it z\u00e1znamy v\u00a0registrech dlu\u017en\u00edk\u016f. Spot\u0159ebitelsk\u00fd \u00fav\u011br na auto znamen\u00e1, \u017ee automobil bude ve va\u0161em vlastnictv\u00ed a plat\u00edte m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky jako b\u011b\u017enou p\u016fj\u010dku.\u00a0\tPro vlastn\u00ed i firemn\u00ed \u00fa\u010delyAutomobil m\u016f\u017eeme pot\u0159ebovat pro sv\u00e9 vlastn\u00ed osobn\u00ed pot\u0159eby, ale tak\u00e9 v\u00a0r\u00e1mci firemn\u00edch pot\u0159eb. Auto na \u00fav\u011br znamen\u00e1, \u017ee jej budete m\u00edt ve sv\u00e9m vlastnictv\u00ed ihned po koupi a u\u017e jen nad\u00e1le spl\u00e1c\u00edte spl\u00e1tky. \u00a0\u00dav\u011br na auto pro firmy poskytne jak banka, tak i nebankovn\u00ed spole\u010dnost, a to do r\u016fzn\u00e9 v\u00fd\u0161e. Porovn\u00e1vat proto m\u016f\u017eete r\u016fzn\u00e9 nab\u00eddky \u00fav\u011bru na auto pro podnikatele. Nejedn\u00e1 se v\u0161ak o leasing, ale o r\u016fzn\u00e9 druhy p\u016fj\u010dek a \u00fav\u011bru bu\u010fto za konkr\u00e9tn\u00edm \u00fa\u010delem, jako \u00fa\u010delov\u00e9 nebo ne\u00fa\u010delov\u00e9 p\u016fj\u010dky, kdy si m\u016f\u017eete pou\u017e\u00edt finance podle sv\u00e9ho vlastn\u00edho uv\u00e1\u017een\u00ed i nap\u0159\u00edklad jako p\u016fj\u010dku auto.Zp\u011btn\u00fd \u00fav\u011br na auto je trochu jin\u00e1 kapitola. U zp\u011btn\u00e9ho \u00fav\u011bru toti\u017e nebankovn\u00ed spole\u010dnost odkoup\u00ed vozidlo, kter\u00e9 ji\u017e m\u00e1te ve vlastnictv\u00ed, a prod\u00e1 V\u00e1m ho zp\u00e1tky, a to na spl\u00e1tky. Podm\u00ednkou je, abyste vlastnili tento dopravn\u00ed prost\u0159edek, v\u011bt\u0161inou se jedn\u00e1 o automobil. Ten V\u00e1m z\u016fst\u00e1v\u00e1 ve vlastnictv\u00ed, jen jej spl\u00e1c\u00edte. Pokud z\u00a0n\u011bjak\u00e9ho d\u016fvodu nem\u016f\u017eete z\u00edskat \u00fav\u011br nebo jinou p\u016fj\u010dku, pak m\u016f\u017eete zkusit vyzkou\u0161et tento postup.\t                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka a \u00fav\u011br na auto","item":"https:\/\/www.zerba.cz\/pujcka-a-uver-na-auto\/#breadcrumbitem"}]}]